{"id":5551,"date":"2021-05-17T09:51:15","date_gmt":"2021-05-17T07:51:15","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2021-05-17T09:51:15","modified_gmt":"2021-05-17T07:51:15","slug":"investissement-locatif-changement-pour-lindice-de-reference","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/investissement-locatif-changement-pour-lindice-de-reference.html","title":{"rendered":"Investissement locatif : changement pour l&rsquo;indice de r\u00e9f\u00e9rence"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Chaque trimestre, l\u2019Insee d\u00e9livre l\u2019indice de r\u00e9f\u00e9rence des loyers (IRL). Calcul\u00e9 \u00e0 partir des prix \u00e0 la consommation, il donne une indication aux propri\u00e9taires, afin qu\u2019ils puissent r\u00e9viser raisonnablement les loyers. L\u2019IRL du premier trimestre&nbsp;2021 affiche une l\u00e9g\u00e8re \u00e9volution par rapport \u00e0 l\u2019ann\u00e9e derni\u00e8re.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">L\u2019indice de r\u00e9f\u00e9rence des loyers (IRL) informe sur leur \u00e9volution moyenne<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019IRL d\u00e9signe un indice publi\u00e9 par l\u2019Insee \u00e0 chaque trimestre. Celui-ci indique le niveau r\u00e9f\u00e9rentiel des loyers de location. Les propri\u00e9taires qui souhaitent augmenter leurs loyers doivent se r\u00e9f\u00e9rer \u00e0 cet indice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Afin de prot\u00e9ger les locataires, <strong>l\u2019Insee calcule l\u2019indice en fonction d\u2019un autre indice, celui des prix \u00e0 la consommation<\/strong>. Ainsi, le locataire ne voit pas le loyer augmenter drastiquement alors que le pouvoir d\u2019achat des m\u00e9nages stagne. L\u2019IRL a \u00e9t\u00e9 mis en place pour satisfaire \u00e0 la fois le propri\u00e9taire (il peut augmenter son loyer) et le locataire (le loyer augmente en fonction du pouvoir d\u2019achat moyen).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Comment se calcule l\u2019IRL\u2009?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019Insee calcule l\u2019IRL en tenant compte de la moyenne de l\u2019\u00e9volution des prix \u00e0 la consommation (hors tabac et loyers), sur les 12&nbsp;derniers mois. Calcul\u00e9 chaque trimestre, <strong>l\u2019indice \u00e9volue en tenant compte de l\u2019\u00e9cart avec l\u2019IRL du m\u00eame trimestre de l\u2019ann\u00e9e pr\u00e9c\u00e9dente.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019augmentation maximale du loyer se calcule de deux mani\u00e8res. Soit le propri\u00e9taire se r\u00e9f\u00e8re au dernier IRL avant la date du contrat de location. Soit, il choisit le dernier IRL avant la date de la signature du bail. Voici la m\u00e9thode de calcul&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Nouveau loyer = (loyer initial X nouveau IRL du trimestre concern\u00e9)\/ancien IRL du trimestre concern\u00e9.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Exemple&nbsp;:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si un loyer avant r\u00e9vision atteint 800&nbsp;\u20ac en mai 2015 et que l\u2019IRL du premier trimestre&nbsp;2015 est de 125,19&nbsp;; sachant que l\u2019IRL du premier trimestre&nbsp;2021 est de 130,69, le loyer pour 2021 atteindra au maximum&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>(800 X&nbsp;130.69)\/125,19 = 835,15&nbsp;\u20ac.<\/strong><\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">La r\u00e9\u00e9valuation du loyer peut avoir lieu chaque ann\u00e9e. Elle s\u2019applique d\u00e8s le jour de la demande de la part du propri\u00e9taire, mais ne peut \u00eatre r\u00e9troactive.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">L\u2019IRL du premier trimestre&nbsp;2021 enregistre une l\u00e9g\u00e8re hausse<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le nouvel indice de r\u00e9f\u00e9rence des loyers (IRL) publi\u00e9 par l\u2019Insee date du 15&nbsp;avril 2021. Au premier trimestre&nbsp;2021, <strong>l\u2019indice du 1er&nbsp;trimestre&nbsp;2021 s\u2019\u00e9l\u00e8ve \u00e0 130,69<\/strong>. Cela repr\u00e9sente une hausse annuelle de 0,09&nbsp;%. \u00c0 noter que l\u2019IRL s\u2019applique aux baux d\u2019habitation, meubl\u00e9s ou non.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chaque trimestre, l\u2019Insee d\u00e9livre l\u2019indice de r\u00e9f\u00e9rence des loyers (IRL). Calcul\u00e9 \u00e0 partir des prix \u00e0 la consommation, il donne une indication aux propri\u00e9taires, afin qu\u2019ils puissent [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":5378,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5551","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Investissement locatif : changement pour l&#039;indice de r\u00e9f\u00e9rence - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"L\u2019indice de r\u00e9f\u00e9rence des loyers vient d\u2019\u00eatre publi\u00e9 pour le premier trimestre 2021. 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