{"id":6280,"date":"2022-02-21T09:39:57","date_gmt":"2022-02-21T08:39:57","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2022-02-22T16:10:40","modified_gmt":"2022-02-22T15:10:40","slug":"assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee.html","title":{"rendered":"Assurance emprunteur, la loi Lemoine est d\u00e9finitivement adopt\u00e9e"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">La loi Lemoine aura fait l\u2019objet de quelques rebondissements. Apr\u00e8s le vote en premi\u00e8re lecture \u00e0 l\u2019Assembl\u00e9e nationale puis le rejet du S\u00e9nat, la commission mixte paritaire, puis le vote d\u00e9finitif viennent de mettre fin au feuilleton l\u00e9gislatif. Les deux chambres ont finalement trouv\u00e9 un accord pour un acc\u00e8s plus juste, plus simple, et plus transparent au march\u00e9 de l\u2019assurance emprunteur.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Un compromis pour la r\u00e9forme de l\u2019assurance emprunteur<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00e9put\u00e9s et s\u00e9nateurs sont, en effet, parvenus \u00e0 un accord, le 3 f\u00e9vrier, en commission paritaire mixte (CMP), sur le projet de loi port\u00e9 par la d\u00e9put\u00e9e Patricia Lemoine qui vise \u00e0 r\u00e9former les modalit\u00e9s de l\u2019assurance de pr\u00eat immobilier. Apr\u00e8s avoir \u00e9t\u00e9 rejet\u00e9 par le S\u00e9nat, le droit de r\u00e9silier \u00e0 tout moment l\u2019assurance emprunteur a \u00e9t\u00e9 r\u00e9tabli en CMP. \u00c0 noter que la proposition de loi va aussi <strong>renforcer les obligations des assureurs de communiquer chaque ann\u00e9e \u00e0 l\u2019assur\u00e9 de son droit de r\u00e9siliation<\/strong>. Jusqu\u2019ici, changer d\u2019assureur n\u2019\u00e9tait possible que durant les douze premiers mois du contrat d\u2019<a href=\"https:\/\/www.acecredit.fr\/fr\/assurance-credit-immobilier.html\">assurance de pr\u00eat<\/a>, puis \u00e0 \u00e9ch\u00e9ance annuelle (\u00e0 la date anniversaire du contrat).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le compromis apporte \u00e9galement d\u2019importants changements concernant l\u2019assurance emprunteur qui prend le relais du cr\u00e9dit immobilier en cas de soucis de sant\u00e9 ou de d\u00e9c\u00e8s. \u00c0 partir de juin prochain, un futur acqu\u00e9reur qui souscrit un emprunt immobilier d\u2019un montant inf\u00e9rieur \u00e0 200\u2009000 \u20ac et dont l\u2019\u00e9ch\u00e9ance de remboursement est ant\u00e9rieure \u00e0 son soixanti\u00e8me anniversaire <strong>n\u2019aura plus \u00e0 r\u00e9pondre \u00e0 un questionnaire m\u00e9dical.<\/strong>&nbsp;&nbsp;<\/p>\n\n\n<div class=\"container-link\"><a href=\"\/fr\/assurance-credit-immobilier.html\" class=\"bouton gold inverse\">Demande d&#039;assurance de pr\u00eat<\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Exclusions et surprimes<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00e9put\u00e9s et s\u00e9nateurs ont \u00e9galement trouv\u00e9 un accord sur le \u00ab\u2009droit \u00e0 l\u2019oubli\u2009\u00bb. Jusqu\u2019\u00e0 pr\u00e9sent, les souscripteurs d\u2019un cr\u00e9dit immobilier ayant souffert de pathologies devaient en faire mention jusqu\u2019\u00e0 dix ans apr\u00e8s leurs derniers soins. C\u2019est notamment le cas des personnes qui ont \u00e9t\u00e9 atteintes de cancer et qui, en d\u00e9pit de leur gu\u00e9rison, subissent des surprimes, une exclusion, voire un rejet d\u2019assurance. La nouvelle loi rabaisse ce d\u00e9lai du droit \u00e0 l\u2019oubli <strong>de dix \u00e0 cinq ans et l\u2019\u00e9largit \u00e0 l\u2019h\u00e9patite C<\/strong>. Par ailleurs, d\u2019autres pathologies (maladies chroniques) pourraient \u00eatre concern\u00e9es. Pour rappel, le droit \u00e0 l\u2019oubli pour les pr\u00eats immobiliers est g\u00e9r\u00e9 par la convention AERAS\u2009(s\u2019assurer et emprunter avec un risque aggrav\u00e9 de sant\u00e9) qui regroupe banques, assurances, \u00c9tat et associations repr\u00e9sentant les particuliers. La loi pr\u00e9cise que ces diff\u00e9rents partenaires devront ouvrir des n\u00e9gociations sur la question d\u2019ici \u00e0 la fin juillet 2022.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Une mesure en faveur du pouvoir d\u2019achat pour 7 millions d\u2019emprunteurs<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u2019est pour r\u00e9pondre \u00e0 la volont\u00e9 du S\u00e9nat, soucieux d\u2019ouvrir le champ de la proposition de loi afin de traiter des situations d\u2019acc\u00e8s \u00e0 l\u2019assurance emprunteur, que le questionnaire de sant\u00e9 sera supprim\u00e9 et le d\u00e9lai pour le droit \u00e0 l\u2019oubli diminu\u00e9. La proposition de loi initiale est finalement renforc\u00e9e apr\u00e8s le rejet en premi\u00e8re lecture de la chambre haute et d\u00e9finitivement adopt\u00e9e depuis le 17 f\u00e9vrier dernier.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019adoption de la loi marque ainsi une avanc\u00e9e de plus vers la lib\u00e9ralisation du march\u00e9 de l\u2019assurance de pr\u00eat. Ces derni\u00e8res ann\u00e9es, plusieurs textes (loi Bourquin de 2018, loi Hamon de 2015 et loi Lagarde de 2010) ont permis l\u2019ouverture \u00e0 la concurrence du march\u00e9. Reste que les acteurs bancaires d\u00e9tiennent pr\u00e8s de 90 % du march\u00e9. Cette loi devrait permettre de <strong>lib\u00e9raliser davantage le march\u00e9 en permettant une plus juste et saine concurrence.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La loi Lemoine aura fait l\u2019objet de quelques rebondissements. Apr\u00e8s le vote en premi\u00e8re lecture \u00e0 l\u2019Assembl\u00e9e nationale puis le rejet du S\u00e9nat, la commission mixte paritaire, [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":5695,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6280","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assurance emprunteur, la loi Lemoine est d\u00e9finitivement adopt\u00e9e - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"La loi Lemoine bient\u00f4t adopt\u00e9e. Le S\u00e9nat accepte de revenir sur sa d\u00e9cision, changer d\u2019assurance emprunteur \u00e0 tout moment et sans frais va \u00eatre possible.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance emprunteur, la loi Lemoine est d\u00e9finitivement adopt\u00e9e - Ace Cr\u00e9dit\" \/>\n<meta property=\"og:description\" content=\"La loi Lemoine bient\u00f4t adopt\u00e9e. Le S\u00e9nat accepte de revenir sur sa d\u00e9cision, changer d\u2019assurance emprunteur \u00e0 tout moment et sans frais va \u00eatre possible.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.acecredit.fr\/fr\/actualites\/assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee.html\" \/>\n<meta property=\"og:site_name\" content=\"Ace Cr\u00e9dit\" \/>\n<meta property=\"article:published_time\" content=\"2022-02-21T08:39:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-02-22T15:10:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.acecredit.fr\/wp-content\/uploads\/achat-immobilier-garanti-visale-couple.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"663\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Emma Martin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emma Martin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee.html\"},\"author\":{\"name\":\"Emma Martin\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/person\\\/b6b4a22057810ab8a95b053aca9ae632\"},\"headline\":\"Assurance emprunteur, la loi Lemoine est d\u00e9finitivement adopt\u00e9e\",\"datePublished\":\"2022-02-21T08:39:57+00:00\",\"dateModified\":\"2022-02-22T15:10:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee.html\"},\"wordCount\":632,\"publisher\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/achat-immobilier-garanti-visale-couple.jpg\",\"articleSection\":[\"Actualit\u00e9s\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee.html#primaryimage\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/achat-immobilier-garanti-visale-couple.jpg\",\"contentUrl\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/achat-immobilier-garanti-visale-couple.jpg\",\"width\":1024,\"height\":663,\"caption\":\"Les acheteurs reprennent le pouvoir\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.acecredit.fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assurance emprunteur, la loi Lemoine est d\u00e9finitivement adopt\u00e9e\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#website\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/\",\"name\":\"Ace Cr\u00e9dit\",\"description\":\"Pr\u00eats immobilier\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.acecredit.fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\",\"name\":\"Ace Cr\u00e9dit\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/logo-acecredit.svg\",\"contentUrl\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/logo-acecredit.svg\",\"caption\":\"Ace Cr\u00e9dit\"},\"image\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/person\\\/b6b4a22057810ab8a95b053aca9ae632\",\"name\":\"Emma Martin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"caption\":\"Emma Martin\"},\"description\":\"R\u00e9dactrice Web depuis plus de 15 ans, Emma a rejoint Ace Cr\u00e9dit en 2011. Elle s'est sp\u00e9cialis\u00e9e en immobilier, pr\u00eat immobilier, assurance emprunteur et rachat de cr\u00e9dits.\",\"sameAs\":[\"https:\\\/\\\/www.acecredit.fr\\\/\",\"R\u00e9dactrice Ace Cr\u00e9dit\"],\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/author\\\/emma\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Assurance emprunteur, la loi Lemoine est d\u00e9finitivement adopt\u00e9e - Ace Cr\u00e9dit","description":"La loi Lemoine bient\u00f4t adopt\u00e9e. Le S\u00e9nat accepte de revenir sur sa d\u00e9cision, changer d\u2019assurance emprunteur \u00e0 tout moment et sans frais va \u00eatre possible.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.acecredit.fr\/fr\/actualites\/assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee.html","og_locale":"fr_FR","og_type":"article","og_title":"Assurance emprunteur, la loi Lemoine est d\u00e9finitivement adopt\u00e9e - Ace Cr\u00e9dit","og_description":"La loi Lemoine bient\u00f4t adopt\u00e9e. Le S\u00e9nat accepte de revenir sur sa d\u00e9cision, changer d\u2019assurance emprunteur \u00e0 tout moment et sans frais va \u00eatre possible.","og_url":"https:\/\/www.acecredit.fr\/fr\/actualites\/assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee.html","og_site_name":"Ace Cr\u00e9dit","article_published_time":"2022-02-21T08:39:57+00:00","article_modified_time":"2022-02-22T15:10:40+00:00","og_image":[{"width":1024,"height":663,"url":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/achat-immobilier-garanti-visale-couple.jpg","type":"image\/jpeg"}],"author":"Emma Martin","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Emma Martin","Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee.html#article","isPartOf":{"@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee.html"},"author":{"name":"Emma Martin","@id":"https:\/\/www.acecredit.fr\/#\/schema\/person\/b6b4a22057810ab8a95b053aca9ae632"},"headline":"Assurance emprunteur, la loi Lemoine est d\u00e9finitivement adopt\u00e9e","datePublished":"2022-02-21T08:39:57+00:00","dateModified":"2022-02-22T15:10:40+00:00","mainEntityOfPage":{"@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee.html"},"wordCount":632,"publisher":{"@id":"https:\/\/www.acecredit.fr\/#organization"},"image":{"@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee.html#primaryimage"},"thumbnailUrl":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/achat-immobilier-garanti-visale-couple.jpg","articleSection":["Actualit\u00e9s"],"inLanguage":"fr-FR"},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee.html#primaryimage","url":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/achat-immobilier-garanti-visale-couple.jpg","contentUrl":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/achat-immobilier-garanti-visale-couple.jpg","width":1024,"height":663,"caption":"Les acheteurs reprennent le pouvoir"},{"@type":"BreadcrumbList","@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/assurance-emprunteur-la-loi-lemoine-est-definitivement-adoptee.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.acecredit.fr\/"},{"@type":"ListItem","position":2,"name":"Assurance emprunteur, la loi Lemoine est d\u00e9finitivement adopt\u00e9e"}]},{"@type":"WebSite","@id":"https:\/\/www.acecredit.fr\/#website","url":"https:\/\/www.acecredit.fr\/","name":"Ace Cr\u00e9dit","description":"Pr\u00eats immobilier","publisher":{"@id":"https:\/\/www.acecredit.fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.acecredit.fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.acecredit.fr\/#organization","name":"Ace Cr\u00e9dit","url":"https:\/\/www.acecredit.fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.acecredit.fr\/#\/schema\/logo\/image\/","url":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/logo-acecredit.svg","contentUrl":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/logo-acecredit.svg","caption":"Ace Cr\u00e9dit"},"image":{"@id":"https:\/\/www.acecredit.fr\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.acecredit.fr\/#\/schema\/person\/b6b4a22057810ab8a95b053aca9ae632","name":"Emma Martin","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g","caption":"Emma Martin"},"description":"R\u00e9dactrice Web depuis plus de 15 ans, Emma a rejoint Ace Cr\u00e9dit en 2011. Elle s'est sp\u00e9cialis\u00e9e en immobilier, pr\u00eat immobilier, assurance emprunteur et rachat de cr\u00e9dits.","sameAs":["https:\/\/www.acecredit.fr\/","R\u00e9dactrice Ace Cr\u00e9dit"],"url":"https:\/\/www.acecredit.fr\/author\/emma"}]}},"_links":{"self":[{"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/posts\/6280","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/comments?post=6280"}],"version-history":[{"count":5,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/posts\/6280\/revisions"}],"predecessor-version":[{"id":6287,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/posts\/6280\/revisions\/6287"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/media\/5695"}],"wp:attachment":[{"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/media?parent=6280"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/categories?post=6280"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/tags?post=6280"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}