{"id":5022,"date":"2020-12-09T11:17:29","date_gmt":"2020-12-09T10:17:29","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2020-12-09T11:17:29","modified_gmt":"2020-12-09T10:17:29","slug":"4-avantages-a-acheter-pendant-la-crise-de-la-covid-19","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/4-avantages-a-acheter-pendant-la-crise-de-la-covid-19.html","title":{"rendered":"4 avantages \u00e0 acheter pendant la crise de la Covid-19"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Faut-il renoncer \u00e0 ses projets d\u2019achat immobilier en temps de Covid-19\u00a0? Toute crise r\u00e9serve ses opportunit\u00e9s, et l\u2019achat immobilier demeure attractif pour les acqu\u00e9reurs qui remplissent les conditions des banques. D\u2019autant que <a href=\"https:\/\/www.acecredit.fr\/fr\/barometres-taux.html\">les taux bas du cr\u00e9dit immobilier sont toujours l\u00e0<\/a>\u00a0!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. Un contexte favorable \u00e0 la n\u00e9gociation<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La pierre est l\u2019investissement le plus fiable en p\u00e9riode de crise, l\u2019histoire a montr\u00e9 qu\u2019elle a toujours r\u00e9sist\u00e9 parce qu\u2019elle r\u00e9pond au besoin essentiel de se loger. Si la pierre est une bonne fa\u00e7on de s\u00e9curiser ses avoirs, les Fran\u00e7ais ont n\u00e9anmoins peur de s\u2019endetter face \u00e0 un avenir incertain. R\u00e9sultats, ceux qui se lancent malgr\u00e9 tout rencontrent moins de concurrence, une <strong>opportunit\u00e9 pour mieux n\u00e9gocier le prix&nbsp;!<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Des taux toujours bas<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">M\u00eame si les banques pr\u00eatent avec prudence depuis le d\u00e9but de l\u2019ann\u00e9e 2020 sur les pr\u00e9conisations du Haut conseil de stabilit\u00e9 financi\u00e8re (taux d\u2019endettement limit\u00e9 \u00e0 33\u00a0%, dur\u00e9e de remboursement maximale ramen\u00e9e \u00e0 25 ans), elles ont besoin d\u2019accorder des cr\u00e9dits immobiliers pour attirer une nouvelle client\u00e8le. C\u2019est pourquoi les projets d\u2019investissement locatifs bien pr\u00e9par\u00e9s par exemple ont toutes les chances d\u2019aboutir. Avec un taux de cr\u00e9dit immobilier \u00e0 <strong>1,20% en moyenne d\u2019apr\u00e8s l\u2019Observatoire Cr\u00e9dit Logement\/CSA<\/strong>, on est proche du niveau plancher atteint fin 2019 (1,11%).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. Profiter de la stabilisation des prix<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Avec la crise sanitaire, on assiste \u00e0 un r\u00e9\u00e9quilibrage du march\u00e9 \u2013 notamment dans les grandes villes au profit des villes moyennes. Les prix ne cessaient d\u2019augmenter dans ces grandes m\u00e9tropoles en raison de leur forte attractivit\u00e9, mais l\u2019exp\u00e9rience du confinement et du t\u00e9l\u00e9travail ont pouss\u00e9 les Fran\u00e7ais \u00e0 <strong>regarder vers des secteurs moins dens\u00e9ment peupl\u00e9s&#8230; et plus abordables.<\/strong> Cette pause momentan\u00e9e dans la progression des prix est l\u2019opportunit\u00e9 d\u2019acheter avant l\u2019\u00e9ventuelle remont\u00e9e qui accompagnera le rebond de l\u2019\u00e9conomie post-Covid&nbsp;!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. Le march\u00e9 reste actif<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Mieux organis\u00e9s pour le deuxi\u00e8me confinement, <strong>les professionnels ont pu continuer leur activit\u00e9<\/strong> comme les mises en vente des biens, les d\u00e9placements pour les estimations, les prises de photos ou encore la r\u00e9alisation des diagnostics obligatoires \u00e9taient autoris\u00e9s. Les agents immobiliers ont donc pu signer des mandats. Depuis le 28 novembre, les visites ont d\u2019ailleurs repris. Les banques se sont organis\u00e9es pour continuer de traiter les nouvelles demandes de pr\u00eat immobilier. Et les courtiers continuent d\u2019offrir leurs services \u00e0 distance en physique depuis leurs agences.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Faut-il renoncer \u00e0 ses projets d\u2019achat immobilier en temps de Covid-19\u00a0? Toute crise r\u00e9serve ses opportunit\u00e9s, et l\u2019achat immobilier demeure attractif pour les acqu\u00e9reurs qui remplissent les [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":5027,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5022","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>4 avantages \u00e0 acheter pendant la crise de la Covid-19 - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"Malgr\u00e9 la chute des ventes enregistr\u00e9e au printemps dernier, le march\u00e9 de l\u2019immobilier est rest\u00e9 actif \u00e0 l\u2019automne. Contre toute attente, le contexte sanitaire est plut\u00f4t favorable aux acqu\u00e9reurs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/4-avantages-a-acheter-pendant-la-crise-de-la-covid-19.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"4 avantages \u00e0 acheter pendant la crise de la Covid-19 - Ace Cr\u00e9dit\" \/>\n<meta property=\"og:description\" content=\"Malgr\u00e9 la chute des ventes enregistr\u00e9e au printemps dernier, le march\u00e9 de l\u2019immobilier est rest\u00e9 actif \u00e0 l\u2019automne. Contre toute attente, le contexte sanitaire est plut\u00f4t favorable aux acqu\u00e9reurs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.acecredit.fr\/fr\/actualites\/4-avantages-a-acheter-pendant-la-crise-de-la-covid-19.html\" \/>\n<meta property=\"og:site_name\" content=\"Ace Cr\u00e9dit\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-09T10:17:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.acecredit.fr\/wp-content\/uploads\/devenir-proprietaire-pendant-covid.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Emma Martin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emma Martin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de 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