{"id":8103,"date":"2023-10-24T16:37:33","date_gmt":"2023-10-24T14:37:33","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2023-10-24T16:37:33","modified_gmt":"2023-10-24T14:37:33","slug":"immobilier-elargissement-du-ptz-a-6-millions-de-francais-supplementaires-en-2024","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/immobilier-elargissement-du-ptz-a-6-millions-de-francais-supplementaires-en-2024.html","title":{"rendered":"Immobilier : \u00e9largissement du PTZ \u00e0 6 millions de Fran\u00e7ais suppl\u00e9mentaires en 2024 !"},"content":{"rendered":"<p>Alors que le march\u00e9 immobilier conna\u00eet une crise, Bruno Le Maire a annonc\u00e9 un assouplissement de l&rsquo;acc\u00e8s au pr\u00eat \u00e0 taux z\u00e9ro (PTZ) d\u00e8s 2024. Un dispositif \u00e9largi qui permettrait \u00e0 six millions de personnes suppl\u00e9mentaires d\u2019en b\u00e9n\u00e9ficier.<\/p>\n<h2>Machine arri\u00e8re face \u00e0 l\u2019augmentation des taux d\u2019int\u00e9r\u00eat<\/h2>\n<p>L\u2019ex\u00e9cutif bouleverse ses plans et envisage de nouvelles pistes pour sortir l\u2019immobilier de la crise. Alors qu\u2019il avait annonc\u00e9 vouloir r\u00e9duire l\u2019usage du pr\u00eat \u00e0 taux z\u00e9ro avec un recentrage sur certains types de biens et dans certaines zones, le gouvernement vient d\u2019annoncer un \u00e9largissement du dispositif.<\/p>\n<p>Le ministre de l\u2019\u00c9conomie, Bruno Le Maire, entend effectivement <strong>assouplir les conditions d\u2019acc\u00e8s \u00e0 ce pr\u00eat sans int\u00e9r\u00eats. <\/strong>6 millions de b\u00e9n\u00e9ficiaires suppl\u00e9mentaires seront \u00e9ligibles au dispositif. Une d\u00e9cision qui intervient alors que le secteur subit les cons\u00e9quences de la forte remont\u00e9e des taux d\u2019int\u00e9r\u00eat et de l\u2019inflation qui p\u00e8sent sur le pouvoir d\u2019achat immobilier des Fran\u00e7ais.<\/p>\n<h2>Davantage de zones tendues, \u00e9ligibles au PTZ<\/h2>\n<p>Le gouvernement souhaite favoriser la cr\u00e9ation de logements. Il a d\u2019ailleurs annonc\u00e9 le passage de <em>\u00ab\u2009154 nouvelles communes en zone dite tendue\u2009\u00bb<\/em>. Ces secteurs int\u00e8grent le classement A et deviennent donc d\u00e8s 2024 <em>\u00ab\u2009<a href=\"https:\/\/www.acecredit.fr\/fr\/ptz-et-simulation-credit-habitation.html\">\u00e9ligibles au nouveau PTZ<\/a>\u2009\u00bb<\/em>, a indiqu\u00e9 Bruno Le Maire. En effet, les conditions de ce pr\u00eat aid\u00e9 par l\u2019\u00c9tat d\u00e9pendent :<\/p>\n<ul>\n<li>d\u2019un plafond de revenu \u00e0 ne pas d\u00e9passer\u2009;<\/li>\n<li>du secteur o\u00f9 le bien immobilier est achet\u00e9.<\/li>\n<\/ul>\n<p>Selon l\u2019ex\u00e9cutif, cet \u00e9largissement des zones \u00e9ligibles repr\u00e9sente <strong>4,5 millions d\u2019habitants<\/strong>.<\/p>\n<h2>Encourager la production de logements<\/h2>\n<p>\u00c0 noter que cette annonce devrait \u00eatre compl\u00e9t\u00e9e par d\u2019autres mesures. C\u2019est ce qu\u2019a affirm\u00e9 Jean-Ren\u00e9 Cazeneuve, rapporteur g\u00e9n\u00e9ral du Budget en pr\u00e9cisant vouloir :<\/p>\n<ul>\n<li>relever les plafonds \u00e0 partir desquels le PTZ est \u00e9ligible\u2009;<\/li>\n<li>augmenter le pourcentage qui peut \u00eatre utilis\u00e9 avec le PTZ.<\/li>\n<\/ul>\n<p>Par ailleurs, le pr\u00eat \u00e0 taux z\u00e9ro sera <strong>prolong\u00e9 jusqu\u2019en 2027<\/strong>. Une bonne nouvelle pour les primo-acc\u00e9dants qui souhaitent acheter, sous r\u00e9serve d\u2019opter pour un appartement dans le neuf et en zone tendue ! Le gouvernement n\u2019envisage pas de retour du PTZ pour l\u2019achat d\u2019une maison individuelle dans le neuf.<\/p>\n<p>Pour obtenir des conditions de financement de cr\u00e9dit attractives, n\u2019h\u00e9sitez pas \u00e0 faire appel \u00e0 un courtier. Cet expert sait actionner les leviers n\u00e9cessaires pour trouver un cr\u00e9dit au meilleur co\u00fbt.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Alors que le march\u00e9 immobilier conna\u00eet une crise, Bruno Le Maire a annonc\u00e9 un assouplissement de l&rsquo;acc\u00e8s au pr\u00eat \u00e0 taux z\u00e9ro (PTZ) d\u00e8s 2024. Un dispositif [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":8111,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8103","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Immobilier : \u00e9largissement du PTZ \u00e0 6 millions de Fran\u00e7ais suppl\u00e9mentaires en 2024 !<\/title>\n<meta name=\"description\" content=\"Bonne nouvelle pour les primo-acc\u00e9dants. Le gouvernement fait machine-arri\u00e8re et \u00e9tend l\u2019acc\u00e8s au pr\u00eat \u00e0 taux z\u00e9ro pour 6 millions de m\u00e9nages.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/immobilier-elargissement-du-ptz-a-6-millions-de-francais-supplementaires-en-2024.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Immobilier : \u00e9largissement du PTZ \u00e0 6 millions de Fran\u00e7ais suppl\u00e9mentaires en 2024 !\" \/>\n<meta property=\"og:description\" content=\"Bonne nouvelle pour les primo-acc\u00e9dants. Le gouvernement fait machine-arri\u00e8re et \u00e9tend l\u2019acc\u00e8s au pr\u00eat \u00e0 taux z\u00e9ro pour 6 millions de m\u00e9nages.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.acecredit.fr\/fr\/actualites\/immobilier-elargissement-du-ptz-a-6-millions-de-francais-supplementaires-en-2024.html\" \/>\n<meta property=\"og:site_name\" content=\"Ace Cr\u00e9dit\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-24T14:37:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.acecredit.fr\/wp-content\/uploads\/couple-heureux-achat-maison-bail-scaled.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"867\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Emma Martin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" 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