{"id":6111,"date":"2021-12-23T08:56:00","date_gmt":"2021-12-23T07:56:00","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2021-12-21T10:27:19","modified_gmt":"2021-12-21T09:27:19","slug":"investissement-locatif-ces-elements-qui-peuvent-menacer-la-rentabilite-locative","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/investissement-locatif-ces-elements-qui-peuvent-menacer-la-rentabilite-locative.html","title":{"rendered":"Investissement locatif : ces \u00e9l\u00e9ments qui peuvent menacer la rentabilit\u00e9 locative"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Avant d\u2019investir dans un logement, plusieurs co\u00fbts sont \u00e0 pr\u00e9voir pour le calcul de la rentabilit\u00e9. La plateforme d\u2019investissements locatifs Beanstock a d\u00e9voil\u00e9 les r\u00e9sultats de sa derni\u00e8re \u00e9tude. La startup fran\u00e7aise met ainsi en lumi\u00e8re l\u2019impact de certains param\u00e8tres sur le calcul des revenus r\u00e9els d\u2019une location.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Rentabilit\u00e9 brute de plus de 7 % pour certaines villes<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La startup fran\u00e7aise a d\u2019abord calcul\u00e9 la rentabilit\u00e9 brute d\u2019un investissement moyen dans plus de dix grandes villes o\u00f9 elle est implant\u00e9e. L\u2019indicateur se base sur le ratio entre le prix d\u2019achat moyen et le loyer que le bailleur peut envisager de percevoir. Ainsi des villes comme <strong>Avignon, Perpignan ou Rouen affichent plus de 7 % de rentabilit\u00e9 brute<\/strong>. Or, une fois int\u00e9gr\u00e9s les frais li\u00e9s \u00e0 l&rsquo;investissement, ces m\u00eames villes affichent des rentabilit\u00e9s nettes moyennes. Ces d\u00e9penses concernent notamment les taxes fonci\u00e8res locales, le co\u00fbt des travaux et les frais incompressibles tels que les frais de notaires.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Investisseurs, attention aux frais et aux co\u00fbts annexes<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Si certaines villes paraissent attractives au regard des prix et des loyers sur place, <strong>il faut consid\u00e9rer <a href=\"https:\/\/www.acecredit.fr\/fr\/pourquoi-investir-dans-l-ancien.html\">l\u2019ensemble des co\u00fbts li\u00e9s \u00e0 un investissement locatif<\/a>.<\/strong> Dans certaines communes, les taxes fonci\u00e8res locales sont particuli\u00e8rement \u00e9lev\u00e9es. La rentabilit\u00e9 est menac\u00e9e avant m\u00eame de prendre en compte les charges et des frais de travaux de r\u00e9novation ou de rafra\u00eechissement. Il est courant pour les primo-investisseurs de ne tenir compte que de la rentabilit\u00e9 brute et d\u2019oublier les d\u00e9penses induites par l\u2019acquisition immobili\u00e8re.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Un indicateur pour calculer la rentabilit\u00e9 r\u00e9elle<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Beanstock a agr\u00e9g\u00e9 un ensemble de donn\u00e9es regroupant plusieurs param\u00e8tres qui impactent la rentabilit\u00e9 du projet. Ce nouvel indicateur est plus objectif et permet de <strong>mesurer la performance d\u2019un investissement locatif net de frais et de charges.<\/strong> La rentabilit\u00e9 r\u00e9elle int\u00e8gre tous les \u00e9l\u00e9ments qui viennent grever les recettes locatives. Ainsi, une fois d\u00e9duits les frais de notaires, le montant moyen des travaux constat\u00e9s et les in\u00e9vitables charges locatives et taxes fonci\u00e8res, la rentabilit\u00e9 r\u00e9elle nette donne une id\u00e9e plus pr\u00e9cise de <strong>la performance financi\u00e8re d\u2019un projet locatif<\/strong>. Par ailleurs, il convient \u00e9galement de tenir compte des risques de vacances locatives si le bien est dans une zone \u00e0 faible tension locative. La fiscalit\u00e9 du bailleur est un crit\u00e8re \u00e0 ne pas n\u00e9gliger afin d\u2019anticiper plus pr\u00e9cis\u00e9ment les futurs revenus locatifs. Les dispositifs fiscaux comme la loi Pinel, ou encore le dispositif Denormandie sont des <strong>outils d&rsquo;incitation \u00e0 l\u2019investissement qui permettent de profiter d&rsquo;avantages fiscaux<\/strong>. Le rendement locatif peut \u00eatre alors am\u00e9lior\u00e9.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Avant d\u2019investir dans un logement, plusieurs co\u00fbts sont \u00e0 pr\u00e9voir pour le calcul de la rentabilit\u00e9. La plateforme d\u2019investissements locatifs Beanstock a d\u00e9voil\u00e9 les r\u00e9sultats de sa [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":5545,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6111","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Investissement locatif : ces \u00e9l\u00e9ments qui peuvent menacer la rentabilit\u00e9 locative - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"Comment calculer sa rentabilit\u00e9 locative ? Quels \u00e9l\u00e9ments prendre en compte ? 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