{"id":298,"date":"2014-09-22T19:21:42","date_gmt":"2014-09-22T17:21:42","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/le-marche-immobilier-les-5-raisons-qui-expliquent-la-reprise_-n.html"},"modified":"2020-07-28T15:33:14","modified_gmt":"2020-07-28T13:33:14","slug":"le-marche-immobilier-les-5-raisons-qui-expliquent-la-reprise_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/le-marche-immobilier-les-5-raisons-qui-expliquent-la-reprise_-n.html","title":{"rendered":"Le march\u00e9 immobilier : les 5 raisons qui expliquent la reprise"},"content":{"rendered":"

La tendance \u00e0 l’\u00e9claircie du march\u00e9 immobilier se confirme. Les taux d’int\u00e9r\u00eat continuent de baisser \u00e0 un niveau qui n’avait jamais \u00e9t\u00e9 atteint depuis l’apr\u00e8s guerre.
\nLes banques, en qu\u00eate de nouveaux clients en mati\u00e8re de cr\u00e9dits immobiliers, sont apparemment tr\u00e8s ouvertes \u00e0 la n\u00e9gociation.
\nEnfin, les composantes du plan de relance du logement annonc\u00e9 par le gouvernement ont redonn\u00e9 aux acqu\u00e9reurs potentiels comme aux investisseurs en logement locatif toutes les raisons de passer \u00e0 l’acte…<\/p>\n

En ce qui concerne la chute continue des taux. Les cr\u00e9dits \u00e0 taux fixes s’\u00e9tablissent en moyenne \u00e0 2,60 % sur quinze ans, \u00e0 2,80 % sur vingt ans ou encore \u00e0 3,30 % sur vingt-cinq ans.<\/p>\n

Selon la plupart des courtiers en cr\u00e9dits immobiliers, les taux devraient rester stables jusqu’au premier trimestre 2015.<\/p>\n

Ce ne sont que des moyennes ! Certains emprunteurs peuvent n\u00e9gocier et obtenir des taux encore plus bas. Dans le cas o\u00f9 l’emprunteur est en mesure d’avoir un apport personnel suffisant, de ne pas d\u00e9passer les fameux 33% d’endettement et de b\u00e9n\u00e9ficier d’un CDI, des taux de l’ordre de 2,10 % sur quinze ans, 2,40 % sur 20 ans sont envisageables.<\/p>\n

Selon l’indice Notaires-Insee du 11 septembre 2014<\/a>, le recul des prix serait de – 1,2 % sur un an. Cette baisse favorise \u00e9videmment le retour des particuliers sur le march\u00e9 immobilier.<\/p>\n

\u00ab Ces derni\u00e8res semaines, nous avons enregistr\u00e9 20 % de demandes de simulations suppl\u00e9mentaires. Les primo-acc\u00e9dants et les investisseurs font leur grand retour sur le march\u00e9 de l’immobilier\u00bb se f\u00e9licite Jo\u00ebl Boumendil, PDG du courtier ACE.
\nCertains organismes de cr\u00e9dit recommencent m\u00eame \u00e0 financer des projets \u00e0 100 %. <\/p>\n

\nSelon l’Observatoire du financement CSA\/Cr\u00e9dit Logement du 3 septembre<\/a>, les emprunts sur vingt-cinq ans et plus sont pass\u00e9s de 16,1 \u00e0 17,5 % de la production de pr\u00eats \u00e0 l’habitat entre juillet et ao\u00fbt 2014.<\/p>\n

La chute des taux conjugu\u00e9e \u00e0 la baisse des prix restimule le march\u00e9 de l’ancien. \u00ab En un an, le volume annuel de transactions se redresse nettement, avec une progression de 9,2 % sur un an \u00bb indique le dernier indice Notaires-Insee.<\/p>\n

Le neuf, quant \u00e0 lui, fait grise mine\u0085 Mais ceci pourrait changer rapidement gr\u00e2ce aux mesures du plan de relance (optimisation du PTZ+, avantage fiscal Pinel notamment).<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

La tendance \u00e0 l’\u00e9claircie du march\u00e9 immobilier se confirme. Les taux d’int\u00e9r\u00eat continuent de baisser \u00e0 un niveau qui n’avait jamais \u00e9t\u00e9 atteint depuis l’apr\u00e8s guerre. Les […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-298","post","type-post","status-publish","format-standard","hentry","category-actualites"],"yoast_head":"\nLe march\u00e9 immobilier : les 5 raisons qui expliquent la reprise - Ace Cr\u00e9dit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/le-marche-immobilier-les-5-raisons-qui-expliquent-la-reprise_-n.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Le march\u00e9 immobilier : les 5 raisons qui expliquent la reprise - Ace Cr\u00e9dit\" \/>\n<meta property=\"og:description\" content=\"La tendance \u00e0 l’\u00e9claircie du march\u00e9 immobilier se confirme. 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