{"id":266,"date":"2013-05-15T12:10:33","date_gmt":"2013-05-15T10:10:33","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/pret-vefa-vente-en-etat-futur-d-achevement-les-regles-pour-bien-comprendre_-n.html"},"modified":"2020-07-28T15:33:18","modified_gmt":"2020-07-28T13:33:18","slug":"pret-vefa-vente-en-etat-futur-d-achevement-les-regles-pour-bien-comprendre_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/pret-vefa-vente-en-etat-futur-d-achevement-les-regles-pour-bien-comprendre_-n.html","title":{"rendered":"Pr\u00eat VEFA, Vente en Etat Futur d&rsquo;Ach\u00e8vement : les r\u00e8gles pour bien comprendre !"},"content":{"rendered":"<p>Ainsi, les montant vers\u00e9s par l&rsquo;acqu\u00e9reur ne peuvent exc\u00e9der les pourcentages suivants :<\/p>\n<ul>\n<li>35% \u00e0 l&rsquo;ach\u00e8vement des fondations, certifi\u00e9 par un homme de l&rsquo;art<\/li>\n<li>70% \u00e0 la mise hors d&rsquo;eau et hors d&rsquo;air<\/li>\n<li>95% \u00e0 l&rsquo;ach\u00e8vement de l&rsquo;immeuble<\/li>\n<li>Les 5% restants sont consign\u00e9s en cas de non-conformit\u00e9 des travaux avec les pr\u00e9visions du contrat.<\/li>\n<\/ul>\n<p>Votre apport personnel sera en priorit\u00e9 utilis\u00e9 pour r\u00e9gler les premi\u00e8res tranches du cr\u00e9dit, puis l&#8217;emprunt bancaire sera d\u00e9bloqu\u00e9 progressivement, en fonction de l&rsquo;avancement des travaux.<\/p>\n<p>Au d\u00e9part, les mensualit\u00e9s de remboursement portent uniquement sur les int\u00e9r\u00eats des sommes d\u00e9bloqu\u00e9es. Le remboursement complet ne d\u00e9marrera qu&rsquo;au moment du d\u00e9blocage total des fonds par la banque. Cela vous permet de poursuivre le paiement de votre loyer ou de votre cr\u00e9dit, en attendant que votre nouveau bien soit construit, tandis que les premi\u00e8res mensualit\u00e9s de remboursement du pr\u00eat, correspondant aux int\u00e9r\u00eats dits intercalaires, commencent \u00e0 arriver.<\/p>\n<p>Si votre budget mensuel est un peu juste, vous pouvez d&#8217;embl\u00e9e pr\u00e9voir le report des premi\u00e8res mensualit\u00e9s de remboursement en les int\u00e9grant au capital \u00e0 rembourser in fine.<\/p>\n<p>N&rsquo;h\u00e9sitez pas \u00e0 contacter l&rsquo;agence ACE la plus proche de chez vous pour r\u00e9aliser votre projet !<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pour acheter sur plan, il existe le pr\u00eat VEFA, qui signifie Vente en Etat Futur d&rsquo;Ach\u00e8vement. Ce pr\u00eat a la particularit\u00e9 d&rsquo;accompagner l&rsquo;acqu\u00e9reur d&rsquo;un bien immobilier neuf, au fur et \u00e0 mesure de l&rsquo;avancement des travaux, le capital \u00e9tant lib\u00e9r\u00e9 par tranches, selon un calendrier pr\u00e9cis et d\u00e9limit\u00e9 par la loi.<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-266","post","type-post","status-publish","format-standard","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pr\u00eat VEFA, Vente en Etat Futur d&#039;Ach\u00e8vement : les r\u00e8gles pour bien comprendre ! - Ace Cr\u00e9dit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/pret-vefa-vente-en-etat-futur-d-achevement-les-regles-pour-bien-comprendre_-n.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pr\u00eat VEFA, Vente en Etat Futur d&#039;Ach\u00e8vement : les r\u00e8gles pour bien comprendre ! - Ace Cr\u00e9dit\" \/>\n<meta property=\"og:description\" content=\"Pour acheter sur plan, il existe le pr\u00eat VEFA, qui signifie Vente en Etat Futur d&#039;Ach\u00e8vement. Ce pr\u00eat a la particularit\u00e9 d&#039;accompagner l&#039;acqu\u00e9reur d&#039;un bien immobilier neuf, au fur et \u00e0 mesure de l&#039;avancement des travaux, le capital \u00e9tant lib\u00e9r\u00e9 par tranches, selon un calendrier pr\u00e9cis et d\u00e9limit\u00e9 par la loi.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.acecredit.fr\/fr\/actualites\/pret-vefa-vente-en-etat-futur-d-achevement-les-regles-pour-bien-comprendre_-n.html\" \/>\n<meta property=\"og:site_name\" content=\"Ace Cr\u00e9dit\" \/>\n<meta property=\"article:published_time\" content=\"2013-05-15T10:10:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-07-28T13:33:18+00:00\" \/>\n<meta name=\"author\" content=\"Emma Martin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emma Martin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/pret-vefa-vente-en-etat-futur-d-achevement-les-regles-pour-bien-comprendre_-n.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/pret-vefa-vente-en-etat-futur-d-achevement-les-regles-pour-bien-comprendre_-n.html\"},\"author\":{\"name\":\"Emma Martin\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/person\\\/b6b4a22057810ab8a95b053aca9ae632\"},\"headline\":\"Pr\u00eat VEFA, Vente en Etat Futur d&rsquo;Ach\u00e8vement : les r\u00e8gles pour bien comprendre !\",\"datePublished\":\"2013-05-15T10:10:33+00:00\",\"dateModified\":\"2020-07-28T13:33:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/pret-vefa-vente-en-etat-futur-d-achevement-les-regles-pour-bien-comprendre_-n.html\"},\"wordCount\":228,\"publisher\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\"},\"articleSection\":[\"Actualit\u00e9s\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/pret-vefa-vente-en-etat-futur-d-achevement-les-regles-pour-bien-comprendre_-n.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.acecredit.fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pr\u00eat VEFA, Vente en Etat Futur d&rsquo;Ach\u00e8vement : les r\u00e8gles pour bien comprendre !\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#website\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/\",\"name\":\"Ace Cr\u00e9dit\",\"description\":\"Pr\u00eats immobilier\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.acecredit.fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\",\"name\":\"Ace Cr\u00e9dit\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/logo-acecredit.svg\",\"contentUrl\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/logo-acecredit.svg\",\"caption\":\"Ace Cr\u00e9dit\"},\"image\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/person\\\/b6b4a22057810ab8a95b053aca9ae632\",\"name\":\"Emma Martin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"caption\":\"Emma Martin\"},\"description\":\"R\u00e9dactrice Web depuis plus de 15 ans, Emma a rejoint Ace Cr\u00e9dit en 2011. 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