{"id":2734,"date":"2020-06-24T09:45:44","date_gmt":"2020-06-24T07:45:44","guid":{"rendered":"https:\/\/www.acecredit.fr\/?post_type=guide&#038;p=2734"},"modified":"2023-07-11T10:33:16","modified_gmt":"2023-07-11T08:33:16","slug":"qui-peut-beneficier-du-ptz","status":"publish","type":"guide","link":"https:\/\/www.acecredit.fr\/fr\/qui-peut-beneficier-du-ptz.html","title":{"rendered":"Qui peut b\u00e9n\u00e9ficier du PTZ ?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Le pr\u00eat \u00e0 taux z\u00e9ro (PTZ) ou <a href=\"\/fr\/ptz-plus-definition-avantages.html\">PTZ plus<\/a> permet aux primo-acc\u00e9dants d&rsquo;acheter leur logement gr\u00e2ce \u00e0 un pr\u00eat aid\u00e9 par l&rsquo;\u00c9tat. Le PTZ ne finance qu&rsquo;une partie de l&rsquo;achat&nbsp;: il est compl\u00e9t\u00e9 par un ou plusieurs autres cr\u00e9dits \u00e0 la charge de l&rsquo;acqu\u00e9reur ainsi que par un \u00e9ventuel apport de ce dernier.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour b\u00e9n\u00e9ficier du pr\u00eat \u00e0 taux z\u00e9ro, le ou les acheteurs doivent r\u00e9pondre aux crit\u00e8res suivants :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>ne pas avoir \u00e9t\u00e9 propri\u00e9taire de sa r\u00e9sidence principale au cours des deux derni\u00e8res ann\u00e9es.<\/li><li>ne pas d\u00e9passer une certaine somme de revenus fiscaux de r\u00e9f\u00e9rence<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Cette somme \u00e0 ne pas d\u00e9passer d\u00e9pend du nombre de personnes destin\u00e9es \u00e0 occuper le bien mais aussi selon la zone g\u00e9ographique o\u00f9 est situ\u00e9 le logement.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">PTZ et plafond de revenu fiscal<\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>Nombre de personnes destin\u00e9es \u00e0 occuper le logement<\/td><td>Zone A bis et A<\/td><td>Zone B1<\/td><td>Zone B2<\/td><td>Zone C<\/td><\/tr><tr><td>1<\/td><td>37 000\u20ac<\/td><td>30 000\u20ac<\/td><td>27 000\u20ac<\/td><td>24 000\u20ac<\/td><\/tr><tr><td>2<\/td><td>51 800\u20ac<\/td><td>42 000\u20ac<\/td><td>37 800\u20ac<\/td><td>33 600\u20ac<\/td><\/tr><tr><td>3<\/td><td>62 900\u20ac<\/td><td>51 000\u20ac<\/td><td>45 900\u20ac<\/td><td>40 800\u20ac<\/td><\/tr><tr><td>4<\/td><td>74 000\u20ac<\/td><td>60 000\u20ac<\/td><td>54 000\u20ac<\/td><td>48 000\u20ac<\/td><\/tr><tr><td>5<\/td><td>85 100\u20ac<\/td><td>69 000\u20ac<\/td><td>62 100\u20ac<\/td><td>55 200\u20ac<\/td><\/tr><tr><td>6<\/td><td>96 200\u20ac<\/td><td>78 000\u20ac<\/td><td>70 200\u20ac<\/td><td>62 400\u20ac<\/td><\/tr><tr><td>7<\/td><td>107 300\u20ac<\/td><td>87 000\u20ac<\/td><td>78 300\u20ac<\/td><td>69 600\u20ac<\/td><\/tr><tr><td>A partir de 8<\/td><td>118 400\u20ac<\/td><td>96 000\u20ac<\/td><td>86 400\u20ac<\/td><td>76 800\u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Pour conna\u00eetre la zone dans laquelle se situe votre commune, rendez-vous sur <a aria-label=\"undefined (s\u2019ouvre dans un nouvel onglet)\" href=\"https:\/\/www.service-public.fr\/simulateur\/calcul\/zonage-abc\" target=\"_blank\" rel=\"noreferrer noopener\">le site du Service Public<\/a>. &nbsp;&nbsp;<br>Notons enfin que les primos-acc\u00e9dants qui peuvent b\u00e9n\u00e9ficier du PTZ auront g\u00e9n\u00e9ralement la possibilit\u00e9 de contracter un <a href=\"\/fr\/pret-immobilier-emprunter-sans-apport.html\">pr\u00eat immobilier sans apport<\/a>.<\/p>\n\n\n<div class=\"container-link\"><a href=\"\/fr\/ptz-et-simulation-credit-habitation.html\" class=\"bouton gold inverse\">Calculez votre pr\u00eat \u00e0 taux z\u00e9ro<\/a><\/div>\n","protected":false},"author":4,"parent":0,"menu_order":2,"template":"","guide_cat":[22],"class_list":["post-2734","guide","type-guide","status-publish","hentry","guide_cat-pret-a-taux-zero"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qui peut b\u00e9n\u00e9ficier du PTZ ? 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