{"id":301,"date":"2014-09-29T19:35:15","date_gmt":"2014-09-29T17:35:15","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/credit-immobilier-l-eco-ptz-prolonge-jusqu-a-fin-2015_-n.html"},"modified":"2020-07-28T15:33:14","modified_gmt":"2020-07-28T13:33:14","slug":"credit-immobilier-l-eco-ptz-prolonge-jusqu-a-fin-2015_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/credit-immobilier-l-eco-ptz-prolonge-jusqu-a-fin-2015_-n.html","title":{"rendered":"Cr\u00e9dit immobilier : l’\u00e9co-PTZ prolong\u00e9 jusqu’\u00e0 fin 2015"},"content":{"rendered":"

Un arr\u00eat\u00e9 prolongeant l’obtention de l’\u00e9co-pr\u00eat \u00e0 taux z\u00e9ro jusqu’au 31 d\u00e9cembre 2015 vient d’\u00eatre publi\u00e9 officiellement ce mercredi 24 septembre 2014.
\nLe texte stipule qu’au del\u00e0 du 31 d\u00e9cembre 2015, on ne pourra plus souscrire l’\u00e9co-PTZ<\/a>.<\/p>\n

Les \u00e9tablissements bancaires, afin de pouvoir accorder des \u00e9co-pr\u00eats \u00e0 taux z\u00e9ro aux particuliers en vue de financer des travaux de r\u00e9novation de leur logement, doivent avoir pr\u00e9alablement sign\u00e9 plusieurs conventions, avec l’Etat et avec la Soci\u00e9t\u00e9 de gestion du fonds de garantie de l’accession sociale \u00e0 la propri\u00e9t\u00e9 (SGFGAS<\/a>). <\/p>\n

Ces conventions ayant pris fin le 30 juin 2014, l’arr\u00eat\u00e9 du 15 septembre 2014 vient donc prolonger celles-ci jusqu’au 31 d\u00e9cembre 2015, date de la fin programm\u00e9e de l’\u00e9co-PTZ.<\/p>\n

Autre mesure que le texte stipule officiellement : l’\u00e9co-conditionnalit\u00e9. En effet, la charge de v\u00e9rification quant aux travaux envisag\u00e9s pouvant ou non \u00eatre financ\u00e9s par un \u00e9co-PTZ<\/a> n’est plus celle des banques mais bien celle des professionnels qui les r\u00e9aliseront. <\/p>\n

Ces professionnels devront obligatoirement disposer du label RGE (Reconnu Garant de l’Environnement), c’est ce que signifie l’\u00e9co-conditionnalit\u00e9. <\/p>\n

L’arr\u00eat\u00e9 pr\u00e9cise \u00e9galement que \u00ab l’\u00e9tablissement de cr\u00e9dit contr\u00f4le sous sa responsabilit\u00e9 l’\u00e9ligibilit\u00e9 des dossiers de pr\u00eat, sur la base des d\u00e9clarations des personnes vis\u00e9es au II de l’article 199 ter S<\/a> [\u00e0 savoir les b\u00e9n\u00e9ficiaires] \u00bb. Ces dispositions seront effectives \u00e0 compter du 1er janvier 2015.<\/p>\n","protected":false},"excerpt":{"rendered":"

Un arr\u00eat\u00e9 prolongeant l’obtention de l’\u00e9co-pr\u00eat \u00e0 taux z\u00e9ro jusqu’au 31 d\u00e9cembre 2015 vient d’\u00eatre publi\u00e9 officiellement ce mercredi 24 septembre 2014. Le texte stipule qu’au del\u00e0 […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-301","post","type-post","status-publish","format-standard","hentry","category-actualites"],"yoast_head":"\nCr\u00e9dit immobilier : l'\u00e9co-PTZ prolong\u00e9 jusqu'\u00e0 fin 2015 - Ace Cr\u00e9dit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/credit-immobilier-l-eco-ptz-prolonge-jusqu-a-fin-2015_-n.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dit immobilier : l'\u00e9co-PTZ prolong\u00e9 jusqu'\u00e0 fin 2015 - Ace Cr\u00e9dit\" \/>\n<meta property=\"og:description\" content=\"Un arr\u00eat\u00e9 prolongeant l’obtention de l’\u00e9co-pr\u00eat \u00e0 taux z\u00e9ro jusqu’au 31 d\u00e9cembre 2015 vient d’\u00eatre publi\u00e9 officiellement ce mercredi 24 septembre 2014. 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