{"id":6769,"date":"2022-09-22T08:08:00","date_gmt":"2022-09-22T06:08:00","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2022-09-20T17:27:07","modified_gmt":"2022-09-20T15:27:07","slug":"investissement-locatif-les-villes-etudiantes-ou-investir","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/investissement-locatif-les-villes-etudiantes-ou-investir.html","title":{"rendered":"Investissement locatif : les villes \u00e9tudiantes o\u00f9 investir\u2009"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Dans un contexte o\u00f9 le logement \u00e9tudiant est sous tension, quelles villes \u00e9tudiantes offrent le meilleur rendement pour r\u00e9aliser un investissement locatif\u2009?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Un march\u00e9 locatif \u00e9tudiant sous tension<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Avec un nombre d\u2019\u00e9tudiants qui ne cesse de cro\u00eetre, selon les donn\u00e9es du minist\u00e8re de l\u2019Enseignement sup\u00e9rieur et de la recherche, l\u2019offre peine \u00e0 r\u00e9pondre \u00e0 toutes les demandes. Si investir dans un logement \u00e9tudiant est une op\u00e9ration rentable, il est n\u00e9anmoins essentiel de tenir compte de la localisation du bien. En effet, le crit\u00e8re g\u00e9ographique reste incontournable pour r\u00e9aliser un investissement rentable.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Privil\u00e9gier des villes \u00e9tudiantes moyennes pour un investissement locatif<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Comme pour le march\u00e9 immobilier en g\u00e9n\u00e9ral, ce sont les villes moyennes \u00e9tudiantes qui s\u2019av\u00e8rent les plus attractives. En effet, les villes \u00e9tudiantes o\u00f9 les prix au m\u00e8tre carr\u00e9 restent raisonnables sont celles qui offrent le meilleur rendement locatif. <strong>La championne dans ce domaine est <a href=\"https:\/\/www.acecredit.fr\/courtier-credit-immobilier-agence-saint-etienne.html\">Saint-\u00c9tienne<\/a><\/strong> qui affiche un taux de rendement net de 6,7 %, selon les donn\u00e9es de la Fnaim et de l\u2019observatoire des loyers Clameur. Sur les 2<sup>e<\/sup> et 3<sup>e<\/sup> marches du podium, <strong>Limoges (5,7 %) et Valenciennes (5,2 %)<\/strong>, suivi par Nancy et Brest avec respectivement 4,8 % et 4,7 %. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les traditionnelles grandes m\u00e9tropoles fran\u00e7aises qui sont des villes universitaires majeures comme Paris, Lyon, Rennes, Lille ou Strasbourg se situent, quant \u00e0 elles, en bas de tableau. Dans ces villes qui attirent beaucoup d\u2019\u00e9tudiants, il est difficile de r\u00e9aliser une bonne affaire, car les prix de l\u2019immobilier ont atteint des sommets. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Seule exception \u00e0 ce classement, la m\u00e9tropole de Marseille dont les loyers n\u2019ont pas encore rattrap\u00e9 ceux des autres grandes agglom\u00e9rations r\u00e9gionales. Pour r\u00e9aliser un investissement locatif, il est donc pr\u00e9f\u00e9rable de <strong>cibler des villes moyennes <\/strong>dans lesquelles l\u2019achat d\u2019un logement \u00e9tudiant reste abordable.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Faire le tour des dispositifs de d\u00e9fiscalisation<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Par ailleurs, afin de rentabiliser davantage cette op\u00e9ration, de nombreux dispositifs de d\u00e9fiscalisation immobili\u00e8re existent. Ces derniers permettent de b\u00e9n\u00e9ficier de r\u00e9ductions d\u2019imp\u00f4ts. <strong>C\u2019est le cas du Pinel<\/strong>, particuli\u00e8rement adapt\u00e9 \u00e0 un logement \u00e9tudiant dans le neuf et qui permet d\u2019obtenir une r\u00e9duction d\u2019imp\u00f4ts pouvant atteindre 21 % de l\u2019investissement pour une location pendant 12 ans. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Attention, car le 31 d\u00e9cembre 2022, <strong>il ne sera plus possible de profiter pleinement des avantages<\/strong> qu\u2019offre le Pinel. D\u00e8s le 1<sup>er<\/sup> janvier 2023, la r\u00e9duction fiscale du Pinel sera revue \u00e0 la baisse.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour les investisseurs qui souhaitent par exemple investir dans des r\u00e9sidences \u00e9tudiantes, les statuts fiscaux \u00ab\u00a0loueur en meubl\u00e9 professionnel\u00a0\u00bb (LMP) ou \u00ab\u00a0loueur en meubl\u00e9 non professionnel\u00a0\u00bb (LMNP) peuvent s\u2019av\u00e9rer int\u00e9ressants. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c0 noter que ceux-ci s\u2019appliquent \u00e9galement aux autres logements \u00e9tudiants, neufs ou anciens. Enfin, pour optimiser un investissement locatif, <strong>le recours au dispositif Denormandie<\/strong> offre les m\u00eames avantages que le Pinel dans sa version actuelle, sous r\u00e9serve d\u2019acqu\u00e9rir un logement ancien et d\u2019y r\u00e9aliser des travaux. Le bien acquis devra faire partie de l\u2019une des 222 villes labellis\u00e9es \u00ab\u00a0C\u0153ur de ville\u00a0\u00bb.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dans un contexte o\u00f9 le logement \u00e9tudiant est sous tension, quelles villes \u00e9tudiantes offrent le meilleur rendement pour r\u00e9aliser un investissement locatif\u2009? Un march\u00e9 locatif \u00e9tudiant sous [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":6779,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6769","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Investissement locatif : les villes \u00e9tudiantes o\u00f9 investir\u2009 - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"En cette rentr\u00e9e, il est int\u00e9ressant de savoir quelles sont les villes \u00e9tudiantes qui constituent les meilleurs investissements locatifs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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