{"id":4629,"date":"2020-07-29T09:00:00","date_gmt":"2020-07-29T07:00:00","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2020-07-28T18:01:08","modified_gmt":"2020-07-28T16:01:08","slug":"cet-ete-est-ce-le-moment-dacheter-sa-residence-secondaire","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/cet-ete-est-ce-le-moment-dacheter-sa-residence-secondaire.html","title":{"rendered":"Cet \u00e9t\u00e9, est-ce le moment d\u2019acheter sa r\u00e9sidence secondaire ?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Qui ne r\u00eave pas, lorsque l\u2019heure des cong\u00e9s d\u2019\u00e9t\u00e9 a sonn\u00e9, de quitter son appartement de centre-ville pour rejoindre sa r\u00e9sidence secondaire pr\u00e8s d\u2019une plage ou d\u2019un lac, sur le littoral ou \u00e0 la campagne&nbsp;? Un r\u00eave accessible lorsqu\u2019on conna\u00eet le prix de l\u2019immobilier dans certains territoires\u2026 Mais dans le contexte actuel post-Covid-19, est-ce le bon moment pour se lancer dans ce projet&nbsp;?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">La demande progresse<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pendant le confinement, le march\u00e9 immobilier n\u2019a pas fait exception&nbsp;: il a tourn\u00e9 au ralenti. Si les compromis de vente ont chut\u00e9 en raison de l\u2019arr\u00eat des visites, les prix, eux n\u2019ont pas encore amorc\u00e9 leur d\u00e9crue comme l\u2019ont constat\u00e9 les barom\u00e8tres MeilleursAgents et LPI-SeLoger fin juin. N\u00e9anmoins, la crise \u00e9conomique qui se dessine pourrait venir infl\u00e9chir la courbe des prix. Et celle des transactions, qui a connu un rebond depuis le d\u00e9confinement gr\u00e2ce \u2013 entre autres \u2013 au march\u00e9 des r\u00e9sidences secondaires. D\u2019apr\u00e8s les notaires bretons, les consultations pour l\u2019achat d\u2019un bien immobilier ont fait <strong>un bon de 45%<\/strong> par rapport \u00e0 la m\u00eame p\u00e9riode l\u2019an dernier et un quart concernaient <strong>l\u2019achat de maisons secondaires<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Des conditions favorables malgr\u00e9 tout<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La p\u00e9riode est particuli\u00e8re\u00a0: la crise sanitaire a mis en difficult\u00e9 les entreprises et le contexte entame la solvabilit\u00e9 des acc\u00e9dants aux yeux des \u00e9tablissements pr\u00eateurs. En clair, les d\u00e9faillances d\u2019entreprises et la mont\u00e9e du ch\u00f4mage pourraient r\u00e9duire les rangs des candidats \u00e0 l\u2019achat en capacit\u00e9 de souscrire un pr\u00eat immobilier. D\u2019autant qu\u2019en p\u00e9riode de r\u00e9cession, lorsque les revenus baissent et avec lui le pouvoir d\u2019achat immobilier, la priorit\u00e9 est moins \u00e0 l\u2019acquisition d\u2019une r\u00e9sidence secondaire qu\u2019\u00e0 l\u2019\u00e9pargne de s\u00e9curit\u00e9. N\u00e9anmoins, trois ph\u00e9nom\u00e8nes viennent contrarier cet \u00e9tat des lieux cet \u00e9t\u00e9\u00a0: la d\u00e9mocratisation du t\u00e9l\u00e9travail, la priorit\u00e9 donn\u00e9e \u00e0 des s\u00e9jours \u00e0 proximit\u00e9 et loin de la foule\u2026 et les <strong><a href=\"https:\/\/www.acecredit.fr\/fr\/barometres-taux.html\">taux bas du cr\u00e9dit immobilier<\/a><\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Une long\u00e8re \u00e0 moins de 100&nbsp;000\u20ac en Normandie<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">D\u2019un c\u00f4t\u00e9, le confinement a g\u00e9n\u00e9ralis\u00e9 le travail \u00e0 distance et il devrait en rester quelque chose bien au-del\u00e0 de la pand\u00e9mie de coronavirus en termes d\u2019organisation dans les entreprises. Les cadres sont d\u2019ailleurs les premiers \u00e0 en b\u00e9n\u00e9ficier du fait de leur autonomie. Par ailleurs, la crainte d\u2019une contamination incite les Fran\u00e7ais \u00e0 voyager moins loin et \u00e0 privil\u00e9gier des maisons \u00e0 des villages de vacances. Dans cette logique, <strong>la r\u00e9sidence secondaire appara\u00eet comme un investissement pertinent<\/strong>. Par exemple, les Franciliens ont le regard braqu\u00e9 cet \u00e9t\u00e9 vers l\u2019Orne et l\u2019Eure, des d\u00e9partements accessibles en deux heures \u00e0 peine depuis l\u2019Ouest parisien. Et des secteurs o\u00f9 les maisons s\u2019affichent \u00e0 des tarifs comp\u00e9titifs, avec de charmants corps de fermes dont les prix varient entre 50&nbsp;000 et 100&nbsp;000\u20ac. Avec un pr\u00eat immobilier de 75&nbsp;000\u20ac pour financer ce type d\u2019acquisition, les mensualit\u00e9s hors assurance sur 15 ans d\u00e9passeraient \u00e0 peine les <strong>450\u20ac<\/strong> \u00e0 un taux de <strong>1,15%<\/strong>. Les conditions actuelles d\u2019emprunt restent donc toujours aussi favorables aux acheteurs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u2019est lorsque les beaux jours arrivent que le d\u00e9sir de r\u00e9sidence secondaire \u00e0 la mer ou \u00e0 la campagne se fait d\u2019autant plus ressentir. Mais l\u2019\u00e9t\u00e9 est-il le moment id\u00e9al pour investir ?<\/p>\n","protected":false},"author":4,"featured_media":4632,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4629","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cet \u00e9t\u00e9, est-ce le moment d\u2019acheter sa r\u00e9sidence secondaire ?<\/title>\n<meta name=\"description\" content=\"C\u2019est lorsque les beaux jours arrivent que le d\u00e9sir de r\u00e9sidence secondaire se fait plus ressentir. Mais l\u2019\u00e9t\u00e9 est-il le moment id\u00e9al pour investir ?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/cet-ete-est-ce-le-moment-dacheter-sa-residence-secondaire.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cet \u00e9t\u00e9, est-ce le moment d\u2019acheter sa r\u00e9sidence secondaire ?\" \/>\n<meta property=\"og:description\" content=\"C\u2019est lorsque les beaux jours arrivent que le d\u00e9sir de r\u00e9sidence secondaire se fait plus ressentir. 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