{"id":1952,"date":"2018-10-27T15:18:42","date_gmt":"2018-10-27T13:18:42","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/immobilier-acheter-est-un-engagement-aussi-fort-que-le-mariage_-n.html"},"modified":"2020-07-28T15:30:42","modified_gmt":"2020-07-28T13:30:42","slug":"immobilier-acheter-est-un-engagement-aussi-fort-que-le-mariage_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/immobilier-acheter-est-un-engagement-aussi-fort-que-le-mariage_-n.html","title":{"rendered":"Immobilier : acheter est un engagement aussi fort que le mariage"},"content":{"rendered":"
Mariage<\/strong>, achat immobilier<\/strong> et signature d’un CDI<\/strong> : c’est, dans l’ordre, le trio gagnant des actes les plus engageants<\/strong> pour les Fran\u00e7ais selon un sondage r\u00e9alis\u00e9 par Le Figaro Immo et l’Ifop.<\/p>\n

Pour plus d’une personne sur trois (34%), acheter son logement est donc v\u00e9cu comme un engagement de taille<\/strong>, presque aussi fort que le mariage (38 %) et plus important que l’obtention d’un CDI (29%). D\u00e8s lors, il suscite chez les Fran\u00e7ais plusieurs questions.<\/div>\n

Une d\u00e9cision engageante pendant 20 ans<\/h2>\n
Ce sentiment fort d’engagement impactant est d\u00fb \u00e0 la dur\u00e9e du cr\u00e9dit<\/strong> : la dur\u00e9e moyenne de l’endettement initial engage les Fran\u00e7ais en moyenne sur plus de 18 ans (223 mois en septembre 2018 selon l’observatoire Cr\u00e9dit Logement\/CSA). Elle est donc sup\u00e9rieure<\/strong> \u00e0 la dur\u00e9e moyenne des mariages<\/strong>, soit une moyenne de 15 ans entre le mariage et le divorce d’apr\u00e8s les statistiques du minist\u00e8re de la Justice.<\/p>\n

Les d\u00e9marches longues et difficiles<\/strong> li\u00e9es \u00e0 ce lourd investissement (de la recherche du bien aux \u00e9tapes administratives en passant par l’obtention du cr\u00e9dit) viennent encore renforcer cette perception d’effectuer un acte extr\u00eamement impliquant. Malgr\u00e9 cela, plus de six personnes interrog\u00e9es sur dix (62%) se d\u00e9clarent sereines.<\/div>\n

Donc tr\u00e8s r\u00e9fl\u00e9chie<\/h2>\n
Avant de se lancer dans une recherche, les Fran\u00e7ais sond\u00e9s se penchent en premier lieu sur la question financi\u00e8re<\/strong> : 44% d’entre eux entreprendront une d\u00e9marche immobili\u00e8re une fois seulement qu’ils auront connaissance du budget qu’ils pourront d\u00e9penser.<\/p>\n

La d\u00e9couverte d’une annonce arrive en deuxi\u00e8me position (34%) devant la ma\u00eetrise des diff\u00e9rentes \u00e9tapes du processus de vente (22%). D’ailleurs, pour 67% des Fran\u00e7ais, un bon achat est un achat qui correspond au budget initial. La rapidit\u00e9 pour r\u00e9aliser l’achat n’est cit\u00e9e que par 14% des Fran\u00e7ais.<\/p>\n

L’importance des montants en jeu et de l’investissement affectif qui va de pair avec un achat immobilier rend les Fran\u00e7ais friands de conseils et d’accompagnement<\/strong>. Ils font confiance \u00e0 parts quasi \u00e9gales aux agences physiques (47%) et \u00e0 internet (48%). A noter que le r\u00e9seau fonctionne aussi : 16% comptent sur leur entourage et le bouche \u00e0 oreille. Les acheteurs sont particuli\u00e8rement attentifs aux photos du logement (59%), \u00e0 l’emplacement du bien (commerces, \u00e9coles…) (55%) et au diagnostic \u00e9nerg\u00e9tique (45%).<\/div>\n","protected":false},"excerpt":{"rendered":"

Mariage, achat immobilier et signature d\u2019un CDI : c\u2019est, dans l\u2019ordre, le trio gagnant des actes les plus engageants pour les Fran\u00e7ais selon un sondage r\u00e9alis\u00e9 par Le Figaro Immo et l\u2019Ifop.<\/p>\n","protected":false},"author":4,"featured_media":1953,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1952","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"\nDevenir propri\u00e9taire est aussi fort que se marier<\/title>\n<meta name=\"description\" content=\"Mariage, achat immobilier et signature d\u2019un CDI : c\u2019est le trio gagnant des actes les plus engageants pour les Fran\u00e7ais selon un sondage Le Figaro Immo et Ifop.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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