{"id":325,"date":"2014-11-11T12:19:36","date_gmt":"2014-11-11T11:19:36","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/credit-immobilier-nouveau-record-historique_-n.html"},"modified":"2020-07-28T15:33:13","modified_gmt":"2020-07-28T13:33:13","slug":"credit-immobilier-nouveau-record-historique_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/credit-immobilier-nouveau-record-historique_-n.html","title":{"rendered":"Cr\u00e9dit immobilier : Nouveau record historique"},"content":{"rendered":"

La derni\u00e8re parution de l’observatoire Cr\u00e9dit Logement CSA<\/a> quant au financement des march\u00e9s r\u00e9sidentiels, constate la nouvelle baisse des taux des cr\u00e9dits immobiliers. <\/p>\n

En octobre 2014, ils sont de 2,50 % en moyenne, hors assurance et co\u00fbt des s\u00fbret\u00e9s. Ce qui repr\u00e9sente un recul de pr\u00e8s de 10 points de base en un mois et de 58 points depuis janvier 2014. Cette baisse se confirme aussi bien sur le march\u00e9 de l’accession dans l’ancien : 2,48 % en octobre alors qu’il \u00e9tait de 3,08 % en d\u00e9cembre 2013, que dans le neuf : 2,53 % contre 3,08 % en d\u00e9cembre 2013.<\/p>\n

Le Cr\u00e9dit Logement remarque que la tendance \u00ab s’est acc\u00e9l\u00e9r\u00e9e depuis septembre, sur un march\u00e9 qui, comme chaque ann\u00e9e, se redynamise apr\u00e8s sa pause estivale \u00bb.<\/p>\n

Cette baisse s’accompagne d’une stabilisation de la dur\u00e9e moyenne des pr\u00eats accord\u00e9s par les banques, de 208 mois (17,3 ans) en octobre comme en septembre.<\/p>\n

Les taux d’emprunt immobilier vont-ils continuer de baisser ou se stabiliser ? Il serait tr\u00e8s hasardeux de r\u00e9pondre \u00e0 cette question d’une fa\u00e7on cat\u00e9gorique, ce que l’on peut en revanche affirmer c’est que les candidats \u00e0 l’emprunt peuvent b\u00e9n\u00e9ficier \u00e0 ce jour de conditions historiquement exceptionnelles. <\/p>\n

Cette faiblesse des taux conjugu\u00e9e conjointement \u00e0 la baisse des prix de l’immobilier et aux nouveaux am\u00e9nagements du PTZ<\/a> notamment, sont vraiment de nature \u00e0 alimenter la confiance des acheteurs potentiels.<\/p>\n","protected":false},"excerpt":{"rendered":"

La derni\u00e8re parution de l’observatoire Cr\u00e9dit Logement CSA quant au financement des march\u00e9s r\u00e9sidentiels, constate la nouvelle baisse des taux des cr\u00e9dits immobiliers. En octobre 2014, ils […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-325","post","type-post","status-publish","format-standard","hentry","category-actualites"],"yoast_head":"\nCr\u00e9dit immobilier : Nouveau record historique - Ace Cr\u00e9dit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/credit-immobilier-nouveau-record-historique_-n.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dit immobilier : Nouveau record historique - Ace Cr\u00e9dit\" \/>\n<meta property=\"og:description\" content=\"La derni\u00e8re parution de l’observatoire Cr\u00e9dit Logement CSA quant au financement des march\u00e9s r\u00e9sidentiels, constate la nouvelle baisse des taux des cr\u00e9dits immobiliers. 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