{"id":2180,"date":"2019-08-20T15:00:41","date_gmt":"2019-08-20T13:00:41","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html"},"modified":"2020-07-28T15:30:37","modified_gmt":"2020-07-28T13:30:37","slug":"taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html","title":{"rendered":"Taux de cr\u00e9dit immobilier : des conditions exceptionnelles cet \u00e9t\u00e9 !"},"content":{"rendered":"<p>Les mois se suivent et se ressemblent\u2026 Juillet d\u00e9tient maintenant le <strong>record historique<\/strong> pour le cr\u00e9dit immobilier en France. Le taux (hors assurance et co\u00fbts des s\u00fbret\u00e9s) moyen des cr\u00e9dits immobiliers a atteint un nouveau plancher le mois dernier, \u00e0 <strong>1,20%<\/strong>, un niveau \u00ab\u00a0<em>jamais observ\u00e9 jusqu&rsquo;alors<\/em>\u00a0\u00bb selon le tableau de bord publi\u00e9 d\u00e9but ao\u00fbt par l&rsquo;Observatoire Cr\u00e9dit Logement\/CSA<\/a>.<\/p>\n<h2>Des taux in\u00e9dits<\/h2>\n<div>A 1,20%, le taux moyen des cr\u00e9dits immobiliers<\/a> a chut\u00e9 de 24 points de base en l&rsquo;espace d&rsquo;un an. Il est pr\u00e8s de cinq fois inf\u00e9rieur \u00e0 son niveau du d\u00e9but des ann\u00e9es 2000, et 12 fois moindre que celui observ\u00e9 \u00e0 la fin des ann\u00e9es 1980, souligne l&rsquo;observatoire. Dans le d\u00e9tail, les taux atteignent en moyenne etr hors assurance&nbsp;<strong>0,96 % sur 15 ans, 1,14 % sur 20 ans et 1,37 % sur 25 ans<\/strong>. A ces niveaux, les taux correspondent en moyenne \u00e0 celui de l&rsquo;inflation (1,1 % sur un an en juillet), ce qui signifie th\u00e9oriquement que l&rsquo;on peut presque gagner de l&rsquo;argent en empruntant.<\/p>\n<p>La moiti\u00e9 des m\u00e9nages empruntant sur une dur\u00e9e de seulement 15 ans b\u00e9n\u00e9ficie m\u00eame de taux inf\u00e9rieurs \u00e0 1%. Une situation qui r\u00e9sulte de la <strong>politique mon\u00e9taire toujours tr\u00e8s accommodante <\/strong>men\u00e9e par la Banque centrale europ\u00e9enne. Son taux de d\u00e9p\u00f4t n\u00e9gatif agit comme une taxe sur les liquidit\u00e9s que les banques entreposent dans les caisses de l&rsquo;institut allemand, si bien qu&rsquo;elles pr\u00e9f\u00e8rent encore les pr\u00eater, m\u00eame \u00e0 des taux tr\u00e8s faibles. Et ce, d&rsquo;autant plus que le cr\u00e9dit immobilier constitue un <strong>produit d&rsquo;appel <\/strong>pour les banques, dans le cadre de leur strat\u00e9gie de conqu\u00eate de nouveaux clients.<\/div>\n<h2>De moins en moins d&rsquo;apport<\/h2>\n<div>Autre record, la dur\u00e9e moyenne des pr\u00eats, qui a atteint 229 mois en juillet. Coupl\u00e9e \u00e0 la baisse des taux d&rsquo;int\u00e9r\u00eat, cette \u00e9volution \u00e0 la hausse a \u00e9vit\u00e9 que la d\u00e9t\u00e9rioration de la solvabilit\u00e9 des emprunteurs, du fait de la hausse des prix immobiliers, p\u00e8se trop lourdement sur l&rsquo;activit\u00e9 de production de cr\u00e9dit. Mais \u00e0 elle seule, cette am\u00e9lioration des conditions de cr\u00e9dit n&rsquo;aurait pas permis la r\u00e9alisation des projets immobiliers d&rsquo;une large partie de la demande, notamment celle des m\u00e9nages jeunes et modestes, si dans le m\u00eame temps les \u00e9tablissements bancaires n&rsquo;avaient pas accept\u00e9 une <strong>diminution des taux d&rsquo;apport personnel<\/strong> exig\u00e9s (pr\u00e8s de 7% sur les sept premiers mois de 2019, par rapport \u00e0 la m\u00eame p\u00e9riode de l&rsquo;ann\u00e9e pr\u00e9c\u00e9dente).<\/p>\n<p>Ce rench\u00e9rissement des prix a impact\u00e9 \u00e0 la hausse, de 3,3%&nbsp;le co\u00fbt moyen des op\u00e9rations immobili\u00e8res (financ\u00e9es par emprunt) sur les sept premiers mois de l&rsquo;ann\u00e9e. Il s&rsquo;\u00e9tablit ainsi \u00e0 <strong>4,4 ann\u00e9es de revenus<\/strong>, se maintenant ainsi \u00ab\u00a0<em>sur les niveaux les plus \u00e9lev\u00e9s constat\u00e9s jusqu&rsquo;alors<\/em>\u00ab\u00a0, selon l&rsquo;observatoire. La situation ne semble pas pr\u00e8s de s&rsquo;inverser, la France comptant <strong>3,5 millions d&rsquo;acheteurs<\/strong>, alors que les <strong>vendeurs<\/strong> sont au nombre de <strong>2,2 millions seulement,<\/strong> d&rsquo;apr\u00e8s une enqu\u00eate publi\u00e9e le 30 juillet par Logic-Immo.com.<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Les mois se suivent et se ressemblent\u2026 Juillet d\u00e9tient maintenant le record historique pour le cr\u00e9dit immobilier en France. Le taux (hors assurance et co\u00fbts des s\u00fbret\u00e9s) moyen des cr\u00e9dits immobiliers a atteint un nouveau plancher le mois dernier, \u00e0 1,20%, un niveau \u00ab\u00a0jamais observ\u00e9 jusqu&rsquo;alors\u00a0\u00bb selon le tableau de bord publi\u00e9 d\u00e9but ao\u00fbt par l&rsquo;Observatoire Cr\u00e9dit Logement\/CSA.<\/p>\n","protected":false},"author":4,"featured_media":2181,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2180","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Des taux de cr\u00e9dits incroyablement bas cet \u00e9t\u00e9<\/title>\n<meta name=\"description\" content=\"Le taux moyen des cr\u00e9dits immobiliers a atteint un nouveau plancher en juillet, \u00e0 1,20%, un niveau &quot;jamais observ\u00e9 jusqu&#039;alors&quot;.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Des taux de cr\u00e9dits incroyablement bas cet \u00e9t\u00e9\" \/>\n<meta property=\"og:description\" content=\"Le taux moyen des cr\u00e9dits immobiliers a atteint un nouveau plancher en juillet, \u00e0 1,20%, un niveau &quot;jamais observ\u00e9 jusqu&#039;alors&quot;.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.acecredit.fr\/fr\/actualites\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html\" \/>\n<meta property=\"og:site_name\" content=\"Ace Cr\u00e9dit\" \/>\n<meta property=\"article:published_time\" content=\"2019-08-20T13:00:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-07-28T13:30:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.acecredit.fr\/wp-content\/uploads\/arrow-3078562-6403.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"456\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Emma Martin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emma Martin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html\"},\"author\":{\"name\":\"Emma Martin\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/person\\\/b6b4a22057810ab8a95b053aca9ae632\"},\"headline\":\"Taux de cr\u00e9dit immobilier : des conditions exceptionnelles cet \u00e9t\u00e9 !\",\"datePublished\":\"2019-08-20T13:00:41+00:00\",\"dateModified\":\"2020-07-28T13:30:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html\"},\"wordCount\":525,\"publisher\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/arrow-3078562-6403.jpg\",\"articleSection\":[\"Actualit\u00e9s\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html#primaryimage\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/arrow-3078562-6403.jpg\",\"contentUrl\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/arrow-3078562-6403.jpg\",\"width\":640,\"height\":456},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.acecredit.fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Taux de cr\u00e9dit immobilier : des conditions exceptionnelles cet \u00e9t\u00e9 !\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#website\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/\",\"name\":\"Ace Cr\u00e9dit\",\"description\":\"Pr\u00eats immobilier\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.acecredit.fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\",\"name\":\"Ace Cr\u00e9dit\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/logo-acecredit.svg\",\"contentUrl\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/logo-acecredit.svg\",\"caption\":\"Ace Cr\u00e9dit\"},\"image\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/person\\\/b6b4a22057810ab8a95b053aca9ae632\",\"name\":\"Emma Martin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"caption\":\"Emma Martin\"},\"description\":\"R\u00e9dactrice Web depuis plus de 15 ans, Emma a rejoint Ace Cr\u00e9dit en 2011. Elle s'est sp\u00e9cialis\u00e9e en immobilier, pr\u00eat immobilier, assurance emprunteur et rachat de cr\u00e9dits.\",\"sameAs\":[\"https:\\\/\\\/www.acecredit.fr\\\/\",\"R\u00e9dactrice Ace Cr\u00e9dit\"],\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/author\\\/emma\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Des taux de cr\u00e9dits incroyablement bas cet \u00e9t\u00e9","description":"Le taux moyen des cr\u00e9dits immobiliers a atteint un nouveau plancher en juillet, \u00e0 1,20%, un niveau \"jamais observ\u00e9 jusqu'alors\".","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.acecredit.fr\/fr\/actualites\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html","og_locale":"fr_FR","og_type":"article","og_title":"Des taux de cr\u00e9dits incroyablement bas cet \u00e9t\u00e9","og_description":"Le taux moyen des cr\u00e9dits immobiliers a atteint un nouveau plancher en juillet, \u00e0 1,20%, un niveau \"jamais observ\u00e9 jusqu'alors\".","og_url":"https:\/\/www.acecredit.fr\/fr\/actualites\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html","og_site_name":"Ace Cr\u00e9dit","article_published_time":"2019-08-20T13:00:41+00:00","article_modified_time":"2020-07-28T13:30:37+00:00","og_image":[{"width":640,"height":456,"url":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/arrow-3078562-6403.jpg","type":"image\/jpeg"}],"author":"Emma Martin","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Emma Martin","Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html#article","isPartOf":{"@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html"},"author":{"name":"Emma Martin","@id":"https:\/\/www.acecredit.fr\/#\/schema\/person\/b6b4a22057810ab8a95b053aca9ae632"},"headline":"Taux de cr\u00e9dit immobilier : des conditions exceptionnelles cet \u00e9t\u00e9 !","datePublished":"2019-08-20T13:00:41+00:00","dateModified":"2020-07-28T13:30:37+00:00","mainEntityOfPage":{"@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html"},"wordCount":525,"publisher":{"@id":"https:\/\/www.acecredit.fr\/#organization"},"image":{"@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html#primaryimage"},"thumbnailUrl":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/arrow-3078562-6403.jpg","articleSection":["Actualit\u00e9s"],"inLanguage":"fr-FR"},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html#primaryimage","url":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/arrow-3078562-6403.jpg","contentUrl":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/arrow-3078562-6403.jpg","width":640,"height":456},{"@type":"BreadcrumbList","@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/taux-de-credit-immobilier-des-conditions-exceptionnelles-cet-ete_-n.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.acecredit.fr\/"},{"@type":"ListItem","position":2,"name":"Taux de cr\u00e9dit immobilier : des conditions exceptionnelles cet \u00e9t\u00e9 !"}]},{"@type":"WebSite","@id":"https:\/\/www.acecredit.fr\/#website","url":"https:\/\/www.acecredit.fr\/","name":"Ace Cr\u00e9dit","description":"Pr\u00eats immobilier","publisher":{"@id":"https:\/\/www.acecredit.fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.acecredit.fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.acecredit.fr\/#organization","name":"Ace Cr\u00e9dit","url":"https:\/\/www.acecredit.fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.acecredit.fr\/#\/schema\/logo\/image\/","url":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/logo-acecredit.svg","contentUrl":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/logo-acecredit.svg","caption":"Ace Cr\u00e9dit"},"image":{"@id":"https:\/\/www.acecredit.fr\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.acecredit.fr\/#\/schema\/person\/b6b4a22057810ab8a95b053aca9ae632","name":"Emma Martin","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g","caption":"Emma Martin"},"description":"R\u00e9dactrice Web depuis plus de 15 ans, Emma a rejoint Ace Cr\u00e9dit en 2011. Elle s'est sp\u00e9cialis\u00e9e en immobilier, pr\u00eat immobilier, assurance emprunteur et rachat de cr\u00e9dits.","sameAs":["https:\/\/www.acecredit.fr\/","R\u00e9dactrice Ace Cr\u00e9dit"],"url":"https:\/\/www.acecredit.fr\/author\/emma"}]}},"_links":{"self":[{"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/posts\/2180","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/comments?post=2180"}],"version-history":[{"count":1,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/posts\/2180\/revisions"}],"predecessor-version":[{"id":3411,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/posts\/2180\/revisions\/3411"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/media\/2181"}],"wp:attachment":[{"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/media?parent=2180"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/categories?post=2180"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/tags?post=2180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}