{"id":5079,"date":"2020-12-31T09:06:00","date_gmt":"2020-12-31T08:06:00","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2020-12-29T12:42:17","modified_gmt":"2020-12-29T11:42:17","slug":"investissement-locatif-cet-outil-de-lanil-qui-aide-a-calculer-la-rentabilite","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/investissement-locatif-cet-outil-de-lanil-qui-aide-a-calculer-la-rentabilite.html","title":{"rendered":"Investissement locatif : cet outil de l\u2019Anil qui aide \u00e0 calculer la rentabilit\u00e9"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Pour aider les particuliers qui souhaiteraient r\u00e9aliser un investissement locatif, l\u2019Agence nationale d\u2019information sur le logement (Anil) a d\u00e9velopp\u00e9 un outil en ligne permettant de mieux calibrer son projet. Une boussole pour ceux qui souhaitent profiter des taux bas du cr\u00e9dit immobilier pour faire fructifier leur patrimoine.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Un outil qui permet de simuler la rentabilit\u00e9 de l\u2019investissement<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019investissement immobilier a le vent en poupe. La situation sanitaire actuelle et les confinements successifs ont accentu\u00e9 la confiance des Fran\u00e7ais dans ce placement tant les prix font mieux que r\u00e9sister (+1,9% \u00e0 fin novembre d\u2019apr\u00e8s MeilleursAgents). La fragilisation de la solvabilit\u00e9 des m\u00e9nages&nbsp;? Cela signifie moins de candidats \u00e0 l\u2019accession et donc plus de locataires potentiels, soit un risque plus faible de vacance locative\u2026 Mais de nombreux crit\u00e8res sont toutefois \u00e0 prendre en compte pour r\u00e9ussir son investissement locatif en 2021, alors mieux vaut mettre toutes ses chances de son c\u00f4t\u00e9. <a href=\"https:\/\/www.anil.org\/outil-mise-en-location-simulation-investissement-immobilier-rendement\/\">L\u2019Agence nationale d\u2019information sur le logement (Anil) a justement mis en place un simulateur<\/a> qui permet de prendre en compte toutes les donn\u00e9es pour se projeter concr\u00e8tement sur la future rentabilit\u00e9 de son bien en location.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le simulateur de l\u2019Anil se divise en trois \u00e9tapes&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>l\u2019investissement (r\u00e9gime fiscal, montant de l\u2019investissement, loyer, etc.)&nbsp;;<\/li><li>le financement et la fiscalit\u00e9 personnelle (cr\u00e9dit immobilier, apport personnel, taux marginal d\u2019imposition, etc.)&nbsp;;<\/li><li>la revente (d\u00e9cote annuelle du bien, valeur v\u00e9nale au terme, etc.).<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Au terme du processus, <strong>l\u2019outil indique un taux de rentabilit\u00e9, le taux d\u2019effort mensuel moyen de tr\u00e9sorerie et l\u2019enrichissement en fonction de la dur\u00e9e de d\u00e9tention.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Un contexte favorable \u00e0 l\u2019investissement locatif<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Avec un cr\u00e9dit immobilier au taux moyen de 1,20% selon l\u2019Observatoire cr\u00e9dit logement\/CSA, l\u2019investissement locatif est plus que jamais un moyen efficace de se constituer un patrimoine avec un effort couvert par les loyers. D\u2019autant que le 17 d\u00e9cembre dernier, le Haut conseil de stabilit\u00e9 financi\u00e8re (HCSF) a all\u00e9g\u00e9 les conditions de pr\u00eat pratiqu\u00e9es par les banques, en permettant notamment de <strong>porter le taux d\u2019endettement de 33 \u00e0 35%.<\/strong> A cela s\u2019ajoute la reconduction des dispositifs de d\u00e9fiscalisation en 2021, comme <strong>le Pinel lors d\u2019un achat dans le neuf et le Denormandie<\/strong> <strong>dans l\u2019ancien r\u00e9nov\u00e9<\/strong>. La location meubl\u00e9e, tr\u00e8s en vogue ces derniers mois, poss\u00e8de elle aussi des atouts sur le plan fiscal gr\u00e2ce \u00e0 l\u2019abattement forfaitaire de 50% sur les revenus locatifs avec le r\u00e9gime micro BIC en statut de <strong>loueur meubl\u00e9 non professionnel.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pour aider les particuliers qui souhaiteraient r\u00e9aliser un investissement locatif, l\u2019Agence nationale d\u2019information sur le logement (Anil) a d\u00e9velopp\u00e9 un outil en ligne permettant de mieux calibrer [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":5088,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5079","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Investissement locatif : cet outil de l\u2019Anil qui aide \u00e0 calculer la rentabilit\u00e9 - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"Les particuliers qui projettent un investissement locatif peuvent d\u00e9sormais s\u2019appuyer sur un outil de simulation de l\u2019Anil pour anticiper la rentabilit\u00e9 de leur projet.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/investissement-locatif-cet-outil-de-lanil-qui-aide-a-calculer-la-rentabilite.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Investissement locatif : cet outil de l\u2019Anil qui aide \u00e0 calculer la rentabilit\u00e9 - Ace Cr\u00e9dit\" 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