{"id":2728,"date":"2020-06-24T09:36:29","date_gmt":"2020-06-24T07:36:29","guid":{"rendered":"https:\/\/www.acecredit.fr\/?post_type=guide&#038;p=2728"},"modified":"2023-07-11T10:33:02","modified_gmt":"2023-07-11T08:33:02","slug":"ptz-plus-definition-avantages","status":"publish","type":"guide","link":"https:\/\/www.acecredit.fr\/fr\/ptz-plus-definition-avantages.html","title":{"rendered":"Qu&rsquo;est ce que le PTZ plus ?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Le PTZ Plus, ou Pr\u00eat \u00e0 Taux Z\u00e9ro renforc\u00e9, est en fait le <strong>PTZ (Pr\u00eat \u00e0 Taux Z\u00e9ro).<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Lors de la r\u00e9forme du 1er janvier 2011, le gouvernement avait d\u00e9cid\u00e9 de changer le nom de ce pr\u00eat aid\u00e9. Lorsque l&rsquo;on parle du PTZ, il s&rsquo;agit en fait du dispositif nomm\u00e9 <strong>pr\u00eat \u00e0 taux z\u00e9ro renforc\u00e9<\/strong> ou Pr\u00eat \u00e0 Taux Z\u00e9ro Plus. L&rsquo;un et l&rsquo;autre se confondent, m\u00eame si \u00ab\u00a0Pr\u00eat \u00e0 taux z\u00e9ro\u00a0\u00bb est de nouveau la d\u00e9nomination utilis\u00e9e de nos jours.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pourquoi ce changement de nom si rien n&rsquo;a r\u00e9ellement chang\u00e9&nbsp;? Il s&rsquo;agissait surtout pour l&rsquo;\u00c9tat de marquer sa volont\u00e9 d&rsquo;am\u00e9liorer le dispositif et de le rendre plus efficient. Dans les faits, le calcul, les <a href=\"\/fr\/qui-peut-beneficier-du-ptz.html\">conditions d&rsquo;\u00e9ligibilit\u00e9<\/a>, les modalit\u00e9s et les objectifs du Pr\u00eat \u00e0 taux z\u00e9ro renforc\u00e9 sont exactement les m\u00eames que ceux du Pr\u00eat \u00e0 Taux Z\u00e9ro.<\/p>\n\n\n<div class=\"container-link\"><a href=\"\/fr\/ptz-et-simulation-credit-habitation.html\" class=\"bouton gold inverse\">Calculez votre pr\u00eat \u00e0 taux z\u00e9ro<\/a><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"author":4,"parent":0,"menu_order":1,"template":"","guide_cat":[22],"class_list":["post-2728","guide","type-guide","status-publish","hentry","guide_cat-pret-a-taux-zero"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qu&#039;est-ce que le PTZ plus ? Quels avantages ? - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"Y-a-t-il une diff\u00e9rence entre le pr\u00eat \u00e0 taux z\u00e9ro et le PTZ plus, aussi appel\u00e9 &quot;pr\u00eat \u00e0 taux z\u00e9ro renforc\u00e9&quot; ?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/ptz-plus-definition-avantages.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu&#039;est-ce que le PTZ plus ? 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