{"id":2212,"date":"2019-10-03T01:01:37","date_gmt":"2019-10-02T23:01:37","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/budget-2020-le-logement-tres-mal-loti_-n.html"},"modified":"2020-07-28T15:30:35","modified_gmt":"2020-07-28T13:30:35","slug":"budget-2020-le-logement-tres-mal-loti_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/budget-2020-le-logement-tres-mal-loti_-n.html","title":{"rendered":"Budget 2020 : le logement (tr\u00e8s) mal loti"},"content":{"rendered":"<p>Le projet de loi de finances (PLF) 2020 confirme <strong>la suppression du pr\u00eat \u00e0 taux z\u00e9ro <\/strong>(PTZ), l&rsquo;une des principales aides \u00e0 la propri\u00e9t\u00e9, pour les logements neufs dans les zones \u00ab<strong>d\u00e9tendues<\/strong>\u00bb. Le secteur du b\u00e2timent, d\u00e9sormais inquiet, avait pourtant milit\u00e9 pour la prolongation de ce dispositif, tr\u00e8s utilis\u00e9 par les m\u00e9nages modestes.<\/p>\n<h2>Le PTZ dans le neuf limit\u00e9 aux Zones A et B1&nbsp;<\/h2>\n<div>\u00ab <em>Le projet de loi de finances pour 2020 d\u00e9voil\u00e9 par le gouvernement fin septembre r\u00e9v\u00e8le un tir crois\u00e9 sur le secteur du b\u00e2timent et ses march\u00e9s <\/em>\u00bb, regrette Jacques Chanut, pr\u00e9sident de la F\u00e9d\u00e9ration fran\u00e7aise du b\u00e2timent (FFB), principale organisation du secteur, qui a ainsi exprim\u00e9 son m\u00e9contentement apr\u00e8s la pr\u00e9sentation du projet de budget 2020 face, notamment, \u00e0 la restriction du zonage g\u00e9ographique du pr\u00eat \u00e0 taux z\u00e9ro (PTZ).<\/p>\n<p>A partir du 1er janvier prochain, il ne sera en effet plus possible d&rsquo;y recourir pour financer les logements neufs dans les zones dites \u00ab d\u00e9tendues \u00bb B2 et C, o\u00f9 l&rsquo;offre d&rsquo;habitat est jug\u00e9e suffisante. Cette extinction, qui p\u00e8se surtout sur le march\u00e9 des <strong>maisons individuelles neuves<\/strong>, \u00e9tait pr\u00e9vue mais le secteur esp\u00e9rait un sursis. La FBB assure que \u00ab <em>la fracture territoriale s&rsquo;en trouvera accentu\u00e9e et le mitage du territoire, acc\u00e9l\u00e9r\u00e9<\/em> \u00bb. De son c\u00f4t\u00e9, le ministre du Logement, Julien Denormandie, a promis d&rsquo;adresser un \u00abrapport\u00bb aux parlementaires sur l&rsquo;efficacit\u00e9 du PTZ.<\/div>\n<h2>CITE : exclusion des m\u00e9nages ais\u00e9s<\/h2>\n<div>Autre sujet litigieux : le recentrage des aides financi\u00e8res concernant la <strong>r\u00e9novation \u00e9nerg\u00e9tique<\/strong> des logements. Le syst\u00e8me actuel de cr\u00e9dit d&rsquo;imp\u00f4t pour la transition \u00e9nerg\u00e9tique (CITE) sera transform\u00e9 en <strong>prime <\/strong>imm\u00e9diatement vers\u00e9e d\u00e8s la fin des travaux, mais ne concernera d\u00e9sormais que les <strong>m\u00e9nages les plus modestes<\/strong> en 2020 puis les classes moyennes en 2021. Les 20% de <strong>foyers <\/strong>les plus <strong>ais\u00e9s <\/strong>sont <strong>exclus <\/strong>du dispositif, alors qu&rsquo;ils r\u00e9alisent la tr\u00e8s grande majorit\u00e9 des travaux de r\u00e9novation.<\/p>\n<p>Pour Jacques Chanut, \u00ab <em>apr\u00e8s la mise en place de l&rsquo;IFI, la suppression de l&rsquo;APL accession, le rabotage du PTZ neuf en zones B2 et C et l&rsquo;\u00e9lagage du Pinel en B2 intervenus en 2018, puis le tour de vis sur le CITE de 2019, ce troisi\u00e8me budget cons\u00e9cutif \u00e0 la baisse pour la construction menace l&rsquo;un des seuls secteurs qui tire la croissance en France<\/em> \u00bb. Il appelle les professionnels de la r\u00e9novation \u00e9nerg\u00e9tique des b\u00e2timents \u00e0 plaider leur cause aupr\u00e8s des parlementaires, dans l&rsquo;espoir que ces derniers d\u00e9posent des <strong>amendements \u00e0 ce projet <\/strong>de loi de finances.<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Le projet de loi de finances 2020 confirme la suppression du pr\u00eat \u00e0 taux z\u00e9ro (PTZ) pour les logements neufs dans les zones \u00abd\u00e9tendues\u00bb. Ce dispositif est tr\u00e8s utilis\u00e9 par les m\u00e9nages modestes.<\/p>\n","protected":false},"author":4,"featured_media":2213,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2212","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Les aides \u00e0 l&#039;achat et \u00e0 la r\u00e9novation de logement au r\u00e9gime sec en 2020<\/title>\n<meta name=\"description\" content=\"Le projet de loi de finances 2020 confirme la suppression du pr\u00eat \u00e0 taux z\u00e9ro (PTZ) pour les logements neufs dans les zones \u00abd\u00e9tendues\u00bb.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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