{"id":334,"date":"2014-11-24T19:07:14","date_gmt":"2014-11-24T18:07:14","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/immobilier-des-taux-de-credit-revus-a-la-baisse-fin-2014_-n.html"},"modified":"2020-07-28T15:33:12","modified_gmt":"2020-07-28T13:33:12","slug":"immobilier-des-taux-de-credit-revus-a-la-baisse-fin-2014_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/immobilier-des-taux-de-credit-revus-a-la-baisse-fin-2014_-n.html","title":{"rendered":"Immobilier : des taux de cr\u00e9dit revus \u00e0 la baisse fin 2014"},"content":{"rendered":"<p>Selon le principal indicateur de l&rsquo;Anil (l&rsquo;Agence nationale d&rsquo;information sur le logement)<\/a>. L&rsquo;ensemble des \u00e9tablissements financiers a revu \u00e0 la baisse les taux de cr\u00e9dit immobilier au cours du dernier trimestre 2014. Par exemple, les taux d&#8217;emprunt sur quinze ans n&rsquo;exc\u00e8dent actuellement pas 2,50%.<\/p>\n<p>M\u00eame certaines banques qui pratiquaient il y a encore quelques semaines des taux un peu plus haut que ceux propos\u00e9s par la concurrence proposent aujourd&rsquo;hui des baisses de taux sensibles. <\/p>\n<p><span><br \/>\nLe Cr\u00e9dit Foncier<\/span><\/a> est un exemple parfait ; son offre la plus attractive a en effet baiss\u00e9 de 65 points du troisi\u00e8me au quatri\u00e8me trimestre, pr\u00e9cis\u00e9ment de 3,05 \u00e0 2,40% sur 15 ans. <\/p>\n<p>Toujours selon cette \u00e9tude, la tr\u00e8s grande majorit\u00e9 des \u00e9tablissements financiers proposent en ce moment des taux compris entre 2,30 et 2,50% sur 15 ans. <\/p>\n<p><span><br \/>\nLa Banque Postale<\/span><\/a> se distingue comme d&rsquo;habitude en proposant un taux record de 2,30%, devan\u00e7ant d&rsquo;un cheveu le Cr\u00e9dit Agricole qui propose 2,35%. <\/p>\n<p>Par ailleurs, autre aspect int\u00e9ressant de l&rsquo;\u00e9tude de l&rsquo;Anil : en cette fin d&rsquo;ann\u00e9e l&rsquo;\u00e9cart entre les offres les plus basses et les plus \u00e9lev\u00e9es est \u00e9galement le plus bas enregistr\u00e9 depuis des lustres. <\/p>\n<p>Les candidats au cr\u00e9dit aux revenus modestes et\/ou les primo-acc\u00e9dants peuvent s&rsquo;en r\u00e9jouir car ce sont g\u00e9n\u00e9ralement eux \u00e0 qui l&rsquo;on propose les taux les plus \u00e9lev\u00e9s.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Selon le principal indicateur de l&rsquo;Anil (l&rsquo;Agence nationale d&rsquo;information sur le logement). L&rsquo;ensemble des \u00e9tablissements financiers a revu \u00e0 la baisse les taux de cr\u00e9dit immobilier au [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-334","post","type-post","status-publish","format-standard","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Immobilier : des taux de cr\u00e9dit revus \u00e0 la baisse fin 2014 - Ace Cr\u00e9dit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/immobilier-des-taux-de-credit-revus-a-la-baisse-fin-2014_-n.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Immobilier : des taux de cr\u00e9dit revus \u00e0 la baisse fin 2014 - Ace Cr\u00e9dit\" \/>\n<meta property=\"og:description\" content=\"Selon le principal indicateur de l&rsquo;Anil (l&rsquo;Agence nationale d&rsquo;information sur le logement). L&rsquo;ensemble des \u00e9tablissements financiers a revu \u00e0 la baisse les taux de cr\u00e9dit immobilier au [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.acecredit.fr\/fr\/actualites\/immobilier-des-taux-de-credit-revus-a-la-baisse-fin-2014_-n.html\" \/>\n<meta property=\"og:site_name\" content=\"Ace Cr\u00e9dit\" \/>\n<meta property=\"article:published_time\" content=\"2014-11-24T18:07:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-07-28T13:33:12+00:00\" \/>\n<meta name=\"author\" content=\"Emma Martin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emma Martin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/immobilier-des-taux-de-credit-revus-a-la-baisse-fin-2014_-n.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/immobilier-des-taux-de-credit-revus-a-la-baisse-fin-2014_-n.html\"},\"author\":{\"name\":\"Emma Martin\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/person\\\/b6b4a22057810ab8a95b053aca9ae632\"},\"headline\":\"Immobilier : des taux de cr\u00e9dit revus \u00e0 la baisse fin 2014\",\"datePublished\":\"2014-11-24T18:07:14+00:00\",\"dateModified\":\"2020-07-28T13:33:12+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/immobilier-des-taux-de-credit-revus-a-la-baisse-fin-2014_-n.html\"},\"wordCount\":234,\"publisher\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\"},\"articleSection\":[\"Actualit\u00e9s\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/immobilier-des-taux-de-credit-revus-a-la-baisse-fin-2014_-n.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.acecredit.fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Immobilier : des taux de cr\u00e9dit revus \u00e0 la baisse fin 2014\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#website\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/\",\"name\":\"Ace Cr\u00e9dit\",\"description\":\"Pr\u00eats immobilier\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.acecredit.fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\",\"name\":\"Ace Cr\u00e9dit\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/logo-acecredit.svg\",\"contentUrl\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/logo-acecredit.svg\",\"caption\":\"Ace Cr\u00e9dit\"},\"image\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/person\\\/b6b4a22057810ab8a95b053aca9ae632\",\"name\":\"Emma Martin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"caption\":\"Emma Martin\"},\"description\":\"R\u00e9dactrice Web depuis plus de 15 ans, Emma a rejoint Ace Cr\u00e9dit en 2011. 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