{"id":1822,"date":"2018-06-24T23:26:44","date_gmt":"2018-06-24T21:26:44","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/apres-le-bac-un-logement-etudiant-achat-ou-location_-n.html"},"modified":"2020-07-28T15:30:45","modified_gmt":"2020-07-28T13:30:45","slug":"apres-le-bac-un-logement-etudiant-achat-ou-location_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/apres-le-bac-un-logement-etudiant-achat-ou-location_-n.html","title":{"rendered":"Apr\u00e8s le bac, un logement \u00e9tudiant. Achat ou location ?"},"content":{"rendered":"

Les \u00e9preuves du bac viennent \u00e0 peine de s’achever que de nombreux parents savent d\u00e9j\u00e0 que la recherche d’un logement pour leur futur \u00e9tudiant, avec de pr\u00e9f\u00e9rence un loyer raisonnable, est la prochaine \u00e9tape qui les attend avant la p\u00e9riode de grandes vacances bien m\u00e9rit\u00e9es pour tous. <\/span><\/span><\/p>\n

Chambres du CROUS satur\u00e9es ou r\u00e9sidences \u00e9tudiantes aux loyers \u00e9lev\u00e9s, ils vont \u00eatre nombreux \u00e0 faire le choix de se tourner vers la location aupr\u00e8s d’un bailleur priv\u00e9. Ou, compte tenu des sommes en jeu et des conditions de cr\u00e9dit tr\u00e8s favorables, certains vont pr\u00e9f\u00e9rer r\u00e9aliser un investissement immobilier et acheter directement, sachant qu’en <\/span><\/span>moyenne, d’apr\u00e8s une \u00e9tude de LocService.fr, sp\u00e9cialiste ind\u00e9pendant de la location entre particuliers, un \u00e9tudiant devra payer dans le parc priv\u00e9 classique 499 euros par mois,<\/strong> charges comprises, pour louer un studio en France. <\/span><\/span>Mais l’\u00e9cart entre Paris et les plus petites villes universitaires se creuse.<\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n

Paris hors norme<\/strong><\/h2>\n

Sans surprise, Paris, pris\u00e9e par 16 % des \u00e9tudiants <\/strong>qui cherchent \u00e0 s’y installer en raison de son dynamisme et de sa concentration d’universit\u00e9s et d’\u00e9coles, remporte la palme du loyer moyen des studios le plus \u00e9lev\u00e9 : 842 \u20ac pour un studio intra-muros. D’ailleurs, 9 des 10 villes \u00e9tudiantes les plus on\u00e9reuses se trouvent en r\u00e9gion parisienne avec des loyers souvent bien plus \u00e9lev\u00e9s que dans d’autres grandes villes de province. En dehors de l’Ile-de-France, les villes \u00e9tudiantes les plus ch\u00e8res pour louer un studio restent Nice, Lyon, Villeurbanne, Bordeaux, Aix-Marseille, Montpellier et Lille. Les \u00e9tudiants de Poitiers, Brest ou Le Mans sont plus chanceux : ils payent ainsi leur studio 60% moins cher que les \u00e9tudiants parisiens.<\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n

De pr\u00e9f\u00e9rence un studio<\/strong><\/h2>\n

Plus de la moiti\u00e9 (56<\/i> %) des \u00e9tudiants \u00e0 la recherche d’une location veut se loger en priorit\u00e9 dans un studio ind\u00e9pendant, <\/strong>dont le prix moyen de la location s’\u00e9tablit \u00e0 499\u20ac par mois pour une surface de 24 m\u00b2. Des loyers tr\u00e8s fluctuants d’une ville \u00e0 l’autre : moins de 350 \u20ac pour Saint-\u00c9tienne, Limoges ou Brest, plus de 600 \u20ac en r\u00e9gion parisienne avec un pic d\u00e9passant 800 \u20ac dans la capitale. <\/i><\/span>
\nAlternative d\u00e9j\u00e0 choisie par 21% des \u00e9tudiants, la colocation permet de r\u00e9aliser des \u00e9conomies non n\u00e9gligeables. Un logement partag\u00e9 par plusieurs colocataires revient ainsi en moyenne \u00e0 421 \u20ac par mois charges comprises. Au-del\u00e0 du loyer, c’est tout le budget (factures, charges locatives, plomberie, d\u00e9pannage…) qui est divis\u00e9 entre les \u00e9tudiants partageant le m\u00eame logement. Autre avantage significatif : pour un loyer similaire, une colocation offre un plus grand espace \u00e0 vivre qu’un studio ou un appartement lou\u00e9s en individuel.<\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n

Acheter ?<\/strong><\/h2>\n

La d\u00e9cision d’investissement va d\u00e9pendre du lieu et de la dur\u00e9e des \u00e9tudes envisag\u00e9es ainsi que de la mobilit\u00e9 demand\u00e9e au futur \u00e9tudiant. Dans certaines villes, le co\u00fbt d’une location pour un cursus long (5 ans) peut avoisiner la moiti\u00e9 du prix d’achat du m\u00eame logement. Acheter devient ainsi une op\u00e9ration plus rentable<\/strong> que d’avoir recours \u00e0 la location, si cela optimise et rentabilise les frais suppos\u00e9s \u00eatre avanc\u00e9s pour le logement \u00e9tudiant.<\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n

Dans le cas d’une location, il est \u00e0 noter que depuis le 24 mai dernier, <\/span><\/span>l’acc\u00e8s \u00e0 Visale<\/span><\/span><\/span>, le service de caution gratuit g\u00e9r\u00e9 par Action Logement garanti par l’Etat, a \u00e9t\u00e9 \u00e9largi \u00e0 tous les jeunes jusqu’\u00e0 leurs 30 ans sans aucune condition li\u00e9e \u00e0 leur situation (\u00e9tudiants boursiers ou non, demandeurs d’emploi, salari\u00e9s…).<\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span>
\n <\/p>\n","protected":false},"excerpt":{"rendered":"

Les \u00e9preuves du bac viennent \u00e0 peine de s\u2019achever que de nombreux parents savent d\u00e9j\u00e0\u00a0que la recherche d\u2019un logement pour leur futur \u00e9tudiant, avec de pr\u00e9f\u00e9rence un loyer raisonnable, est la prochaine \u00e9tape qui les attend avant la p\u00e9riode de grandes vacances bien m\u00e9rit\u00e9es pour tous. Alors, acheter ou louer ?<\/p>\n","protected":false},"author":4,"featured_media":1823,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1822","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"\nApr\u00e8s le bac, un logement \u00e9tudiant. 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