{"id":3086,"date":"2020-07-07T11:00:00","date_gmt":"2020-07-07T09:00:00","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/.html"},"modified":"2020-07-28T15:30:30","modified_gmt":"2020-07-28T13:30:30","slug":"et-si-c-etait-le-bon-moment-pour-acheter-dans-l-immobilier_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/et-si-c-etait-le-bon-moment-pour-acheter-dans-l-immobilier_-n.html","title":{"rendered":"Et si c\u2019\u00e9tait le bon moment pour acheter dans l\u2019immobilier ?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Les transactions vont baisser en 2020 dans l\u2019immobilier, mais cela signifie-t-il qu\u2019il faut remettre \u00e0 plus tard son projet d\u2019achat&nbsp;? C\u2019est peut-\u00eatre tout le contraire&nbsp;: plusieurs indicateurs sont en effet favorables aux acheteurs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Un climat peu propice \u00e0 la confiance<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La confiance a baiss\u00e9, et avec elle c\u2019est la dynamique enti\u00e8re du march\u00e9 immobilier qui est affect\u00e9e. L\u2019ann\u00e9e 2019 \u00e9tait une ann\u00e9e record avec plus d\u2019un million de transactions. L\u2019ann\u00e9e 2020 s\u2019annonce en fort recul avec <strong>800&nbsp;000 ventes<\/strong> dans le meilleur des sc\u00e9narios, et les prix devraient baisser de <strong>2,5%<\/strong> selon Standard &amp; Poor\u2019s. Les notaires de France s\u2019inqui\u00e8tent pour le <a href=\"https:\/\/www.acecredit.fr\/fr\/actualites.html\">march\u00e9 immobilier<\/a>. En cause, les pertes de revenus dues aux cons\u00e9quences \u00e9conomiques de la crise sanitaire, entrainant un effritement de la solvabilit\u00e9 des m\u00e9nages les plus faibles.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Des opportunit\u00e9s pour les acqu\u00e9reurs<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Mais si ce contexte est source d\u2019inqui\u00e9tude pour les professionnels et les vendeurs, les acheteurs doivent-ils partager ce sentiment&nbsp;? Pour eux, <strong>la conjoncture est source d\u2019opportunit\u00e9s<\/strong>. S\u00e9parations cons\u00e9cutives au confinement, successions se traduisant par la vente d\u2019un bien immobilier, d\u00e9m\u00e9nagements des villes vers la p\u00e9riph\u00e9rie : la crise sanitaire a ouvert de nombreux fronts qui ont pour point commun la volont\u00e9 de vendre rapidement. Le genre de situation dans laquelle l\u2019acqu\u00e9reur est en position de force car le temps joue en sa faveur&nbsp;! Dans un climat de baisse des prix attendue, des d\u00e9cotes comprises entre <strong>-5% et -20%<\/strong> ne sont pas impossibles.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Des \u00e9l\u00e9ments pour n\u00e9gocier \u00e0 la baisse<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">SeLoger ainsi que MeilleursAgents&nbsp;: les sp\u00e9cialistes des prix de l\u2019immobilier s\u2019accordent \u00e0 penser que les prix ne vont pas reculer massivement dans les grandes agglom\u00e9rations et les secteurs les plus attractifs. La strat\u00e9gie d\u2019attentisme dans l\u2019espoir d\u2019observer ce ph\u00e9nom\u00e8ne n\u2019est donc pas forc\u00e9ment justifi\u00e9e. L\u2019\u00e9volution des tarifs sera li\u00e9e \u00e0 d\u2019autres crit\u00e8res comme les performances \u00e9nerg\u00e9tiques, le vis-\u00e0-vis et surtout la pr\u00e9sence d\u2019ext\u00e9rieur. Le balcon ou la terrasse n\u2019est pas indispensable pour vous&nbsp;? Vous aurez peu de concurrence sur ce type de bien en centre-ville, il sera donc int\u00e9ressant de n\u00e9gocier le prix \u00e0 la baisse&nbsp;! Quant \u00e0 la remont\u00e9e des taux du cr\u00e9dit immobilier (1,25% en mai d\u2019apr\u00e8s l\u2019Observatoire Cr\u00e9dit Logement\/CSA), elle s\u2019est arr\u00eat\u00e9e en juin pour laisser place \u00e0 des valeurs stables voire quelques <strong>baisses oscillant entre 0,20 et 0,40%.<\/strong> Le niveau des taux actuels demeure tr\u00e8s int\u00e9ressant malgr\u00e9 la crise sanitaire. Rappelons qu\u2019en 2009 les taux avaient grimp\u00e9 et atteint la barre des 5%&nbsp;! Le contexte actuel est donc tout \u00e0 fait propice \u00e0 l\u2019acquisition.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le contexte de crise sanitaire peut entrainer des opportunit\u00e9s pour les acqu\u00e9reurs sur le march\u00e9 immobilier, avec des biens \u00e0 des tarifs plus int\u00e9ressants et un cr\u00e9dit toujours comp\u00e9titif.<\/p>\n","protected":false},"author":4,"featured_media":2589,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3086","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Et si c\u2019\u00e9tait le bon moment pour acheter dans l\u2019immobilier ? - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" 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