{"id":1914,"date":"2018-09-16T21:31:27","date_gmt":"2018-09-16T19:31:27","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/qui-doit-acheter-de-l-immobilier-en-2018_-n.html"},"modified":"2020-07-28T15:30:43","modified_gmt":"2020-07-28T13:30:43","slug":"qui-doit-acheter-de-l-immobilier-en-2018_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/qui-doit-acheter-de-l-immobilier-en-2018_-n.html","title":{"rendered":"Qui doit acheter de l\u2019immobilier en 2018 ?"},"content":{"rendered":"

Devenir propri\u00e9taire ! L’amour des Fran\u00e7ais pour la pierre ne fl\u00e9chit toujours pas. Pour preuve : 3 personnes sur 5<\/strong> jugent la p\u00e9riode globalement favorable \u00e0 l’achat<\/strong>, d’apr\u00e8s une \u00e9tude Ifop sur le moral immobilier des Fran\u00e7ais command\u00e9e par la Fnaim. Les taux constat\u00e9s en ce d\u00e9but d’automne permettent toujours aux primo acc\u00e9dants de se lancer dans un projet immobilier, malgr\u00e9 une hausse des prix, notamment dans les grandes m\u00e9tropoles.<\/p>\n

Pouvoir d’achat important gr\u00e2ce aux taux faibles<\/strong><\/h2>\n
Les prix ont grimp\u00e9 de +0,9 % en moyenne au niveau national depuis le 1er janvier avec des pointes \u00e0 +3 % \u00e0 Paris et +2,1 % dans les 10 plus grandes villes de France, selon MeilleursAgents. Et ces nouvelles hausses entra\u00eenent une \u00e9rosion du pouvoir d’achat immobilier<\/strong> dans la moiti\u00e9 des 20 plus grandes villes fran\u00e7aises. Mais le pouvoir d’achat reste bien sup\u00e9rieur<\/strong> \u00e0 celui enregistr\u00e9 il y a dix ans<\/strong>. \u00ab Sur la derni\u00e8re d\u00e9cennie, l’indicateur de pouvoir d’achat immobilier 2018 se classe parmi les trois meilleurs \u00bb, explique le pr\u00e9sident de la Fnaim Jean-Marc Torrollion. La baisse r\u00e9guli\u00e8re des taux de cr\u00e9dit continue \u00e0 compenser pour le moment ce retour de la hausse des prix<\/em> (source Le Figaro Immobilier).\u00a0\u00bb<\/p>\n

L’achat d’une r\u00e9sidence principale, investissement pour lequel les Fran\u00e7ais ont souvent recours \u00e0 un cr\u00e9dit, est \u00e0 privil\u00e9gier au d\u00e9but d’une carri\u00e8re professionnelle <\/strong>et non apr\u00e8s la stabilisation de celle-ci, contrairement \u00e0 ce que l’on pourrait croire de fa\u00e7on intuitive. Quand on est jeune et sans obligations familiales, il est ais\u00e9 de consacrer une grande partie de ses ressources au remboursement de son cr\u00e9dit immobilier. En achetant au plus t\u00f4t, on peut investir plus ais\u00e9ment dans d’autres projets au cours de sa vie.<\/div>\n

Investir le plus t\u00f4t possible<\/strong><\/h2>\n
S\u00e9bastien de Lafond le confirme aussi : \u00ab Ceux qui ont le plus \u00e0 gagner sont les primo-acc\u00e9dants qui peuvent ainsi profiter de cette conjonction de conditions avantageuses pour faire leurs premiers pas sur le march\u00e9 immobilier et s’immuniser le plus t\u00f4t possible face aux al\u00e9as de ce dernier<\/em>.\u00bb.
\nSelon l’Observatoire des Agents Immobiliers \u00e9manant de MeilleursAgents.com, les primo-acc\u00e9dants<\/strong> repr\u00e9sentaient 32<\/strong>% des acheteurs au plan national en juillet 2018 (pourcentage identique \u00e0 2017). Sur la m\u00eame p\u00e9riode, les secundo-acc\u00e9dants sont pass\u00e9s de 40% \u00e0 42% alors que la part des investisseurs locatifs a diminu\u00e9 : 16% en juillet 2017 et 14% en juillet 2018. Les acheteurs de r\u00e9sidence secondaire sont pour leur part rest\u00e9s stables avec 12%.<\/p>\n

Il ne reste plus \u00e0 d\u00e9marrer une recherche active en portant une attention toute particuli\u00e8re sur la localisation g\u00e9ographique<\/strong> des biens \u00e0 acheter. S\u00e9bastien de Lafond rappelle que, \u00ab si la notion de localisation a toujours \u00e9t\u00e9 importante, elle s’av\u00e8re aujourd’hui v\u00e9ritablement essentielle. Pour ne pas se tromper au moment d’acheter, il faut donc se montrer extr\u00eamement vigilant quant \u00e0 l’attractivit\u00e9 de la zone o\u00f9 se situe le logement, notamment en termes d’emplois, de services et de transports<\/em>. \u00bb.<\/div>\n","protected":false},"excerpt":{"rendered":"

Devenir propri\u00e9taire ! L\u2019amour des Fran\u00e7ais pour la pierre ne fl\u00e9chit toujours pas. Pour preuve\u00a0: 3 personnes sur 5 jugent la p\u00e9riode globalement favorable \u00e0 l’achat, d’apr\u00e8s une \u00e9tude Ifop sur le moral immobilier des Fran\u00e7ais command\u00e9e par la Fnaim. Les taux constat\u00e9s en ce d\u00e9but d\u2019automne permettent toujours aux primo acc\u00e9dants de se lancer dans un projet immobilier.<\/p>\n","protected":false},"author":4,"featured_media":1915,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1914","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"\nQui va acheter en immobilier en 2018 ?<\/title>\n<meta name=\"description\" content=\"Devenir propri\u00e9taire ! 3 personnes sur 5 jugent la p\u00e9riode globalement favorable \u00e0 l'achat, d'apr\u00e8s une \u00e9tude Ifop. 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