{"id":303,"date":"2014-09-29T19:48:01","date_gmt":"2014-09-29T17:48:01","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/credit-immobilier-les-taux-continuent-de-baisser-en-ile-de-france_-n.html"},"modified":"2020-07-28T15:33:14","modified_gmt":"2020-07-28T13:33:14","slug":"credit-immobilier-les-taux-continuent-de-baisser-en-ile-de-france_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/credit-immobilier-les-taux-continuent-de-baisser-en-ile-de-france_-n.html","title":{"rendered":"Cr\u00e9dit immobilier : les taux continuent de baisser en Ile de France"},"content":{"rendered":"

Au mois de septembre, dans un contexte particuli\u00e8rement favorable, les \u00e9tablissements bancaires franciliens ont \u00e0 nouveau adopt\u00e9 une politique commerciale tr\u00e8s favorable aux nouveaux acqu\u00e9reurs.<\/p>\n

Ainsi, en moyenne, dans le cas d’un cr\u00e9dit immobilier <\/a>contract\u00e9 sur 10 ans, les banques ont abaiss\u00e9 leurs taux de base de 15 points pour les bons dossiers pr\u00e9sent\u00e9s.<\/p>\n

Certains \u00e9tablissements bancaires ont m\u00eame accord\u00e9 20 points de baisse sur des emprunts sur 30 ans. <\/p>\n

Cette baisse s’inscrit dans le prolongement des baisses enregistr\u00e9es aux mois de juillet et d’ao\u00fbt et ne concerne pas seulement l’Ile d France. On peut en effet la constater de fa\u00e7on plus ou moins marqu\u00e9e dans l’ensemble des r\u00e9gions fran\u00e7aises. <\/p>\n

Attention tout de m\u00eame \u00e0 de toujours possibles \u00e9volutions inverses de cette courbe des taux aujourd’hui si favorable aux emprunteurs. Le rebond de plus de 20 points enregistr\u00e9 depuis la fin aout sur le rendement de l’OAT<\/a> 10 ans pourrait \u00eatre un indice de retournement de tendance \u00e0 moyen terme.<\/p>\n

Cette rentr\u00e9e est assur\u00e9ment marqu\u00e9e par des r\u00e9ajustements de grilles de la part des \u00e9tablissements. Aujourd’hui, le fait que les organismes bancaires soient en qu\u00eate de l’atteinte de leurs objectifs annuels de production garantit jusqu’\u00e0 la fin de l’ann\u00e9e une situation dont les emprunteurs devraient profiter.<\/p>\n","protected":false},"excerpt":{"rendered":"

Au mois de septembre, dans un contexte particuli\u00e8rement favorable, les \u00e9tablissements bancaires franciliens ont \u00e0 nouveau adopt\u00e9 une politique commerciale tr\u00e8s favorable aux nouveaux acqu\u00e9reurs. Ainsi, en […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-303","post","type-post","status-publish","format-standard","hentry","category-actualites"],"yoast_head":"\nCr\u00e9dit immobilier : les taux continuent de baisser en Ile de France - Ace Cr\u00e9dit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/credit-immobilier-les-taux-continuent-de-baisser-en-ile-de-france_-n.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dit immobilier : les taux continuent de baisser en Ile de France - Ace Cr\u00e9dit\" \/>\n<meta property=\"og:description\" content=\"Au mois de septembre, dans un contexte particuli\u00e8rement favorable, les \u00e9tablissements bancaires franciliens ont \u00e0 nouveau adopt\u00e9 une politique commerciale tr\u00e8s favorable aux nouveaux acqu\u00e9reurs. 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