{"id":1826,"date":"2018-06-27T23:06:24","date_gmt":"2018-06-27T21:06:24","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/les-charges-de-copropriete-augmentent-plus-vite-que-l-inflation_-n.html"},"modified":"2020-07-28T15:30:45","modified_gmt":"2020-07-28T13:30:45","slug":"les-charges-de-copropriete-augmentent-plus-vite-que-l-inflation_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/les-charges-de-copropriete-augmentent-plus-vite-que-l-inflation_-n.html","title":{"rendered":"Les charges de copropri\u00e9t\u00e9 augmentent plus vite que l\u2019inflation"},"content":{"rendered":"
La copropri\u00e9t\u00e9 s’applique d\u00e8s qu’un immeuble comporte deux lots au moins appartenant \u00e0 des propri\u00e9taires diff\u00e9rents. A l’\u00e9chelle nationale, elle repr\u00e9sente 28 % du parc immobilier et se caract\u00e9rise par la mutualisation des charges relatives au bon fonctionnement de l’habitat.<\/p>\n

Lors d’un achat immobilier envisag\u00e9 en copropri\u00e9t\u00e9, il est indispensable de connaitre en amont le montant des charges du bien<\/strong>, celles-ci ayant un impact direct sur la observatoire des charges de copropri\u00e9t\u00e9<\/a> (OSCAR), les charges ont augment\u00e9 trois fois plus vite que l’inflation<\/strong>.<\/p>\n

Globalement, les charges sont parties \u00e0 la hausse de 2% entre 2016 et 2017 alors qu’elles avaient d\u00e9j\u00e0 augment\u00e9 de 39 % en 2016 et \u00e9taient rest\u00e9es pratiquement stables en 2015 (+0,7%). Cons\u00e9quence : cette augmentation est deux fois sup\u00e9rieure au taux de l’inflation constat\u00e9  au cours de cette p\u00e9riode (1%), sur le p\u00e9rim\u00e8tre des d\u00e9penses support\u00e9es par les copropri\u00e9t\u00e9s.<\/p>\n

Les postes qui font l’objet de la plus forte hausse sont les contrats d’assurance<\/strong> (+6,7%), les charges de gardiennage<\/strong> (+5%) et les charges de gestion<\/strong> (+3,2%). En esp\u00e8ces sonnantes et tr\u00e9buchantes, cela se traduit par un montant moyen de charges de 2 856\u20ac pour une surface habitable de 60 m\u00b2, dont 798\u20ac de chauffage, 582\u20ac de gardiennage, 474\u20ac d’entretien et 174\u20ac d’assurance.<\/div>\n

Chauffage et gardiennage<\/strong><\/h2>\n
Le chauffage<\/strong> reste de loin le premier poste de d\u00e9penses<\/strong> et repr\u00e9sente aujourd’hui 28% du budget. L’augmentation des temp\u00e9ratures moyennes, avec des hivers relativement doux depuis plusieurs ann\u00e9es, a pourtant permis d’all\u00e9ger la note. Ce fut particuli\u00e8rement vrai en 2014\/2015 (-20% sur les charges de chauffage) et en 2016-2017 (-1,1%).<\/p>\n

Les charges de gestion ont augment\u00e9 de 3,2 %, mais c’est pourtant l\u00e9g\u00e8rement moins que les ann\u00e9es pr\u00e9c\u00e9dentes du fait d’une meilleure ma\u00eetrise des honoraires de base<\/strong> suite \u00e0 la mise en place des contrats types de syndic lors de l’exercice 2016. Les d\u00e9penses d’entretien sont elles aussi mieux ma\u00eetris\u00e9es : les copropri\u00e9t\u00e9s font de plus en plus appel \u00e0 des mises en concurrence<\/strong> pour trouver des prestataires de qualit\u00e9 \u00e0 des prix comp\u00e9titifs.<\/p>\n

Ce sont surtout les charges de gardiennage qui ont augment\u00e9 : environ +5% entre 2016 et 2017, soit plus de deux fois plus que les exercices pr\u00e9c\u00e9dents, essentiellement en raison de la mise en oeuvre des dispositifs de mutuelle et de pr\u00e9voyance <\/strong>des postes de gardien et d’employ\u00e9 d’immeuble, ce qui s’est traduit par d’importantes revalorisations salariales.<\/div>\n

Envol de l’assurance en 10 ans<\/strong><\/h2>\n
En faisant le comparatif sur les dix derni\u00e8res ann\u00e9es, il apparait nettement que les assurances enregistrent la plus forte croissance de leurs co\u00fbts sur la p\u00e9riode 2007-2017 : +93 ,9%. Autrement dit, les primes ont doubl\u00e9 en un peu plus de 10 ans. Cela s’explique notamment, comme le souligne l’ARC, par un nombre de sinistres par copropri\u00e9t\u00e9 qui a eu tendance a grimp\u00e9, du fait du vieillissement in\u00e9luctable du parc immobilier<\/strong>.<\/p>\n

Les frais de gestion des syndics ont aussi fortement augment\u00e9 (+52,6%). Viennent ensuite les frais de chauffage (+39,9%), les frais de gardiennage (+32,7%), ceux d’entretien (+27,7%) et enfin les d\u00e9penses en eau courante (+24,7%).<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

Lors d\u2019un achat immobilier envisag\u00e9 en copropri\u00e9t\u00e9, il est indispensable de conna\u00eetre en amont le montant des charges du bien, celles-ci ayant un impact direct sur la capacit\u00e9 de remboursement de l\u2019acqu\u00e9reur. Depuis 2007, selon l\u2019ARC (Association des Responsables de Copropri\u00e9t\u00e9) qui analyse l\u2019\u00e9volution des charges gr\u00e2ce \u00e0 son observatoire des charges de copropri\u00e9t\u00e9 (OSCAR), les charges ont augment\u00e9 trois fois plus vite que l’inflation.<\/p>\n","protected":false},"author":4,"featured_media":1827,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1826","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"\nLes charges de copropri\u00e9t\u00e9 augmentent deux fois plus que l'inflation<\/title>\n<meta name=\"description\" content=\"Depuis 2007, selon l\u2019ARC (Association des Responsables de Copropri\u00e9t\u00e9), les charges ont augment\u00e9 trois fois plus vite que l'inflation.\" \/>\n<meta name=\"robots\" content=\"index, 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