{"id":2743,"date":"2020-06-24T11:36:59","date_gmt":"2020-06-24T09:36:59","guid":{"rendered":"https:\/\/www.acecredit.fr\/?post_type=guide&#038;p=2743"},"modified":"2023-07-11T10:34:24","modified_gmt":"2023-07-11T08:34:24","slug":"que-devient-le-ptz-en-cas-de-revente-du-logement","status":"publish","type":"guide","link":"https:\/\/www.acecredit.fr\/fr\/que-devient-le-ptz-en-cas-de-revente-du-logement.html","title":{"rendered":"Que devient le PTZ en cas de revente du logement ?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">En cas de revente d&rsquo;un logement financ\u00e9 en partie \u00e0 l&rsquo;aide du Pr\u00eat \u00e0 Taux Z\u00e9ro, vous \u00eates tenu de <strong>rembourser le capital restant d\u00fb<\/strong> \u00e0 votre \u00e9tablissement bancaire.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ce remboursement doit intervenir au plus tard lors de la <strong>publicit\u00e9 fonci\u00e8re du transfert<\/strong> (habituellement \u00e0 la charge d&rsquo;un notaire).&nbsp;Enfin, si vous souhaitez acheter un nouveau bien, vous ne pouvez plus pr\u00e9tendre au pr\u00eat \u00e0 taux z\u00e9ro, qui est r\u00e9serv\u00e9 aux primo-acc\u00e9dants.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">En cas d&rsquo;achat d&rsquo;une nouvelle r\u00e9sidence principale<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cependant, si vous vendez votre logement principal <strong>pour acheter une nouvelle r\u00e9sidence principale<\/strong>, vous pouvez continuer \u00e0 b\u00e9n\u00e9ficier de votre PTZ, \u00e0 la condition que celui-ci soit toujours effectif et que la banque accepte ce transfert. Cette op\u00e9ration est particuli\u00e8rement int\u00e9ressante\u00a0: en effet, vous ne pouvez pas b\u00e9n\u00e9ficier \u00e0 nouveau d&rsquo;un pr\u00eat \u00e0 taux z\u00e9ro, mais vous pouvez transf\u00e9rer celui d\u00e9j\u00e0 existant. Ce faisant, vous <strong>transf\u00e9rez le capital restant d\u00fb<\/strong> sur le nouvel achat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dans tous les cas, un accord de votre banque est bien s\u00fbr n\u00e9cessaire pour financer votre nouvelle r\u00e9sidence principale. Notons aussi que les deux op\u00e9rations (revente de votre logement \/ acquisition de votre nouveau logement) doivent intervenir \u00ab&nbsp;<strong>\u00e0 bref intervalle<\/strong>&nbsp;\u00bb, sans quoi le transfert du PTZ ne sera pas autoris\u00e9.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">En cas d&rsquo;achat d&rsquo;un logement pour un investissement locatif<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le transfert du PTZ n&rsquo;est pas possible dans le cas d&rsquo;un nouvel achat d\u00e9di\u00e9 \u00e0 l&rsquo;investissement locatif. En effet, le dispositif du pr\u00eat \u00e0 taux z\u00e9ro est d\u00e9di\u00e9 aux r\u00e9sidences principales.<\/p>\n\n\n<div class=\"container-link\"><a href=\"\/fr\/ptz-et-simulation-credit-habitation.html\" class=\"bouton gold inverse\">Calculez votre pr\u00eat \u00e0 taux z\u00e9ro<\/a><\/div>\n","protected":false},"author":4,"parent":0,"menu_order":4,"template":"","guide_cat":[22],"class_list":["post-2743","guide","type-guide","status-publish","hentry","guide_cat-pret-a-taux-zero"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>PTZ : que se passe-t-il en cas de revente ? - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"Que devient mon PTZ en cas de revente de mon bien immobilier ? 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