{"id":273,"date":"2013-08-23T11:57:32","date_gmt":"2013-08-23T09:57:32","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/joel-boumendil-dirigeant-d-ace-credit-prevoit-une-legere-augmentation-des-taux-d-ici-la-fin-de-l-annee_-n.html"},"modified":"2020-07-28T15:33:18","modified_gmt":"2020-07-28T13:33:18","slug":"joel-boumendil-dirigeant-d-ace-credit-prevoit-une-legere-augmentation-des-taux-d-ici-la-fin-de-l-annee_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/joel-boumendil-dirigeant-d-ace-credit-prevoit-une-legere-augmentation-des-taux-d-ici-la-fin-de-l-annee_-n.html","title":{"rendered":"Jo\u00ebl Boumendil, dirigeant d&rsquo;ACE Cr\u00e9dit, pr\u00e9voit une l\u00e9g\u00e8re augmentation des taux d&rsquo;ici la fin de l&rsquo;ann\u00e9e"},"content":{"rendered":"<p><i>\u00ab&nbsp;Nous constatons d\u00e9j\u00e0 que les taux ont repris ici et l\u00e0 quelques dizi\u00e8mes depuis la fin du mois de juin, apr\u00e8s avoir, rappelons-le, atteint des niveaux historiquement bas. Aujourd&rsquo;hui, la question est plut\u00f4t de savoir si la hausse des taux sera forte et rapide ou au contraire lente et r\u00e9guli\u00e8re. Chez ACE, nous pensons que la hausse sera plut\u00f4t r\u00e9guli\u00e8re et lente&nbsp;: de 1 \u00e0 2 dizi\u00e8mes chaque mois. Ce sc\u00e9nario est le plus probable, compte-tenu du contexte \u00e9conomique actuel de la France et plus globalement de la zone Euro&nbsp;\u00bb<\/i>, explique Jo\u00ebl Boumendil, dirigeant d&rsquo;ACE Cr\u00e9dit.<\/p>\n<p>Dans cette hypoth\u00e8se, quelles seraient les cons\u00e9quences pour les emprunteurs&nbsp;? Voici quelques simulations&nbsp;:<\/p>\n<ul>\n<li>Juin 2013, taux \u00e0 2,85% hors assurance, emprunt de 300 000 \u0080 sur une dur\u00e9e de 20 ans. Co\u00fbt du cr\u00e9dit&nbsp;: 93 924,62 \u0080. Mensualit\u00e9s de&nbsp;: 1 641,35 \u0080.<\/li>\n<li>Octobre 2013, taux \u00e0 3% hors assurance, emprunt de 300 000 \u0080 sur une dur\u00e9e de 20 ans. Co\u00fbt du cr\u00e9dit&nbsp;: 99 303,59 \u0080. Mensualit\u00e9s de&nbsp;: 1 663,76 \u0080.<\/li>\n<li>D\u00e9cembre 2013, taux \u00e0 3,2% hors assurance, emprunt de 300 000 \u0080 sur une dur\u00e9e de 20 ans. Co\u00fbt du cr\u00e9dit&nbsp;: 106 552,31 \u0080. Mensualit\u00e9s de&nbsp;: 1 693,97 \u0080.<\/li>\n<\/ul>\n<p>Pour r\u00e9aliser d&rsquo;autres simulations, vous pouvez utiliser&nbsp;:<\/p>\n<ul>\n<li>les calculettes du site ACE<\/a><\/li>\n<li><a href=\"https:\/\/itunes.apple.com\/fr\/app\/ace-credit-immobilier\/id387711011?mt=8\">l&rsquo;appli pour iPhone, iPad&nbsp;<\/a><\/li>\n<li><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.covivo.acecredit&amp;hl=fr\">l&rsquo;appli pour Android <\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u00ab&nbsp;Nous constatons d\u00e9j\u00e0 que les taux ont repris ici et l\u00e0 quelques dizi\u00e8mes depuis la fin du mois de juin, apr\u00e8s avoir, rappelons-le, atteint des niveaux historiquement [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-273","post","type-post","status-publish","format-standard","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Jo\u00ebl Boumendil, dirigeant d&#039;ACE Cr\u00e9dit, pr\u00e9voit une l\u00e9g\u00e8re augmentation des taux d&#039;ici la fin de l&#039;ann\u00e9e - Ace Cr\u00e9dit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/joel-boumendil-dirigeant-d-ace-credit-prevoit-une-legere-augmentation-des-taux-d-ici-la-fin-de-l-annee_-n.html\" \/>\n<meta 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