{"id":5105,"date":"2021-01-15T08:25:00","date_gmt":"2021-01-15T07:25:00","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2021-01-11T11:41:40","modified_gmt":"2021-01-11T10:41:40","slug":"4-choses-a-savoir-sur-le-dispositif-pinel-en-2021","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/4-choses-a-savoir-sur-le-dispositif-pinel-en-2021.html","title":{"rendered":"4 choses \u00e0 savoir sur le dispositif Pinel en 2021"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">La <a href=\"https:\/\/www.acecredit.fr\/fr\/pourquoi-investir-immobilier-neuf.html\">d\u00e9fiscalisation pour un investissement locatif dans le neuf<\/a> demeure d\u2019actualit\u00e9 en 2021 via le dispositif Pinel. Un seul changement majeur est \u00e0 noter avec l\u2019exclusion des maisons individuelles, mais de futures modifications invitent \u00e0 se pencher d\u00e8s maintenant sur cette r\u00e9duction d\u2019imp\u00f4t avantageuse dans un contexte de taux bas du pr\u00eat immobilier.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Jusqu\u2019\u00e0 21% de r\u00e9duction fiscale sur 12 ans jusqu\u2019en 2022<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pas de changement sur le c\u0153ur du dispositif Pinel, \u00e0 savoir la d\u00e9duction d\u2019imp\u00f4t&nbsp;: elle demeure de 12% du prix de revient net pour une dur\u00e9e initiale de 6 ans, de 18% sur 9 ans et 21% en cas de prolongation sur 12 ans. Mais l\u2019\u00c9tat, qui a prolong\u00e9 le dispositif jusqu\u2019en 2024, a d\u00e9j\u00e0 act\u00e9 la&nbsp;diminution&nbsp;du taux de r\u00e9duction \u00e0 partir du 1<sup>er<\/sup> janvier 2023. <strong>Il passera ainsi \u00e0 10,5% sur 6 ans et 15% sur 9 ans. Et au 1<sup>er<\/sup> janvier 2024, un nouveau coup de rabot r\u00e9duisant les taux \u00e0 9 et 12%&nbsp;!<\/strong> Les biens situ\u00e9s en quartiers prioritaires de la ville et les plus \u00e9co-performants \u00e9chapperont toutefois \u00e0 cette baisse de la d\u00e9fiscalisation Pinel. Entre les taux bas actuels du cr\u00e9dit immobilier et les taux \u00ab&nbsp;pleins&nbsp;\u00bb de d\u00e9duction fiscale, investir en Pinel en 2021 est int\u00e9ressant&nbsp;!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pas de baisse des plafonds de loyers<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Alors que pr\u00e8s de la moiti\u00e9 des loyers des biens en investissement Pinel sont sup\u00e9rieurs au prix du march\u00e9 selon une \u00e9tude de l\u2019inspection g\u00e9n\u00e9rale des finances, la ministre du Logement Emmanuelle Wargon souhaitait les aligner sur les loyers moyens de l\u2019ann\u00e9e N-1, mais le projet a avort\u00e9. En cons\u00e9quence, les investisseurs peuvent toujours se fier \u00e0 un plafonnement des loyers peu contraignant, notamment en zone A bis o\u00f9 <strong>seuls 20% des contrats de location se situent sous le prix moyen du march\u00e9<\/strong>, selon l\u2019IGF.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Les maisons individuelles, c\u2019est fini\u00a0!<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u2019est la principale nouveaut\u00e9 du dispositif Pinel en 2021&nbsp;: il n\u2019est plus possible d\u2019en b\u00e9n\u00e9ficier pour la construction d\u2019une maison. <strong>Le Pinel est d\u00e9sormais enti\u00e8rement tourn\u00e9 vers le logement collectif<\/strong>. Si la date du d\u00e9p\u00f4t de demande de permis de construire est ant\u00e9rieure au 1<sup>er<\/sup> janvier 2021, il reste toutefois possible d\u2019en b\u00e9n\u00e9ficier en respectant les conditions (revenus du locataire, mise en location dans les douze mois suivant l\u2019ach\u00e8vement de la maison, plafonnement du loyer).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pour l\u2019ancien \u00e0 r\u00e9nover, le Denormandie continue aussi<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">On l\u2019appelle parfois \u00e0 tort Pinel ancien, car il pr\u00e9sente de fortes similitudes avec le dispositif de d\u00e9fiscalisation d\u00e9di\u00e9 \u00e0 l\u2019investissement locatif dans le neuf. En vigueur depuis 2019, <strong>le dispositif Denormandie demeure le pendant du Pinel dans l\u2019ancien \u00e0 r\u00e9nover<\/strong> (les travaux de r\u00e9novation doivent repr\u00e9senter au moins 25% du co\u00fbt total de l\u2019op\u00e9ration). La d\u00e9duction fiscale est similaire, seul le zonage diff\u00e8re puisqu\u2019il s\u2019applique aux communes en zone labellis\u00e9e C\u0153ur de ville ou faisant l\u2019objet d\u2019une convention d\u2019op\u00e9ration de revitalisation de territoire.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La d\u00e9fiscalisation pour un investissement locatif dans le neuf demeure d\u2019actualit\u00e9 en 2021 via le dispositif Pinel. Un seul changement majeur est \u00e0 noter avec l\u2019exclusion des [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":5112,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5105","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>4 choses \u00e0 savoir sur le dispositif Pinel en 2021 - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"Le dispositif Pinel demeure actif en 2021, avec des taux de r\u00e9duction d\u2019imp\u00f4t inchang\u00e9s mais une exclusion des maisons individuelles. Dans l\u2019ancien, le Denormandie est \u00e9galement prolong\u00e9.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/4-choses-a-savoir-sur-le-dispositif-pinel-en-2021.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"4 choses \u00e0 savoir sur le dispositif Pinel en 2021 - Ace Cr\u00e9dit\" \/>\n<meta property=\"og:description\" content=\"Le dispositif Pinel demeure actif en 2021, avec des taux de r\u00e9duction d\u2019imp\u00f4t inchang\u00e9s mais une exclusion des maisons individuelles. 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