{"id":8974,"date":"2026-05-27T12:00:56","date_gmt":"2026-05-27T10:00:56","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2026-05-27T11:22:55","modified_gmt":"2026-05-27T09:22:55","slug":"immobilier-des-taux-qui-augmentent-mais-un-marche-qui-reste-accessible","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/immobilier-des-taux-qui-augmentent-mais-un-marche-qui-reste-accessible.html","title":{"rendered":"Taux immobiliers mai 2026 : +5 % sur 15 et 20 ans, mais pas de panique !"},"content":{"rendered":"

En mai 2026, les taux de cr\u00e9dit immobilier poursuivent leur hausse. En revanche, cette \u00e9volution ne concerne pas tous les indicateurs de notre barom\u00e8tre.<\/p>\n

Elle concerne les taux moyens sur 15 et 20 ans<\/strong>, qui enregistrent une augmentation de 5 points de base, ainsi que le taux sur 25 ans r\u00e9serv\u00e9 aux profils premium<\/strong>, en hausse de 10 points de base.<\/p>\n

Les autres taux demeurent stables, permettant aux emprunteurs de b\u00e9n\u00e9ficier de bonnes conditions pour leur projet immobilier.<\/p>\n

Barom\u00e8tre des taux immobiliers<\/h2>\n\n\n\n\n\n\n\n\n
Dur\u00e9e du cr\u00e9dit immobilier<\/td>\nTaux immo moyen<\/td>\nMeilleur taux immo<\/td>\n<\/tr>\n
7 ans<\/td>\n3,15 % (stable)<\/td>\n2,70 % (stable)<\/td>\n<\/tr>\n
10 ans<\/td>\n3,20 % (stable)<\/td>\n2,70 % (stable)<\/td>\n<\/tr>\n
15 ans<\/td>\n3,35 % (+ 5 pdb)<\/td>\n2,85 % (stable)<\/td>\n<\/tr>\n
20 ans<\/td>\n3,45 % (+ 5 pdb)<\/td>\n3,00 % (stable)<\/td>\n<\/tr>\n
25 ans<\/td>\n3,55 % (stable)<\/td>\n3,25 % (+ 10 pdb)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Notre analyse du mois de mai 2026<\/h2>\n

En ce mois du muguet, les taux du cr\u00e9dit immobilier repartent bel et bien \u00e0 la hausse<\/strong>. Celle-ci est principalement due \u00e0 un retour de l\u2019inflation. Elle est aussi influenc\u00e9e par une augmentation des prix de l\u2019\u00e9nergie et par la situation g\u00e9opolitique actuelle.<\/p>\n

Malgr\u00e9 cette p\u00e9riode d\u2019incertitude, les autres taux restent \u00e0 la fois accessibles et int\u00e9ressants pour les emprunteurs<\/strong>, notamment avec le taux sur 25 ans \u00e0 3,55 %. Il est \u00e9galement \u00e0 noter que la demande de cr\u00e9dit des particuliers est toujours au rendez-vous. Nous observons une hausse de 30 % des emprunteurs par rapport \u00e0 la m\u00eame p\u00e9riode l\u2019an dernier.<\/p>\n

L\u2019accompagnement d\u2019un courtier devient essentiel \u00e0 l\u2019heure o\u00f9 les taux \u00e9voluent rapidement. Ce professionnel du cr\u00e9dit peut s\u00e9curiser votre projet et vous permettre d\u2019obtenir les meilleures conditions d\u2019emprunt possibles.<\/p>\n","protected":false},"excerpt":{"rendered":"

En mai 2026, les taux de cr\u00e9dit immobilier poursuivent leur hausse. En revanche, cette \u00e9volution ne concerne pas tous les indicateurs de notre barom\u00e8tre. Elle concerne les […]<\/p>\n","protected":false},"author":4,"featured_media":8978,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8974","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"\nTaux immobiliers mai 2026 : +5 % sur 15 et 20 ans, mais pas de panique ! - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"En mai 2026, les taux de cr\u00e9dit immobilier poursuivent leur hausse. 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