{"id":4998,"date":"2020-12-02T10:09:50","date_gmt":"2020-12-02T09:09:50","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2020-12-02T10:09:51","modified_gmt":"2020-12-02T09:09:51","slug":"achat-immobilier-les-consequences-du-confinement-sur-le-marche","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/achat-immobilier-les-consequences-du-confinement-sur-le-marche.html","title":{"rendered":"Achat immobilier : les cons\u00e9quences du confinement sur le march\u00e9"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Les agences immobili\u00e8res retrouvent des couleurs apr\u00e8s l\u2019annonce de la reprise des visites physiques depuis le 28 novembre. Dans les colonnes du Figaro, les dirigeants des r\u00e9seaux Orpi et Nestenn reviennent sur les bouleversements du march\u00e9 depuis le d\u00e9clenchement de la crise sanitaire.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Une activit\u00e9 forc\u00e9ment ralentie en novembre<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Apr\u00e8s la mise \u00e0 l\u2019arr\u00eat quasi totale du march\u00e9 immobilier lors du premier confinement, les acteurs du secteur avaient observ\u00e9 un rebond au printemps et au d\u00e9but de l\u2019\u00e9t\u00e9, puis le reconfinement est venu freiner l\u2019op\u00e9ration rattrapage avec une restriction sur les d\u00e9placements emp\u00eachant la tenue des visites physiques, pourtant cruciales dans la finalisation des offres. Pr\u00e9sident du r\u00e9seau Nestenn, Olivier Alonso a not\u00e9 <strong>un ralentissement de l\u2019activit\u00e9 de 15% sur la premi\u00e8re quinzaine de novembre<\/strong>. \u00ab&nbsp;Nous esp\u00e9rons que la sortie de ce deuxi\u00e8me confinement sera aussi dynamique qu\u2019en mai&nbsp;\u00bb confie au Figaro Christine Fumagalli, pr\u00e9sidente du r\u00e9seau Orpi, qui attend d\u00e9sormais de constater \u00ab&nbsp;que l\u2019envie des clients d\u2019aller au bout de leurs projets n\u2019aura pas \u00e9t\u00e9 stopp\u00e9e par ce deuxi\u00e8me \u00e9pisode&nbsp;\u00bb.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Taux bas mais acc\u00e8s au cr\u00e9dit restreint<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Effet rattrapage ou non, l\u2019ann\u00e9e 2020 s\u2019annonce en forte r\u00e9cession en termes de transactions dans l\u2019ancien par rapport \u00e0 une ann\u00e9e 2019 record, qui avait enregistr\u00e9 plus d\u20191 million de signatures. La crise sanitaire est pass\u00e9e par l\u00e0, le resserrement des conditions d\u2019octroi du cr\u00e9dit immobilier aussi. Mme Fumagalli appelle d\u2019ailleurs \u00e0 \u00ab&nbsp;une vigilance toute particuli\u00e8re (sur le) financement&nbsp;\u00bb, rappelant que \u00ab&nbsp;<strong>l\u2019acc\u00e8s au cr\u00e9dit s\u2019est tr\u00e8s fortement complexifi\u00e9<\/strong>&nbsp;\u00bb. Elle appelle les acqu\u00e9reurs \u00e0 \u00ab&nbsp;<strong>consolider (leur) financement avant de rechercher (leur) futur bien&nbsp;<\/strong>\u00bb. Cela passe par un calcul pr\u00e9cis de la capacit\u00e9 d\u2019emprunt en prenant en compte les conditions actuelles du cr\u00e9dit, \u00e0 savoir&nbsp;: &nbsp;l\u2019interdiction d\u2019accorder des emprunts sur une dur\u00e9e sup\u00e9rieure \u00e0 25 ans, limitation du taux d\u2019endettement \u00e0 33%, et pr\u00e9sentation d\u2019un apport personnel. N\u00e9anmoins, \u00ab&nbsp;les taux sont toujours aussi bas, ce qui maintient aussi le march\u00e9&nbsp;\u00bb compl\u00e8te M. Alonso.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Les m\u00e9tropoles restent en tension<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Outre les <a href=\"https:\/\/www.acecredit.fr\/fr\/barometres-taux.html\">taux bas du cr\u00e9dit immobilier<\/a>, \u00ab\u00a0les Fran\u00e7ais veulent poursuivre leur projet\u00a0\u00bb estime la pr\u00e9sidente du r\u00e9seau Orpi. Elle observe un nombre croissant de citadins qui franchissent le pas vers un d\u00e9m\u00e9nagement dans des villes moyennes, \u00e0 l\u2019image de Chartres et Orl\u00e9ans comme terre d\u2019accueil des Franciliens. On ne parle pas d\u2019exode pour autant, <strong>la tension immobili\u00e8re reste forte dans les grandes m\u00e9tropoles<\/strong>, mais les biens avec un ext\u00e9rieur sont les grands gagnants de l\u2019ann\u00e9e 2020, comme le souligne le pr\u00e9sident du r\u00e9seau Nestenn.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les agences immobili\u00e8res retrouvent des couleurs apr\u00e8s l\u2019annonce de la reprise des visites physiques depuis le 28 novembre. Dans les colonnes du Figaro, les dirigeants des r\u00e9seaux [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":5004,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4998","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Achat immobilier : les cons\u00e9quences du confinement sur le march\u00e9 - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"Les pr\u00e9sidents des r\u00e9seaux Orpi et Nestenn observent un march\u00e9 immobilier ralentit par les restrictions de d\u00e9placement et la limitation de l\u2019acc\u00e8s au cr\u00e9dit.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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