{"id":6081,"date":"2021-12-03T08:32:00","date_gmt":"2021-12-03T07:32:00","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2021-11-29T14:44:43","modified_gmt":"2021-11-29T13:44:43","slug":"investissement-locatif-les-atouts-du-dispositif-denormandie","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/investissement-locatif-les-atouts-du-dispositif-denormandie.html","title":{"rendered":"Investissement locatif : les atouts du dispositif Denormandie"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Le dispositif Denormandie est mis en place pour encourager la r\u00e9novation de biens anciens. Bas\u00e9 sur le m\u00e9canisme d\u2019incitation fiscale, l\u2019objectif du Denormandie est de redynamiser certaines communes de taille moyenne.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Une prolongation jusqu\u2019en 2022<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Entr\u00e9 en vigueur en 2019, le \u00ab\u2009Denormandie\u2009\u00bb est un dispositif lanc\u00e9 par les pouvoirs publics. Il permet de d\u00e9duire fiscalement les travaux engag\u00e9s dans la r\u00e9novation de biens acquis pour une liste de zones donn\u00e9e. L\u2019objectif de cette aide fiscale est <strong>d\u2019encourager la r\u00e9novation de biens insalubres, mais aussi de mettre sur le march\u00e9 locatif des logements abordables.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le dispositif s\u2019inspire de la loi Pinel, notamment concernant les plafonds de loyers, tout en s\u2019appliquant \u00e0 des logements anciens. Initialement pr\u00e9vue jusqu\u2019en 2021, la loi qui l\u2019encadre a \u00e9t\u00e9 prorog\u00e9e pour l\u2019ann\u00e9e 2022. La liste des travaux admis a \u00e9t\u00e9 allong\u00e9e, tout comme le p\u00e9rim\u00e8tre du dispositif. Ce dernier est, en effet, \u00e9largi \u00e0 davantage de quartiers au sein des communes \u00e9ligibles.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Les conditions applicables aux travaux<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Destin\u00e9s aux logements v\u00e9tustes, les travaux op\u00e9r\u00e9s doivent am\u00e9liorer le confort du logement ou entra\u00eener d\u2019importantes \u00e9conomies d\u2019\u00e9nergie. Ils doivent repr\u00e9senter <strong>au moins 25 % du co\u00fbt total de l\u2019op\u00e9ration<\/strong>, et peuvent concerner :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>une <strong>r\u00e9novation \u00e9co-\u00e9nerg\u00e9tique<\/strong> (changement d\u2019\u00e9quipement de chaudi\u00e8re et de syst\u00e8me de production d\u2019eau chaude sanitaire, l\u2019isolation des murs et des fen\u00eatres par exemple) qui doit faire baisser la consommation d\u2019\u00e9nergie de 30 % minimum (ou de 20 % pour un habitat collectif)\u2009;<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>une <strong>am\u00e9lioration du confort du bien immobilier<\/strong>, selon les dispositions en vigueur depuis \u202fjanvier 2020, et qui vise \u00e0 cr\u00e9er des surfaces habitables (ajout ou agrandissement d\u2019une pi\u00e8ce), moderniser les \u00e9quipements, assainir les eaux us\u00e9es (tout-\u00e0-l\u2019\u00e9gout), ou encore am\u00e9nager en lieu de vie des pi\u00e8ces annexes au logement (caves, garages, combles ou sous-sols).<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Quels que soient les travaux, le logement doit afficher ensuite une <strong>consommation \u00e9nerg\u00e9tique \u00e0 l\u2019ann\u00e9e inf\u00e9rieure \u00e0 331 kilowattheures (kWh) par m\u00e8tre carr\u00e9, soit la cat\u00e9gorie E du DPE<\/strong> (diagnostic de performance \u00e9nerg\u00e9tique).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>D\u00e9fiscalisation \u201cDenormandie\u201d et rentabilit\u00e9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La rentabilit\u00e9 d\u2019une op\u00e9ration dite \u201cDenormandie\u201d d\u00e9pend bien entendu du march\u00e9 locatif. Dans des villes r\u00e9gionales dynamiques ou proches de Paris, elle peut parfois m\u00eame d\u00e9passer 4 %. Toutefois, dans les villes \u00e9ligibles au dispositif Denormandie (des agglom\u00e9rations de taille moyenne), les risques sont pr\u00e9sents. La hausse du taux de ch\u00f4mage, le risque d\u2019\u00e9rosion d\u00e9mographique ou une profusion d\u2019immeubles neufs peuvent, ainsi, entra\u00eener une demande locative trop faible et des difficult\u00e9s \u00e0 la revente du bien (moins-value). Il est plut\u00f4t conseill\u00e9 de cibler un investissement dans les communes o\u00f9 les besoins locatifs sont \u00e9lev\u00e9s (\u00c9vry ou Corbeil-Essonnes par exemple). Des villes r\u00e9gionales dynamiques sont \u00e9galement int\u00e9ressantes et peuvent permettre d\u2019atteindre <strong>un rendement apr\u00e8s fiscalit\u00e9 de plus de 4 % sans la plus-value.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le dispositif Denormandie est mis en place pour encourager la r\u00e9novation de biens anciens. Bas\u00e9 sur le m\u00e9canisme d\u2019incitation fiscale, l\u2019objectif du Denormandie est de redynamiser certaines [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":5472,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6081","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Investissement locatif : les atouts du dispositif Denormandie - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"Quels sont les avantages du dispositif Denormandie ? L\u2019aide fiscale pour les logements anciens \u00e0 r\u00e9nover est prorog\u00e9e jusqu\u2019en 2022 avec un p\u00e9rim\u00e8tre \u00e9largi.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/investissement-locatif-les-atouts-du-dispositif-denormandie.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Investissement locatif : les atouts du dispositif Denormandie - Ace Cr\u00e9dit\" \/>\n<meta property=\"og:description\" content=\"Quels sont les avantages du dispositif Denormandie ? L\u2019aide fiscale pour les logements anciens \u00e0 r\u00e9nover est prorog\u00e9e jusqu\u2019en 2022 avec un p\u00e9rim\u00e8tre \u00e9largi.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.acecredit.fr\/fr\/actualites\/investissement-locatif-les-atouts-du-dispositif-denormandie.html\" \/>\n<meta property=\"og:site_name\" content=\"Ace Cr\u00e9dit\" \/>\n<meta property=\"article:published_time\" content=\"2021-12-03T07:32:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.acecredit.fr\/wp-content\/uploads\/proprietaire-clefs.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Emma Martin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emma Martin\" \/>\n\t<meta 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