{"id":5941,"date":"2021-10-05T16:10:32","date_gmt":"2021-10-05T14:10:32","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2021-10-05T16:10:33","modified_gmt":"2021-10-05T14:10:33","slug":"comment-se-constituer-un-patrimoine-immobilier%e2%80%89","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/comment-se-constituer-un-patrimoine-immobilier%e2%80%89.html","title":{"rendered":"Comment se constituer un patrimoine immobilier\u2009?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Investir dans l\u2019immobilier constitue un placement int\u00e9ressant pour se constituer un patrimoine. Si la pierre reste un investissement de choix, trois options peuvent toutefois s\u2019envisager.<a><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Faire fructifier son \u00e9pargne, une premi\u00e8re \u00e9tape<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La d\u00e9finition du profil investisseur en fonction des besoins et de la situation permet g\u00e9n\u00e9ralement d\u2019orienter le choix du placement. De nombreux supports d\u2019\u00e9pargne existent pour <strong>se constituer une premi\u00e8re enveloppe<\/strong>. Ces solutions simples telles que le plan \u00e9pargne retraite, les plans \u00e9pargne en actions (PEA) et autres produits d\u2019\u00e9pargne logement (PEL et CEL) ou encore l\u2019assurance vie permettent de faire fructifier l\u2019\u00e9pargne des m\u00e9nages ou des jeunes actifs. L\u2019apport constitu\u00e9 pourra <strong>servir alors pour investir dans un bien immobilier ou pour un autre placement.<a><\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Investir dans l\u2019immobilier, diff\u00e9rentes options<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pour l\u2019acquisition d\u2019une r\u00e9sidence principale, secondaire, un achat patrimonial ou un investissement locatif, l\u2019achat immobilier reste un moyen s\u00fbr de se constituer un patrimoine.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Investir dans la pierre pour son logement principal est un placement s\u00e9curis\u00e9 et avantageux sur le long terme. Cette solution est par ailleurs favoris\u00e9e par les taux bas actuels de cr\u00e9dit immobilier.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019investissement locatif s\u2019accompagne quant \u00e0 lui de nombreux dispositifs qui permettent de d\u00e9fiscaliser et de d\u00e9duire des montants parfois cons\u00e9quents. Ces avantages fiscaux encouragent ainsi l\u2019achat d\u2019un bien neuf pour effectuer du locatif. C\u2019est le cas notamment de <strong>la loi Pinel<\/strong>, qui se prolonge apr\u00e8s 2021, et autorise jusqu\u2019\u00e0 21 % de r\u00e9duction d\u2019imp\u00f4t. Un bon emplacement assure en r\u00e8gle g\u00e9n\u00e9rale la valorisation du logement.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>L\u2019investissement dans la pierre papier<\/strong> est \u00e9galement une option qui permet un bon rendement avec un minimum de risques. Il s\u2019agit d\u2019acheter des parts dans des actifs immobiliers parmi lesquels les soci\u00e9t\u00e9s civiles de placement immobilier (SCPI) ou l\u2019organisme de placement collectif immobilier (OPCI).&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Des supports divers d\u2019investissement patrimonial<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Des placements plus atypiques existent en dehors des investissements plus classiques que sont l\u2019immobilier, l\u2019assurance vie ou la Bourse. Ces placements portent sur des march\u00e9s de niche comme <strong>les \u0153uvres d\u2019art, le vin, l\u2019or, les cryptomonnaies, les voitures de collection, etc.<\/strong> Ces investissements de conviction ou de passion peuvent parfois se r\u00e9v\u00e9ler int\u00e9ressants. Il convient de ne pas y consacrer plus de 5 \u00e0 10 % de son patrimoine financier.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019accompagnement par des professionnels experts de la <strong>gestion du patrimoine<\/strong> permet de b\u00e9n\u00e9ficier des meilleurs conseils dans le domaine des placements et investissements. Une aide souvent incontournable pour constituer un patrimoine.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Investir dans l\u2019immobilier constitue un placement int\u00e9ressant pour se constituer un patrimoine. Si la pierre reste un investissement de choix, trois options peuvent toutefois s\u2019envisager. Faire fructifier [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":5521,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5941","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Comment se constituer un patrimoine immobilier\u2009? - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"Se constituer un patrimoine en investissant dans la pierre est une strat\u00e9gie id\u00e9ale. 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