{"id":4842,"date":"2020-10-24T07:56:00","date_gmt":"2020-10-24T05:56:00","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2020-10-16T16:52:49","modified_gmt":"2020-10-16T14:52:49","slug":"les-4-priorites-pour-un-investissement-locatif-reussi-en-2020","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/les-4-priorites-pour-un-investissement-locatif-reussi-en-2020.html","title":{"rendered":"Les 4 priorit\u00e9s pour un investissement locatif r\u00e9ussi en 2020"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">La crise sanitaire a fragilis\u00e9 l\u2019\u00e9conomie et renforc\u00e9 la pression sur les particuliers d\u00e9sireux d\u2019engager un investissement locatif pour se constituer un patrimoine. Toutefois, la Covid-19 n\u2019est pas un facteur n\u00e9faste pour ce type de projet, mais le contexte n\u00e9cessite davantage de pr\u00e9cautions pour que l\u2019op\u00e9ration demeure rentable.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Cibler un emplacement attractif<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u2019est le crit\u00e8re n\u00b01 dans une acquisition comme une location. Un logement bien situ\u00e9 remplit plus que la moiti\u00e9 de l\u2019\u00e9quation. Un <a href=\"https:\/\/www.acecredit.fr\/fr\/investissement-locatif-dans-l-ancien.html\">investissement locatif <\/a>doit donc cibler <strong>un emplacement conciliant accessibilit\u00e9 via les voies de circulation et les transports (m\u00e9tro, tramway), proximit\u00e9 avec les commerces et services (\u00e9coles notamment), et tranquillit\u00e9 du voisinage<\/strong>. Un environnement verdoyant est un plus\u00a0! Dans le contexte post-confinement, les secteurs excentr\u00e9s b\u00e9n\u00e9ficient d\u2019un surplus d\u2019attrait s\u2019ils offrent cette touche de nature en plus.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Investir dans un bien fonctionnel<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Les Fran\u00e7ais ont des crit\u00e8res de plus en plus pr\u00e9cis en mati\u00e8re de logement&nbsp;: ils veulent de la <strong>surface mais aussi beaucoup de rangements<\/strong>, des performances \u00e9nerg\u00e9tiques \u00e9lev\u00e9es qui permettent de r\u00e9duire leur consommation, ainsi qu\u2019un ext\u00e9rieur m\u00eame lorsqu\u2019il s\u2019agit d\u2019un appartement. Investir dans un logement ancien n\u00e9cessitera une r\u00e9habilitation pour en am\u00e9liorer le confort et redresser son \u00e9tiquette \u00e9nergie. Et m\u00eame s\u2019ils affichent des tarifs abordables, les appartements sans balcon ou terrasse sont \u00e0 \u00e9viter&nbsp;!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pr\u00e9senter un dossier solide \u00e0 la banque<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Les \u00e9tablissements pr\u00eateurs ont resserr\u00e9 le robinet du cr\u00e9dit immobilier pour privil\u00e9gier les meilleurs dossiers, ceux qui pr\u00e9sentent de solides garanties dans un contexte \u00e9conomique inflammable avec la crise sanitaire. Pour les investisseurs, cela signifie qu\u2019il faut <strong>bien dimensionner son projet en fonction de ses revenus et des recettes locatives esp\u00e9r\u00e9es<\/strong>. Un apport personnel est indispensable, et l\u2019accompagnement d\u2019un courtier en pr\u00eat immobilier un atout pour faire jouer la concurrence.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">S\u2019assurer contre les loyers impay\u00e9s<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Qui dit crise \u00e9conomique dit <strong>risque aggrav\u00e9 de loyers impay\u00e9s<\/strong>. C\u2019est la hantise des propri\u00e9taires bailleurs, car cela les place en grande difficult\u00e9 financi\u00e8re lorsqu\u2019ils doivent assumer le co\u00fbt de leur propre logement et celui qui est cens\u00e9 couvrir le cr\u00e9dit immobilier finan\u00e7ant l\u2019investissement locatif. Fort heureusement, il existe l\u2019assurance loyers impay\u00e9s pour couvrir ce risque. En amont toutefois, il est toujours primordial de v\u00e9rifier le dossier des candidats \u00e0 la location (bulletins de salaire notamment).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La crise sanitaire a fragilis\u00e9 l\u2019\u00e9conomie et renforc\u00e9 la pression sur les particuliers d\u00e9sireux d\u2019engager un investissement locatif pour se constituer un patrimoine. Toutefois, la Covid-19 n\u2019est [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":4613,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4842","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Les 4 priorit\u00e9s pour un investissement locatif r\u00e9ussi en 2020 - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"L\u2019investissement locatif en 2020 ne peut faire abstraction du contexte Covid-19. Il convient donc de se montrer vigilant sur le choix du bien et de l\u2019emplacement, mais aussi du financement.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/les-4-priorites-pour-un-investissement-locatif-reussi-en-2020.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les 4 priorit\u00e9s pour un investissement locatif r\u00e9ussi en 2020 - Ace Cr\u00e9dit\" \/>\n<meta property=\"og:description\" content=\"L\u2019investissement locatif en 2020 ne peut faire abstraction du contexte Covid-19. 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