{"id":2272,"date":"2019-12-11T23:29:53","date_gmt":"2019-12-11T22:29:53","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/le-maintien-en-2020-du-ptz-dans-le-neuf-souhaite-par-le-senat_-n.html"},"modified":"2020-07-28T15:30:33","modified_gmt":"2020-07-28T13:30:33","slug":"le-maintien-en-2020-du-ptz-dans-le-neuf-souhaite-par-le-senat_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/le-maintien-en-2020-du-ptz-dans-le-neuf-souhaite-par-le-senat_-n.html","title":{"rendered":"Le maintien en 2020 du PTZ dans le neuf souhait\u00e9 par le S\u00e9nat"},"content":{"rendered":"<p>Apr\u00e8s l&rsquo;Assembl\u00e9e nationale, le <strong>S\u00e9nat a valid\u00e9 le maintien du Pr\u00eat \u00e0 Taux Z\u00e9ro<\/strong> pour les logements neufs dans les zones les moins tendues o\u00f9 il devait dispara\u00eetre d\u00e8s le 1er janvier prochain.<\/p>\n<h2><strong>Une efficacit\u00e9 remise en cause<\/strong><\/h2>\n<p>Nouvel \u00e9pisode et nouveau rebondissement inattendu dans la grande saga in\u00e9dite de cet automne intitul\u00e9e&nbsp;\u00ab Que va devenir le PTZ en 2020 ? \u00bb. Un petit rappel des faits s&rsquo;impose : le 15 novembre dernier, \u00e0 la (bonne) surprise des professionnels du b\u00e2timent, les <strong>d\u00e9put\u00e9s <\/strong>avaient adopt\u00e9 un amendement <strong>favorable \u00e0 la prolongation d&rsquo;un an<\/strong>, jusqu&rsquo;\u00e0 la fin 2021, du pr\u00eat \u00e0 taux z\u00e9ro (PTZ) pour les logements neufs en zones B2 et C, dites d\u00e9tendues. Mais le 3 d\u00e9cembre, la commission des Finances du S\u00e9nat s&rsquo;est oppos\u00e9e \u00e0 ce sursis, au moyen d&rsquo;un amendement port\u00e9 par Alb\u00e9ric de Montgolfier, rapporteur g\u00e9n\u00e9ral de cette commission. Cette d\u00e9cision \u00e9tait motiv\u00e9e par les conclusions du rapport \u00e9manant de l&rsquo;Inspection g\u00e9n\u00e9rale des finances et le Conseil g\u00e9n\u00e9ral de l&rsquo;environnement et du d\u00e9veloppement durable, pour qui &nbsp;\u00ab\u00a0l<em>e PTZ n&rsquo;a pas d&rsquo;effet sp\u00e9cifique en zones B2 et C, manque de ciblage social et pr\u00e9sente un fort effet d&rsquo;aubaine<\/em>\u00ab\u00a0.<\/p>\n<h2>Le S\u00e9nat en accord avec les d\u00e9put\u00e9s<\/h2>\n<div>Retournement de situation le 6 d\u00e9cembre. Alb\u00e9ric de Montgolfier a finalement retir\u00e9 son amendement visant \u00e0 supprimer du projet de loi de finances 2020 le d\u00e9sormais fameux article 50 bis, qui prolonge d&rsquo;un an le pr\u00eat \u00e0 taux z\u00e9ro en zones B2 et C dans le neuf. \u00ab\u00a0<em>Si plusieurs \u00e9tapes restent encore \u00e0 franchir avant le vote d\u00e9finitif de la loi de finances pour 2020, la volont\u00e9 de la repr\u00e9sentation nationale est d\u00e9sormais sans ambigu\u00eft\u00e9, puisqu&rsquo;elle appelle unanimement de ses voeux au maintien de ce dispositif essentiel pour la coh\u00e9sion des territoires et le parcours r\u00e9sidentiel des m\u00e9nages modestes<\/em>\u00ab\u00a0, se f\u00e9licite Gr\u00e9gory Monod, pr\u00e9sident de LCA (Les Constructeurs Am\u00e9nageurs)-FFB.<\/p>\n<p>Maintenir le PTZ sur tout le territoire <strong>facilite l&rsquo;acc\u00e8s \u00e0 la propri\u00e9t\u00e9<\/strong> pour les primo-acc\u00e9dants pour l&rsquo;achat de leur r\u00e9sidence principale neuve. Le PTZ <strong>all\u00e8ge le co\u00fbt du cr\u00e9dit<\/strong>, diff\u00e8re une partie du remboursement et permet d&rsquo;apporter des fonds pouvant \u00eatre consid\u00e9r\u00e9s par les banques comme&nbsp;un apport personnel.<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Apr\u00e8s l\u2019Assembl\u00e9e nationale, le S\u00e9nat a valid\u00e9 le maintien du Pr\u00eat \u00e0 Taux Z\u00e9ro pour les logements neufs dans les zones les moins tendues o\u00f9 il devait dispara\u00eetre d\u00e8s le 1er janvier prochain.<\/p>\n","protected":false},"author":4,"featured_media":2273,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2272","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - 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