{"id":3266,"date":"2020-07-23T16:14:12","date_gmt":"2020-07-23T14:14:12","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2020-07-28T15:30:30","modified_gmt":"2020-07-28T13:30:30","slug":"mobilisation-contre-le-risque-dimpayes-de-loyer","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/mobilisation-contre-le-risque-dimpayes-de-loyer.html","title":{"rendered":"Mobilisation contre le risque d\u2019impay\u00e9s de loyer"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Lorsqu\u2019un s\u00e9isme se d\u00e9clare, l\u2019onde de choc se double de r\u00e9pliques. Avec la pand\u00e9mie de coronavirus et le risque sanitaire qui a tenu en haleine les Fran\u00e7ais durant plusieurs mois, ce sont d\u00e9sormais les cons\u00e9quences \u00e9conomiques qui les inqui\u00e8tent. Et pour les bailleurs, c\u2019est le risque d\u2019impay\u00e9s de loyers qui domine. L\u2019\u00c9tat a r\u00e9agi avec une aide \u00e0 destination des locataires.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pas (encore) de vague d\u2019impay\u00e9s<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Des impay\u00e9s de loyers, il y en a eu depuis le d\u00e9but de la crise sanitaire, mais la vague a \u00e9t\u00e9 limit\u00e9e d\u2019apr\u00e8s l\u2019Anil qui en mesure l\u2019\u00e9volution. Dans le logement social, les bailleurs ont en effet privil\u00e9gi\u00e9 la <strong>conciliation<\/strong> en cette p\u00e9riode exceptionnelle plut\u00f4t que de jouer la carte des proc\u00e9dures, avec des <strong>\u00e9ch\u00e9anciers d\u2019\u00e9talement des impay\u00e9s<\/strong>. Dans le parc priv\u00e9, les locataires en difficult\u00e9 de paiement ont \u00e9galement jou\u00e9 la transparence pour trouver des solutions en amont. L\u2019Union nationale des propri\u00e9taires immobiliers confirme que <strong>le taux d\u2019impay\u00e9 est rest\u00e9 mesur\u00e9 entre 1 et 2%<\/strong> ces derniers mois, gr\u00e2ce notamment au m\u00e9canisme du ch\u00f4mage partiel.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Une aide forfaitaire de 150\u20ac renouvelable une fois<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La riposte de l\u2019\u00c9tat, tr\u00e8s active pour combler les br\u00e8ches li\u00e9es au confinement, a pris la forme d\u2019une aide exceptionnelle de <strong>150\u20ac pour les locataires en difficult\u00e9 de paiement<\/strong>. C\u2019est le minist\u00e8re charg\u00e9 de la Ville et du Logement qui est \u00e0 la man\u0153uvre avec Action Logement. Dans un communiqu\u00e9 commun, ils annoncent mettre \u00e0 la disposition des salari\u00e9s touch\u00e9s par une perte de revenus \u00ab&nbsp;un dispositif d\u2019aides financi\u00e8res pour leur permettre de payer leur loyer ou leur pr\u00eat immobilier&nbsp;\u00bb. Concr\u00e8tement, un <strong>fonds de 100 millions d\u2019euros doit aider les locataires<\/strong> (parc priv\u00e9, social et interm\u00e9diaire, r\u00e9sidence collective d\u2019h\u00e9bergement hors Crous) <strong>et les m\u00e9nages acc\u00e9dant \u00e0 la propri\u00e9t\u00e9<\/strong> de faire face au paiement de leurs loyers ou de leurs \u00e9ch\u00e9ances de pr\u00eat immobilier une aide forfaitaire de 150\u20ac pendant <strong>une dur\u00e9e maximum de deux mois<\/strong>. Une seule aide par m\u00e9nage peut \u00eatre accord\u00e9e, et seuls les demandeurs d\u2019emploi et les salari\u00e9s dont les ressources sont inf\u00e9rieures \u00e0 1,5 fois le SMIC sont \u00e9ligibles.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lorsqu\u2019un s\u00e9isme se d\u00e9clare, l\u2019onde de choc se double de r\u00e9pliques. Avec la pand\u00e9mie de coronavirus et le risque sanitaire qui a tenu en haleine les Fran\u00e7ais [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":3268,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3266","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mobilisation contre le risque d\u2019impay\u00e9s de loyer - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"Le gouvernement et Action Logement proposent une aide forfaitaire de 150\u20ac renouvelable une fois pour les locataires afin de limiter les risques d\u2019impay\u00e9.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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