{"id":5495,"date":"2021-04-19T17:27:54","date_gmt":"2021-04-19T15:27:54","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2021-04-19T17:27:55","modified_gmt":"2021-04-19T15:27:55","slug":"de-nouvelles-baisses-de-taux-immobiliers-en-avril-2021","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/de-nouvelles-baisses-de-taux-immobiliers-en-avril-2021.html","title":{"rendered":"De nouvelles baisses de taux immobiliers en avril 2021"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Alors que la crise sanitaire perdure, les taux bas du cr\u00e9dit immobilier continuent d&rsquo;\u00eatre favorables aux emprunteurs en ce mois d&rsquo;avril 2021. C&rsquo;est l&rsquo;occasion pour les emprunteurs qui souhaitent r\u00e9aliser leur projet d&rsquo;achat. Explications.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00c0 partir de 0,80% pour un pr\u00eat immobilier sur 20 ans<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019heure n\u2019est pas \u00e0 la remont\u00e9e des taux immobiliers&nbsp;: aucun indicateur n\u2019est orient\u00e9 \u00e0 la hausse en avril 2021. Le constat est plut\u00f4t celui d\u2019une stagnation des conditions d\u2019emprunt, avec des <strong>taux de march\u00e9 inchang\u00e9s entre 7 et 25 ans<\/strong>. Hormis pour le cr\u00e9dit immobilier sur 20 ans&nbsp;: le taux moyen recule \u00e0 1,10% (-0,05 point), de quoi galvaniser un peu plus les emprunteurs.&nbsp;M\u00eame le taux mini d\u2019un pr\u00eat immobilier sur 20 ans est en baisse, \u00e0 0,80% (-0,03 point). Avec une telle offre, un emprunt de 250&nbsp;000\u20ac affiche une ardoise d\u00e9passant \u00e0 peine 20&nbsp;000\u20ac, soit une \u00e9conomie de 8 000\u20ac par rapport au taux du march\u00e9.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Les vertus de la concurrence bancaire<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.acecredit.fr\/fr\/barometres-taux.html\">Le meilleur taux immobilier<\/a> est \u00e9galement en recul sur 7 ans (0,28%, -0,02 point). Les autres valeurs se maintiennent \u00e0 leurs niveaux du mois pr\u00e9c\u00e9dent, sous les 1% pour un financement immobilier sur 15 ans (0,95% en moyenne), \u00e0 peine sup\u00e9rieur \u00e0 ce seuil pour le taux mini sur 25 ans (1,05%). Ces niveaux bas s\u2019expliquent en grande partie par une <strong>strat\u00e9gie de conqu\u00eate adopt\u00e9e par les \u00e9tablissements pr\u00eateurs afin d\u2019atteindre les objectifs ambitieux fix\u00e9s pour l\u2019ann\u00e9e 2021<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La situation est donc propice pour faire jouer la concurrence, et pour cela personne n\u2019est plus \u00e0 m\u00eame d\u2019obtenir le meilleur taux immobilier qu\u2019un courtier. Il met \u00e0 profit son expertise du m\u00e9tier pour \u00e9tablir <strong>un plan de financement sur mesure adapt\u00e9 au profil et au projet de l\u2019emprunteur.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00ab&nbsp;Nous poss\u00e9dons 300 experts sur tout le territoire&nbsp;\u00bb rappelle Antonio Carneiro directeur commercial d\u2019Ace Cr\u00e9dit. \u00ab&nbsp;Ils facilitent les chances des emprunteurs de d\u00e9nicher le cr\u00e9dit le plus adapt\u00e9 gr\u00e2ce \u00e0 25 ans d\u2019exp\u00e9rience dans les relations bancaires.&nbsp;\u00bb<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Alors que la crise sanitaire perdure, les taux bas du cr\u00e9dit immobilier continuent d&rsquo;\u00eatre favorables aux emprunteurs en ce mois d&rsquo;avril 2021. C&rsquo;est l&rsquo;occasion pour les emprunteurs [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":5363,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5495","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>De nouvelles baisses de taux immobiliers en avril 2021 - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"Le taux immobilier sur 20 ans \u00e0 la fois pour les meilleurs dossiers et la moyenne des valeurs parmi les bar\u00e8mes des banques en avril 2021.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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