{"id":8956,"date":"2026-05-05T12:00:53","date_gmt":"2026-05-05T10:00:53","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2026-05-05T11:31:23","modified_gmt":"2026-05-05T09:31:23","slug":"immo-taux-repartent-timidement-hausse","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/immo-taux-repartent-timidement-hausse.html","title":{"rendered":"Immobilier : les taux repartent timidement \u00e0 la hausse"},"content":{"rendered":"

Nous observons actuellement une l\u00e9g\u00e8re remont\u00e9e des taux immobiliers sur le mois d’avril. Une \u00e9volution mesur\u00e9e, qui ne se r\u00e9percute pas sur l\u2019ensemble des indicateurs de notre barom\u00e8tre, une bonne nouvelle pour les emprunteurs en phase de concr\u00e9tisation.<\/p>\n

Sur 20 ans, les conditions restent stables : le taux moyen se maintient \u00e0 3,40 %<\/strong>, tandis que le meilleur taux demeure fix\u00e9 \u00e0 3,00 %. Des niveaux qui continuent d\u2019offrir de belles opportunit\u00e9s de financement.<\/p>\n

La hausse se concentre principalement sur les emprunts les plus longs. Sur 25 ans, le taux moyen progresse de 10 points de base pour atteindre 3,55 %,<\/strong> tandis que le meilleur taux augmente de 7 points de base, \u00e0 3,15 %.<\/p>\n

Barom\u00e8tre des taux immobiliers<\/h2>\n\n\n\n\n\n\n\n\n
Dur\u00e9e du cr\u00e9dit<\/strong><\/td>\nTaux du march\u00e9<\/strong><\/td>\nMeilleur taux<\/strong><\/td>\n<\/tr>\n
7 ans<\/td>\n3,15 % (stable)<\/td>\n2,70 % (stable)<\/td>\n<\/tr>\n
10 ans<\/td>\n3,20 % (stable)<\/td>\n2,70 % (stable)<\/td>\n<\/tr>\n
15 ans<\/td>\n3,30 % (stable)<\/td>\n2,85 % (stable)<\/td>\n<\/tr>\n
20 ans<\/td>\n3,40 % (stable)<\/td>\n3,00 % (stable)<\/td>\n<\/tr>\n
25 ans<\/td>\n3,55 % (+10 pdb)<\/td>\n3,15 % (+7 pdb)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Notre analyse des taux immobiliers d’avril 2026<\/h2>\n

Malgr\u00e9 cette l\u00e9g\u00e8re tension sur les emprunts longs, les banques restent mobilis\u00e9es pour accompagner les emprunteurs et proposer des conditions de financement comp\u00e9titives. Le march\u00e9 entre progressivement dans une phase plus dynamique : les signaux d\u2019un red\u00e9marrage printanier se confirment<\/strong>.<\/p>\n

Le printemps constitue traditionnellement une p\u00e9riode favorable aux projets immobiliers. L\u2019offre s\u2019\u00e9toffe, les transactions repartent, et les acqu\u00e9reurs peuvent se positionner dans de bonnes conditions. C\u2019est donc un moment strat\u00e9gique pour \u00e9valuer votre capacit\u00e9 d\u2019emprunt et affiner votre projet d\u2019achat en vue d\u2019une concr\u00e9tisation en 2026.<\/p>\n

Votre courtier peut vous accompagner \u00e0 chaque \u00e9tape, de la d\u00e9finition de votre budget \u00e0 la signature finale, en passant par l\u2019optimisation de votre financement. Un appui pr\u00e9cieux pour s\u00e9curiser votre projet et concr\u00e9tiser votre acquisition dans les meilleures conditions.<\/p>\n","protected":false},"excerpt":{"rendered":"

Nous observons actuellement une l\u00e9g\u00e8re remont\u00e9e des taux immobiliers sur le mois d’avril. Une \u00e9volution mesur\u00e9e, qui ne se r\u00e9percute pas sur l\u2019ensemble des indicateurs de notre […]<\/p>\n","protected":false},"author":4,"featured_media":8960,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8956","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"\nImmobilier : les taux repartent timidement \u00e0 la hausse - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"Nous observons actuellement une l\u00e9g\u00e8re remont\u00e9e des taux immobiliers sur le mois d'avril, m\u00eame si relativement mesur\u00e9e.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/immo-taux-repartent-timidement-hausse.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Immobilier : les taux repartent timidement \u00e0 la hausse - Ace Cr\u00e9dit\" \/>\n<meta property=\"og:description\" content=\"Nous observons actuellement une l\u00e9g\u00e8re remont\u00e9e des taux immobiliers sur le mois d'avril, m\u00eame si relativement mesur\u00e9e.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.acecredit.fr\/fr\/actualites\/immo-taux-repartent-timidement-hausse.html\" \/>\n<meta property=\"og:site_name\" content=\"Ace Cr\u00e9dit\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-05T10:00:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.acecredit.fr\/wp-content\/uploads\/immo-timidement-hausse-scaled.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1709\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Emma Martin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emma Martin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/immo-taux-repartent-timidement-hausse.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/immo-taux-repartent-timidement-hausse.html\"},\"author\":{\"name\":\"Emma Martin\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/person\\\/b6b4a22057810ab8a95b053aca9ae632\"},\"headline\":\"Immobilier : les taux repartent timidement \u00e0 la hausse\",\"datePublished\":\"2026-05-05T10:00:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/immo-taux-repartent-timidement-hausse.html\"},\"wordCount\":295,\"publisher\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/immo-taux-repartent-timidement-hausse.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/immo-timidement-hausse-scaled.jpeg\",\"articleSection\":[\"Actualit\u00e9s\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/immo-taux-repartent-timidement-hausse.html#primaryimage\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/immo-timidement-hausse-scaled.jpeg\",\"contentUrl\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/immo-timidement-hausse-scaled.jpeg\",\"width\":2560,\"height\":1709,\"caption\":\"Percentage sign rests on beach chair with house model white wall background. 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