{"id":1812,"date":"2018-06-11T21:26:32","date_gmt":"2018-06-11T19:26:32","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/les-francais-toujours-fans-d-immobilier_-n.html"},"modified":"2020-07-28T15:30:45","modified_gmt":"2020-07-28T13:30:45","slug":"les-francais-toujours-fans-d-immobilier_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/les-francais-toujours-fans-d-immobilier_-n.html","title":{"rendered":"Les Fran\u00e7ais, toujours fans d\u2019immobilier"},"content":{"rendered":"

Une \u00e9tude men\u00e9e par IFOP pour le r\u00e9seau immobilier OptimHome<\/a> s’attache \u00e0 conna\u00eetre la perception des Fran\u00e7ais concernant le march\u00e9 de l’immobilier : intention d’achat et\/ou de vente, budget allou\u00e9, recherche de financements\u2026 Cette 4\u00e8me<\/sup> \u00e9dition met en avant de fa\u00e7on d\u00e9taill\u00e9e les points saillants propres \u00e0 la g\u00e9n\u00e9ration Millennials, autrement dit les jeunes de moins de 35 ans. Si l’amour de la pierre reste toujours une constante pour les Fran\u00e7ais, les Millennials font partie des plus motiv\u00e9s<\/strong> malgr\u00e9 un budget plus limit\u00e9 que leurs a\u00een\u00e9s et, en cons\u00e9quence, une dur\u00e9e d’endettement plus longue.<\/p>\n

Investir dans un logement \u00e0 soi et o\u00f9 l’on vit<\/h2>\n

D’une ann\u00e9e \u00e0 l’autre, rien ne change : l’achat d’une r\u00e9sidence principale<\/strong> est l’acte le plus envisag\u00e9 par les Fran\u00e7ais (17%). Seuls 4% pensent acheter une r\u00e9sidence secondaire (3% en 2017, et 4% en 2016 et 2015) et 8% envisagent l’acquisition d’un bien immobilier locatif. Chez les plus jeunes, le d\u00e9sir d’\u00eatre propri\u00e9taire de sa r\u00e9sidence principale est une r\u00e9alit\u00e9 : 30% des Millennials font part de leur d\u00e9sir d’\u00eatre propri\u00e9taires au cours des 24 mois. Sans surprise, l’acquisition d’une maison secondaire est peu envisag\u00e9e (2% des Millennials).
\n <\/p>\n

La r\u00e9sidence principale<\/strong> constitue la transaction immobili\u00e8re la plus courante<\/strong>. 14% des Fran\u00e7ais affirment en avoir achet\u00e9 une sur les trois derni\u00e8res ann\u00e9es (3% une r\u00e9sidence secondaire et 5% un investissement locatif). Plus de la moiti\u00e9 des r\u00e9pondants indiquent qu’un \u00e9ventuel investissement leur servirait de r\u00e9sidence principale (54%). Les Millennials sont sensiblement plus nombreux que les autres g\u00e9n\u00e9rations \u00e0 avoir acquis leur r\u00e9sidence principale au cours des trois derni\u00e8res ann\u00e9es (23%). Logiquement, ils sont \u00e9galement plus nombreux \u00e0 consid\u00e9rer que l’objectif principal d’un investissement immobilier est l’acquisition de la r\u00e9sidence principale (58%).
\n <\/p>\n

Quant aux raisons expliquant le mieux l’achat d’un bien immobilier, les Fran\u00e7ais \u00e9voquent en premier la faiblesse des taux d’int\u00e9r\u00eat<\/strong> des cr\u00e9dits immobiliers (41%),<\/b> devant la baisse des prix immobiliers (26%), le PTZ (11%) ou encore les dispositifs de d\u00e9fiscalisation (7%).<\/p>\n

Moins de 200 000 euros et \u00e0 cr\u00e9dit<\/h2>\n

Comme en 2017, 57% des personnes ayant achet\u00e9 un bien immobilier dans les trois derni\u00e8res ann\u00e9es pour en faire leur r\u00e9sidence principale y ont allou\u00e9 un budget inf\u00e9rieur \u00e0 200 000 euros.<\/strong> La moiti\u00e9 des moins de 35 ans ayant achet\u00e9 leur r\u00e9sidence principale avaient un budget situ\u00e9 entre 100 000 euros et 200 000 euros (vs 45% en moyenne).
\n <\/p>\n

A l’inverse, seuls 10% lui ont allou\u00e9 un budget sup\u00e9rieur \u00e0 350 000 euros (vs 9% en 2017). A noter que la part de personnes allouant un budget de 200 \u00e0 250 000 euros diminue (13% en 2018 vs 20% en 2017) au profit d’un budget l\u00e9g\u00e8rement plus cons\u00e9quent (20% allouent un budget de 250 \u00e0 350 000 euros en 2018 vs 14% en 2017), cons\u00e9quence directe de la hausse de prix constat\u00e9e dans les grandes villes.
\n <\/p>\n

82% des personnes concern\u00e9es ont eu recours au cr\u00e9dit pour financer leur acquisition<\/strong> (86% en 2017 et 77% en 2016). La tr\u00e8s grande majorit\u00e9 (87%) sont des primo-acc\u00e9dants<\/strong>. Par ailleurs, la baisse de la dur\u00e9e du cr\u00e9dit enregistr\u00e9e l’an pass\u00e9 se stabilise : si une majorit\u00e9 a eu recours \u00e0 un cr\u00e9dit de plus de 16 ans cette ann\u00e9e (63% contre 61% en 2017), cette proportion est sensiblement inf\u00e9rieure au r\u00e9sultat de 2016 (68%). Les Millennials, dont la propension \u00e0 avoir des fonds propres cons\u00e9quents est moindre que leurs a\u00een\u00e9s, sont logiquement plus concern\u00e9s par les cr\u00e9dits (89%).<\/p>\n","protected":false},"excerpt":{"rendered":"

Une \u00e9tude men\u00e9e par IFOP pour le r\u00e9seau immobilier OptimHome s\u2019attache \u00e0 conna\u00eetre la perception des Fran\u00e7ais concernant le march\u00e9 de l\u2019immobilier : intention d\u2019achat et\/ou de vente, budget allou\u00e9, recherche de financements<\/p>\n","protected":false},"author":4,"featured_media":1813,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1812","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"\nLes Fran\u00e7ais adorent l'immobilier<\/title>\n<meta name=\"description\" content=\"Une \u00e9tude du r\u00e9seau OptimHome s\u2019attache \u00e0 conna\u00eetre la perception des Fran\u00e7ais en immobilier : intention d\u2019achat et\/ou de vente, budget allou\u00e9, recherche de financements\" \/>\n<meta name=\"robots\" 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