{"id":2112,"date":"2019-05-29T15:53:20","date_gmt":"2019-05-29T13:53:20","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/home-sweet-home-les-francais-achetent_-n.html"},"modified":"2020-07-28T15:30:39","modified_gmt":"2020-07-28T13:30:39","slug":"home-sweet-home-les-francais-achetent_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/home-sweet-home-les-francais-achetent_-n.html","title":{"rendered":"\u00ab Home, sweet home \u00bb, les Fran\u00e7ais ach\u00e8tent !"},"content":{"rendered":"<p>Selon les donn\u00e9es des notaires<\/a>, 985 000 transactions immobili\u00e8res ont&nbsp;\u00e9t\u00e9&nbsp;enregistr\u00e9es&nbsp;dans l&rsquo;ancien sur un an fin mars. Les prix refl\u00e8tent cet engouement.<\/p>\n<h2>Des ventes record<\/h2>\n<div>Au cours des douze derniers mois (\u00e0 fin mars) <strong>985 000 ventes<\/strong> dans l&rsquo;ancien ont \u00e9t\u00e9 enregistr\u00e9es, selon les chiffres publi\u00e9s par l&rsquo;Insee et les notaires, contredisant ainsi les pronostics des acteurs du march\u00e9 qui imaginaient une ann\u00e9e 2019 en demi-teinte. Le record observ\u00e9 au quatri\u00e8me trimestre 2018 (avec 965.000 ventes) est ainsi nettement battu et confirme, si besoin \u00e9tait, le statut de la pierre comme <strong>valeur refuge<\/strong>, qui ne conna\u00eet que peu d&rsquo;\u00e9quivalents et la volont\u00e9 des Fran\u00e7ais \u00e0 <strong>profiter des conditions de cr\u00e9dit exceptionnelles<\/strong> depuis mars pour <strong>devenir propri\u00e9taire<\/strong>. \u00ab\u00a0<em>Si l&rsquo;on rapporte les transactions au stock de logements disponibles, qui augmente d&rsquo;environ 1 % par an, la proportion de ventes reste \u00e9quivalente aujourd&rsquo;hui \u00e0 celle du d\u00e9but des ann\u00e9es 2000<\/em>\u00ab\u00a0, nuance l&rsquo;Insee.<\/p>\n<p>La politique tr\u00e8s accommodante de la Banque centrale europ\u00e9enne (BCE) en avril a permis aux <strong>taux <\/strong>de rester \u00e0 des <strong>niveaux plancher<\/strong> sur toutes les dur\u00e9es : 1,09% sur 15 ans, 1,27% sur 20 ans et 1,49% sur 25 ans en moyenne, selon les donn\u00e9es de l&rsquo;observatoire Cr\u00e9dit Logement\/CSA. Mai devrait confirmer cette tendance. Cette situation rend <strong>solvables <\/strong>les futurs acqu\u00e9reurs et autorise ceux qui \u00e9taient auparavant sortis du march\u00e9 de l&rsquo;accession de s&rsquo;y projeter \u00e0 nouveau.<\/div>\n<h2>Des hausses de prix moins fortes<\/h2>\n<div>Logiquement, la forte demande soutient m\u00e9caniquement la hausse des prix, mais<strong> sans emballement. <\/strong>Au premier trimestre, les prix des logements anciens ont progress\u00e9 de 3% sur un an. C&rsquo;est \u00e0 peine moins qu&rsquo;en fin d&rsquo;ann\u00e9e derni\u00e8re (+3,2% entre le dernier trimestre 2017 et le dernier trimestre 2018). Comme souvent, ce qui traduit <strong>l&rsquo;attractivit\u00e9 des grandes m\u00e9tropoles urbaines<\/strong>, les prix des appartements (+3,7% sur un an) <strong>augmentent <\/strong>plus rapidement que ceux des maisons (+2,5%).<\/p>\n<p>La situation g\u00e9ographique et le bassin d&#8217;emplois sont toutefois d\u00e9terminants. La corr\u00e9lation entre la vigueur du <strong>march\u00e9 immobilier <\/strong>et l&rsquo;\u00e9volution du <strong>march\u00e9 du travail<\/strong> se v\u00e9ri\ufb01e : les \u00e9carts continuent de se creuser entre les secteurs tr\u00e8s recherch\u00e9s parce que tr\u00e8s dynamiques au niveau de l&#8217;emploi et les autres. Plus on s&rsquo;\u00e9loigne des zones \u00e9conomiques, et plus la situation devient compliqu\u00e9e au niveau de l&rsquo;ancien. La fracture entre <strong>deux France<\/strong> s&rsquo;affirme un peu plus sur un march\u00e9 qui ne reste dynamique que dans les zones \u00e9conomiquement fortes.<\/p>\n<p>Cons\u00e9quence : bien que trop souvent annonc\u00e9s comme en forte hausse, les <strong>prix du march\u00e9 national<\/strong> demeurent g\u00e9n\u00e9ralement <strong>stables <\/strong>et proches de l&rsquo;inflation, \u00e0 <strong>l&rsquo;exception <\/strong>notable de l&rsquo;<strong>\u00cele-de-France<\/strong> et de quatre m\u00e9tropoles r\u00e9gionales tr\u00e8s dynamiques (<strong>Nantes, Rennes, Lyon et Bordeaux<\/strong>). Ce qui laisse \u00e0&nbsp;penser un mouvement de stabilisation des prix et, par cons\u00e9quent, un assagissement du march\u00e9 en 2019.<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Selon les donn\u00e9es des notaires, 985.000 transactions immobili\u00e8res ont\u00a0\u00e9t\u00e9\u00a0enregistr\u00e9es\u00a0dans l&rsquo;ancien sur un an fin mars. Les prix refl\u00e8tent cet engouement.<\/p>\n","protected":false},"author":4,"featured_media":2113,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2112","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Les Fran\u00e7ais ach\u00e8tent de l&#039;immobilier r\u00e9sidentiel<\/title>\n<meta name=\"description\" content=\"985.000 transactions immobili\u00e8res ont\u00a0\u00e9t\u00e9\u00a0enregistr\u00e9es\u00a0dans l&#039;ancien sur un an fin mars. 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