{"id":4633,"date":"2020-07-31T08:54:00","date_gmt":"2020-07-31T06:54:00","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2020-08-07T10:24:57","modified_gmt":"2020-08-07T08:24:57","slug":"les-francais-et-linvestissement-limmobilier-en-bonne-place","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/les-francais-et-linvestissement-limmobilier-en-bonne-place.html","title":{"rendered":"Les Fran\u00e7ais et l\u2019investissement : l\u2019immobilier en bonne place"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Quatre Fran\u00e7ais sur dix ont d\u00e9j\u00e0 investi d\u2019apr\u00e8s une \u00e9tude YouGov r\u00e9alis\u00e9e en juin dernier. Si les plans d\u2019\u00e9pargne sont en t\u00eate des investissements r\u00e9alis\u00e9s, l\u2019immobilier est celui que les r\u00e9pondants ambitionnent prioritairement de r\u00e9aliser. Retraite, transmission et patrimoine forment le trio de leurs motivations.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Les jeunes couvent le projet d\u2019investir<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ce n\u2019est pas une majorit\u00e9, mais c\u2019est une proportion importante&nbsp;: 41% des Fran\u00e7ais ont d\u00e9j\u00e0 r\u00e9alis\u00e9 un investissement. Un sur cinq l\u2019a fait et envisage de r\u00e9cidiver, et les hommes sont deux fois plus nombreux que les femmes dans ce cas. Pr\u00e8s d\u2019un Fran\u00e7ais sur cinq n\u2019est pas encore pass\u00e9 \u00e0 l\u2019acte mais en nourrit le projet, et cela concerne notamment pr\u00e8s d\u2019un <strong>jeune de 18 \u00e0 24 ans <\/strong>sur deux. Enfin pr\u00e8s d\u2019une personne interrog\u00e9e sur trois conc\u00e8de toutefois ne jamais avoir investi et n\u2019en a aucunement l\u2019envie, notamment des personnes de 55 ans et plus.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">L\u2019immobilier en t\u00eate des projets d\u2019investissement<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.acecredit.fr\/fr\/pourquoi-investir-dans-l-ancien.html\">L\u2019investissement immobilier<\/a> appara\u00eet en troisi\u00e8me position parmi les investissements d\u00e9j\u00e0 r\u00e9alis\u00e9s, derri\u00e8re les plans d\u2019\u00e9pargne et l\u2019assurance-vie. En revanche, la pierre ressort en t\u00eate des projets d\u2019investissement des Fran\u00e7ais, alors que la bourse n\u2019est qu\u2019au pied du podium. Dans le contexte post-Covid-19, l\u2019immobilier b\u00e9n\u00e9ficie de sa perception de <strong>valeur refuge<\/strong>. Un autre atout plaide pour lui\u00a0: <a href=\"https:\/\/www.acecredit.fr\/fr\/barometres-taux.html\">les taux bas du cr\u00e9dit immobilier<\/a> depuis quelques ann\u00e9es, \u00e0 peine ternis par la l\u00e9g\u00e8re remont\u00e9e au premier semestre. Pour rappel, <strong>l\u2019immobilier est le seul investissement que l\u2019on peut r\u00e9aliser \u00e0 cr\u00e9dit<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Se constituer un patrimoine, une s\u00e9curit\u00e9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le rapport des Fran\u00e7ais \u00e0 l\u2019investissement est ambivalent r\u00e9v\u00e8le l\u2019\u00e9tude YouGov. La <strong>rentabilit\u00e9<\/strong> est l\u2019id\u00e9e la plus forte qui y est reli\u00e9e pour <strong>43%<\/strong> des r\u00e9pondants, mais la notion de risque arrive juste apr\u00e8s, suivie par le b\u00e9n\u00e9fice. En termes de motivation, les Fran\u00e7ais misent sur l\u2019investissement pour <strong>se constituer un capital en vue de la retraite<\/strong> ou pour <strong>transmettre \u00e0 leurs enfants (38%)<\/strong>, mais aussi pour <strong>se constituer un patrimoine (37%)<\/strong>. L\u2019enrichissement (32%) et la r\u00e9duction des imp\u00f4ts (18%) sont aussi cit\u00e9s. L\u2019investissement immobilier notamment permet de b\u00e9n\u00e9ficier de niches fiscales, \u00e0 l\u2019instar du dispositif Pinel ou du Censi-Bouvard. Si la banque demeure l\u2019interlocuteur privil\u00e9gi\u00e9 des Fran\u00e7ais en termes d\u2019investissement, Internet est utilis\u00e9 pour obtenir des conseils par plus d\u2019une personne interrog\u00e9e sur cinq.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Quatre Fran\u00e7ais sur dix ont d\u00e9j\u00e0 investi d\u2019apr\u00e8s une \u00e9tude YouGov r\u00e9alis\u00e9e en juin dernier. Si les plans d\u2019\u00e9pargne sont en t\u00eate des investissements r\u00e9alis\u00e9s, l\u2019immobilier est [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":2561,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4633","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Les Fran\u00e7ais et l\u2019investissement : l\u2019immobilier en bonne place - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"Une \u00e9tude YouGov met en lumi\u00e8re le rapport des Fran\u00e7ais \u00e0 l\u2019investissement, et d\u00e9montre leur attrait pour l\u2019immobilier et sa valeur refuge.\" \/>\n<meta name=\"robots\" content=\"index, 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