{"id":6041,"date":"2021-11-16T08:45:00","date_gmt":"2021-11-16T07:45:00","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2021-11-10T17:09:57","modified_gmt":"2021-11-10T16:09:57","slug":"quel-placement-remporte-la-1ere-place%e2%80%89","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/quel-placement-remporte-la-1ere-place%e2%80%89.html","title":{"rendered":"Quel placement remporte la 1\u00e8re place\u2009?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">La pand\u00e9mie a boulevers\u00e9 le classement des placements les plus rentables selon la derni\u00e8re \u00e9tude publi\u00e9e par l\u2019Institut de l\u2019\u00e9pargne immobili\u00e8re et fonci\u00e8re (IEIF). Entre l\u2019immobilier et les actions quel est l\u2019outil le plus performant sur le long terme\u2009?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Les actions : un placement profitable sur le long terme<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Les actions prennent la t\u00eate du classement des placements les plus rentables sur 40 ans, selon la derni\u00e8re \u00e9tude de l\u2019Institut de l\u2019\u00e9pargne immobili\u00e8re et fonci\u00e8re (IEIF), avec <strong>un taux de rendement interne (TRI) de 12,9 %<\/strong>. Ces actifs risqu\u00e9s se placent, ainsi, devant les fonci\u00e8res cot\u00e9es (9,4 %) et les logements parisiens (10,9 %). Sur 30 ans, les actions partagent le podium des placements les plus performants avec l\u2019investissement immobilier (secteur r\u00e9sidentiel) qui pr\u00e9sente un TRI de 9 % par an.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Un march\u00e9 contrast\u00e9 pour les actifs immobiliers<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sur une courte p\u00e9riode, l\u2019immobilier direct a d\u00e9livr\u00e9 les taux de rentabilit\u00e9 les plus \u00e9lev\u00e9s : le TRI de l\u2019industriel qui d\u00e9signe <strong>les b\u00e2timents logistiques atteint 17,2 % par an, suivi par les bureaux France qui affiche un TRI de 9,5 %.<\/strong> La crise sanitaire a modifi\u00e9 la demande logistique avec un essor cons\u00e9quent du e-commerce durant les p\u00e9riodes de confinement. Cette croissance est en grande partie li\u00e9e \u00e0 l\u2019explosion des ventes en ligne, mais aussi \u00e0 l\u2019optimisation de la supply chain de la grande distribution. Pour rappel, en 2019, les fonci\u00e8res et les actions dominaient, sur 10 ans, les autres classes d\u2019actifs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>L\u2019immobilier toujours en t\u00eate des placements les plus performants<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sur une p\u00e9riode longue de 20 ans (2000-2020), l\u2019immobilier, toutes d\u00e9clinaisons confondues, se place devant les autres placements. <strong>Le secteur commerce domine avec 18,2 %, suivi par les bureaux (11,6 %). Les actions sont plus en retrait avec un TRI de 3,2 % sur la p\u00e9riode.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les diff\u00e9rentes crises telles que celle de l\u2019euro et l\u2019\u00e9clatement de la bulle internet ont particip\u00e9 au recul des actions. Comme l\u2019indique l\u2019\u00e9tude de l\u2019IEIF, les fonci\u00e8res se sont montr\u00e9es plus r\u00e9sistantes, profitant de leur caract\u00e8re jug\u00e9 r\u00e9silient. Au-del\u00e0 de ces performances qui attestent de la robustesse de l\u2019immobilier et de sa r\u00e9gularit\u00e9, cette classe d\u2019actif b\u00e9n\u00e9ficie d\u2019une volatilit\u00e9 nettement inf\u00e9rieure \u00e0 celle des actions. De plus, l\u2019immobilier pr\u00e9sente une diversit\u00e9 unique. <strong>L\u2019ensemble de ces qualit\u00e9s confirme son rang de placement s\u00fbr et performant.<\/strong> En cette fin d\u2019ann\u00e9e, les taux de cr\u00e9dit immobilier restent bas et il est encore possible de n\u00e9gocier des taux int\u00e9ressants avec un bon dossier. Le barom\u00e8tre Ace permet de suivre l\u2019\u00e9volution des taux. Avec la hausse des prix de l\u2019immobilier, il peut \u00eatre opportun de concr\u00e9tiser son projet d\u2019achat sans trop attendre.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La pand\u00e9mie a boulevers\u00e9 le classement des placements les plus rentables selon la derni\u00e8re \u00e9tude publi\u00e9e par l\u2019Institut de l\u2019\u00e9pargne immobili\u00e8re et fonci\u00e8re (IEIF). Entre l\u2019immobilier et [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":5521,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6041","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Quel placement remporte la 1\u00e8re place\u2009? - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"L\u2019institut de l\u2019\u00e9pargne immobili\u00e8re et fonci\u00e8re compare les performances des placements les plus rentables. 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