{"id":2580,"date":"2020-04-30T11:08:00","date_gmt":"2020-04-30T09:08:00","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/4-raisons-d-investir-en-pinel-dans-une-maison_-n.html"},"modified":"2020-07-28T15:30:32","modified_gmt":"2020-07-28T13:30:32","slug":"4-raisons-d-investir-en-pinel-dans-une-maison_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/4-raisons-d-investir-en-pinel-dans-une-maison_-n.html","title":{"rendered":"4 raisons d&rsquo;investir en Pinel dans une maison"},"content":{"rendered":"<p>L&rsquo;ann\u00e9e 2020 est la derni\u00e8re occasion de b\u00e9n\u00e9ficier de <b>la d\u00e9fiscalisation du dispositif Pinel via un investissement locatif dans une maison<\/b>. A partir du 1<sup>er<\/sup> janvier 2021 en effet, il se recentrera exclusivement sur les appartements. Et pourtant, la maison Pinel a quelques atouts&nbsp;!<\/p>\n<h2>Mettre sa patte<\/h2>\n<p>Certes, il est possible d&rsquo;influer sur le visage d&rsquo;un appartement en VEFA via les travaux modificatifs acqu\u00e9reurs. Mais lors de la construction d&rsquo;une maison individuelle, la marge de manoeuvre est plus grande pour l&rsquo;investisseur. D&rsquo;abord dans le choix de l&#8217;emplacement \u00e0 travers l&rsquo;acquisition du terrain, puis dans celui de la surface et du style de construction. Maison traditionnelle ou contemporaine, maison container ou en bois\u2026 Il est m\u00eame possible d&rsquo;\u00e9tablir soi-m\u00eame le plan en collaboration avec un architecte.<\/p>\n<h2>Pr\u00e9parer sa retraite<\/h2>\n<p>Il y a deux mani\u00e8res de pr\u00e9parer sa retraite avec un investissement immobilier, en finan\u00e7ant un bien \u00e0 cr\u00e9dit lors de sa vie active \u2013 les loyers <b>et la baisse d&rsquo;imp\u00f4t octroy\u00e9e \u00e0 travers la loi Pinel <\/b>couvrant les mensualit\u00e9s du pr\u00eat immobilier. La premi\u00e8re option consiste \u00e0 profiter des recettes locatives \u00e0 l&rsquo;issue du remboursement du cr\u00e9dit comme d&rsquo;une ressource suppl\u00e9mentaire qui viendra compenser la perte de revenus cons\u00e9cutive au d\u00e9part en retraite. La seconde revient \u00e0 \u00e9lire domicile dans le bien construit afin de ne plus avoir de charges de loyers \u00e0 la retraite. Et quoi de mieux qu&rsquo;une maison fonctionnelle plut\u00f4t qu&rsquo;un appartement pour profiter de ses vieux jours&nbsp;?<\/p>\n<h2>Optimiser la gestion locative<\/h2>\n<p>C&rsquo;est un fait&nbsp;: la client\u00e8le locative pour une maison est g\u00e9n\u00e9ralement plus stable et plus respectueuse du bien qu&rsquo;en appartement. Il s&rsquo;agit majoritairement de familles, des profils moins sujets aux d\u00e9m\u00e9nagements qu&rsquo;une client\u00e8le plus jeune d&rsquo;\u00e9tudiants ou de jeunes actifs. Outre une plus faible rotation, cette typologie de locataires est moins sujette aux impay\u00e9s de loyers et plus apte \u00e0 entretien le bien. <b>Deux gages de s\u00e9r\u00e9nit\u00e9 pour un investisseur&nbsp;!<\/b><\/p>\n<h2>Une meilleure rentabilit\u00e9<\/h2>\n<p>SeLoger \u00e9voque une rentabilit\u00e9 de 3 \u00e0 5%, comparable \u00e0 celle d&rsquo;un appartement. Mais la faible vacance locative et les frais de remise en \u00e9tat moins importants d&rsquo;une maison peuvent faire la diff\u00e9rence par rapport \u00e0 un appartement. Sans compter que la maison r\u00e9siste mieux \u00e0 la d\u00e9cote et qu&rsquo;elle offre donc <b>davantage de chances de r\u00e9aliser une plus-value immobili\u00e8re \u00e0 la revente<\/b>, \u00e0 l&rsquo;issue de la p\u00e9riode de mise en location qu&rsquo;impose le dispositif Pinel (6 \u00e0 12 ans).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Il est encore possible d\u2019investir en Pinel dans une maison en 2020. C\u2019est la possibilit\u00e9 pour l\u2019investisseur de construire pr\u00e9cis\u00e9ment le bien qu\u2019il imagine \u2013 et qu\u2019il projette d\u2019occuper \u00e0 l\u2019issue de l\u2019investissement.<\/p>\n","protected":false},"author":4,"featured_media":2581,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2580","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>4 raisons d&#039;investir en Pinel dans une maison<\/title>\n<meta name=\"description\" content=\"Il est encore possible d\u2019investir en Pinel dans une maison en 2020. C\u2019est la possibilit\u00e9 pour l\u2019investisseur de construire pr\u00e9cis\u00e9ment le bien qu\u2019il imagine \u2013 et qu\u2019il projette d\u2019occuper \u00e0 l\u2019issue de l\u2019investissement.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/4-raisons-d-investir-en-pinel-dans-une-maison_-n.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"4 raisons d&#039;investir en Pinel dans une maison\" \/>\n<meta property=\"og:description\" content=\"Il est encore possible d\u2019investir en Pinel dans une maison en 2020. 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