{"id":4641,"date":"2020-08-06T08:42:00","date_gmt":"2020-08-06T06:42:00","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2020-08-07T10:25:17","modified_gmt":"2020-08-07T08:25:17","slug":"ou-investir-dans-un-studio-etudiant","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/ou-investir-dans-un-studio-etudiant.html","title":{"rendered":"O\u00f9 investir dans un studio \u00e9tudiant ?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Avec un taux de cr\u00e9dit immobilier \u00e0 un niveau raisonnable (1,25% en moyenne d\u2019apr\u00e8s l\u2019Observatoire Cr\u00e9dit Logement\/CSA) et un march\u00e9 locatif faisant figure de valeur refuge au sortir de la crise sanitaire, le studio \u00e9tudiant demeure un choix pertinent pour se constituer un patrimoine. Mais o\u00f9 faut-il investir pour trouver le studio \u00e9tudiant idoine afin de r\u00e9aliser une bonne op\u00e9ration&nbsp;?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Dans les villes pr\u00e9f\u00e9r\u00e9es des \u00e9tudiants<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le Figaro a r\u00e9cemment class\u00e9 les villes id\u00e9ales pour poursuivre ses \u00e9tudes, et le classement place trois m\u00e9tropoles souvent laur\u00e9ates de ce genre de palmar\u00e8s\u00a0: <strong><a href=\"https:\/\/www.acecredit.fr\/courtier-credit-immobilier-toulouse-31000.html\">Toulouse<\/a>, <a href=\"https:\/\/www.acecredit.fr\/courtier-credit-immobilier-lyon-69000.html\">Lyon<\/a> et Nantes<\/strong>. Trois capitales r\u00e9gionales\u00a0 qui accueillent respectivement plus de <strong>100\u00a0000, 150\u00a0000 et 50\u00a0000 \u00e9tudiants<\/strong>. Plus abordables que Paris, plus riches en programmes universitaires et plus anim\u00e9es que les villes moyennes, elles b\u00e9n\u00e9ficient d\u2019un fort pouvoir d\u2019attraction aupr\u00e8s des jeunes d\u00e9sireux de mener \u00e0 bien leur cursus dans un environnement dynamique. Un investissement immobilier \u00e0 Toulouse, Lyon ou Nantes est la garantie de profiter d\u2019une forte demande\u00a0! C\u2019est aussi le cas \u00e0 Grenoble (4<sup>e<\/sup>) et Aix-en-Provence (5<sup>e<\/sup>).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Dans les agglom\u00e9rations les plus rentables<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Une <strong>rentabilit\u00e9 locative approchant les 10%<\/strong>&nbsp;: c\u2019est le r\u00eave de tout investisseur et c\u2019est souvent la motivation \u00e0 choisir un studio \u00e9tudiant pour un investissement. Dans certaines villes, ce chiffre est d\u2019autant plus accessible que les tarifs \u00e0 l\u2019achat sont nettement en-de\u00e7\u00e0 des standards des grandes agglom\u00e9rations&nbsp;! Les Echos r\u00e9v\u00e9lait en d\u00e9but d\u2019ann\u00e9e les championnes de la cat\u00e9gorie avec un quint\u00e9 form\u00e9 par <strong>Saint-\u00c9tienne (9,8%), Mulhouse (9,7%), Bourges, Sarcelles (9,3%) et B\u00e9ziers (9,1%)<\/strong>. Certes, leurs populations \u00e9tudiantes ne sont pas les plus importantes, mais elles existent&nbsp;! Il est toutefois tr\u00e8s important de cibler le bon emplacement, proche des \u00e9tablissements sup\u00e9rieurs, pour attirer cette client\u00e8le si convoit\u00e9e. Louer un studio \u00e9tudiant meubl\u00e9 peut aussi faire la diff\u00e9rence, c\u2019est aussi le moyen de b\u00e9n\u00e9ficier de loyers sup\u00e9rieurs et du statut avantageux de loueur d\u2019un <strong>bien meubl\u00e9 non professionnel<\/strong> et de l\u2019abattement fiscal de 50% sur les recettes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Dans des biens d\u00e9fiscalisables<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La fiscalit\u00e9 est en effet un enjeu dans un investissement locatif. Le choix d\u2019investir dans un studio \u00e9tudiant \u00ab&nbsp;nu&nbsp;\u00bb peut permettre de b\u00e9n\u00e9ficier d\u2019un autre <strong>dispositif de d\u00e9fiscalisation<\/strong>&nbsp;: le <strong>Pinel<\/strong> dans le neuf ou l\u2019ancien r\u00e9habilit\u00e9, ou le <strong>Denormandie<\/strong> dans l\u2019ancien r\u00e9nov\u00e9. Dans tous les cas, c\u2019est une d\u00e9duction d\u2019imp\u00f4t sur le revenu pouvant atteindre <strong>21%<\/strong> du montant total de l\u2019investissement sur <strong>12 ans<\/strong>&nbsp;! Globalement, les grandes agglom\u00e9rations sont \u00e9ligibles au Pinel et les villes moyennes au Denormandie. Des exemples&nbsp;? Quimper, Limoges, Niort, Evry et Poitiers trustent la meilleur rentabilit\u00e9 locative en Denormandie d\u2019apr\u00e8s MeilleursAgents, voil\u00e0 donc des pr\u00e9fectures o\u00f9 investir dans un studio \u00e9tudiant est accessible et gagnant&nbsp;! En Pinel, c\u2019est encore Toulouse qui est class\u00e9e en t\u00eate de la rentabilit\u00e9 dans un palmar\u00e8s du Figaro r\u00e9alis\u00e9 en 2019, devant\u2026 Lyon et Nantes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Avec un taux de cr\u00e9dit immobilier \u00e0 un niveau raisonnable (1,25% en moyenne d\u2019apr\u00e8s l\u2019Observatoire Cr\u00e9dit Logement\/CSA) et un march\u00e9 locatif faisant figure de valeur refuge au [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":3301,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4641","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>O\u00f9 investir dans un 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