{"id":287,"date":"2014-10-13T19:30:26","date_gmt":"2014-10-13T17:30:26","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/les-credits-immobiliers-font-une-bonne-rentree_-n.html"},"modified":"2020-07-28T15:33:13","modified_gmt":"2020-07-28T13:33:13","slug":"les-credits-immobiliers-font-une-bonne-rentree_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/les-credits-immobiliers-font-une-bonne-rentree_-n.html","title":{"rendered":"Les cr\u00e9dits immobiliers font une bonne rentr\u00e9e"},"content":{"rendered":"

Selon le dernier Tableau de bord de l’Observatoire Cr\u00e9dit Logement \/ CSA<\/a>, les taux d’int\u00e9r\u00eat d’emprunts immobiliers continuent de baisser pour atteindre en moyenne 2,59 % en septembre. <\/p>\n

Conjointement les pr\u00eats immobiliers de longue dur\u00e9e, sur 25 ans, font leur grand retour. Les conditions sont donc excellentes pour emprunter si l’on veut se rendre propri\u00e9taire de son logement.<\/p>\n

La baisse des taux d’emprunts immobiliers s’est \u00e0 nouveau acc\u00e9l\u00e9r\u00e9e en septembre. Jusqu’o\u00f9 iront-ils ? Ils s’\u00e9tablissent en moyenne aujourd’hui \u00e0 2,59 %, ils \u00e9taient \u00e0 2,68 % en ao\u00fbt dernier. <\/p>\n

Depuis d\u00e9but 2014, les taux d’int\u00e9r\u00eats ont baiss\u00e9<\/a> en moyenne de 49 points de base. L’argent est donc tr\u00e8s bon march\u00e9 : 98,2 % des cr\u00e9dits accord\u00e9s en septembre 2014 l’ont \u00e9t\u00e9 \u00e0 un taux de moins de 3,5 % contre seulement 85,2 % en 2013. Les pr\u00eats sup\u00e9rieurs \u00e0 4,5 % ne sont plus propos\u00e9s depuis le second trimestre 2014.<\/p>\n

Si la dur\u00e9e moyenne des pr\u00eats accord\u00e9s entre ao\u00fbt et septembre 2014 est rest\u00e9e \u00e0 peu pr\u00e8s stable (208 mois), la proportion par tranche de dur\u00e9e des cr\u00e9dits immobiliers \u00e9volue depuis le printemps 2014. La proportion des pr\u00eats accord\u00e9s sur 25 ans et plus, augmente sensiblement. 18,4 % des cr\u00e9dits accord\u00e9s l’ont \u00e9t\u00e9 sur 25 ans contre 14,4 % au deuxi\u00e8me trimestre 2014. <\/p>\n

Les banques, toujours soucieuses d’atteindre leurs objectifs de fin d’ann\u00e9e, acceptent plus facilement qu’il y a quelques mois encore de pr\u00eater sur 25 ou 30 ans. Les jeunes primo-acc\u00e9dants peuvent en profiter. C’est le moment.<\/p>\n","protected":false},"excerpt":{"rendered":"

Selon le dernier Tableau de bord de l’Observatoire Cr\u00e9dit Logement \/ CSA, les taux d’int\u00e9r\u00eat d’emprunts immobiliers continuent de baisser pour atteindre en moyenne 2,59 % en […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-287","post","type-post","status-publish","format-standard","hentry","category-actualites"],"yoast_head":"\nLes cr\u00e9dits immobiliers font une bonne rentr\u00e9e - Ace Cr\u00e9dit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/les-credits-immobiliers-font-une-bonne-rentree_-n.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les cr\u00e9dits immobiliers font une bonne rentr\u00e9e - 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