{"id":1804,"date":"2018-06-06T17:18:37","date_gmt":"2018-06-06T15:18:37","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/attention-a-l-impact-financier-d-un-logement-mal-isole_-n.html"},"modified":"2020-07-28T15:30:45","modified_gmt":"2020-07-28T13:30:45","slug":"attention-a-l-impact-financier-d-un-logement-mal-isole_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/attention-a-l-impact-financier-d-un-logement-mal-isole_-n.html","title":{"rendered":"Attention \u00e0 l\u2019impact financier d\u2019un logement mal isol\u00e9"},"content":{"rendered":"

Selon une \u00e9tude du r\u00e9seau d’agents immobiliers Guy Hoquet<\/a>, <\/strong>83% des logements du parc existant sont \u00e9nergivores et p\u00e8sent sur le budget des m\u00e9nages fran\u00e7ais. Au moment de l’achat, <\/strong>pour \u00e9valuer la r\u00e9elle d\u00e9pense \u00e9nerg\u00e9tique du bien, <\/strong>les futurs acqu\u00e9reurs doivent prendre en compte le niveau d’isolation indiqu\u00e9 par le Diagnostic de Performance Energ\u00e9tique (DPE)<\/strong> mais \u00e9galement la p\u00e9riode de construction<\/strong>, l’exposition au soleil<\/strong>, l’\u00e9tage <\/strong>s’il s’agit d’un immeuble et bien s\u00fbr la zone g\u00e9ographique.<\/p>\n

Premi\u00e8re \u00e9tape : miser sur une bonne isolation<\/strong><\/h2>\n
Nombre de m\u00e9nages n’arrivent pas \u00e0 mesurer la cons\u00e9quence directe que la lettre issue du DPE pourrait avoir sur leur budget. Un logement tr\u00e8s consommateur d’\u00e9nergie sera \u00e9videmment plus co\u00fbteux sur la facture de chauffage. Ainsi, une maison de 110m\u00b2 class\u00e9e A, parfaitement isol\u00e9e, dot\u00e9e d’un chauffage \u00e9lectrique et r\u00e9pondant aux normes r\u00e9centes aura un co\u00fbt annuel de 630 \u20ac environ (abonnement compris) \u2013 52,5 \u20ac\/mois \u2013 tandis qu’une m\u00eame maison plus ancienne et mal isol\u00e9e p\u00e8sera annuellement 3 823,16 \u20ac (abonnement compris) en moyenne \u2013 soit 318 \u20ac\/mois !<\/p>\n

Dans sa majorit\u00e9, le parc existant se r\u00e9partit entre les lettres D (40%) et E (30%)<\/strong>, ce qui repr\u00e9sente un co\u00fbt annuel de 1 450 \u20ac en moyenne<\/strong>, soit environ 13,6 \u20ac\/m\u00b2\/an. Les fameuses \u00ab passoires thermiques \u00bb, logements class\u00e9s en F et G, repr\u00e9sentent quant \u00e0 elles 13% du parc, tandis que les exemplaires A et B n’atteignent m\u00eame pas les 5%. La vigilance est donc de mise si l’on ne veut pas devoir amputer son pouvoir d’achat.<\/div>\n

Construction, exposition et localisation<\/strong><\/h2>\n
Moins \u00e9vidente, la p\u00e9riode de construction est pourtant une donn\u00e9e essentielle. La volont\u00e9 des promoteurs est d’aller vers des logements le moins \u00e9nergivore possible. Un logement construit avant 1970 co\u00fbte, en moyenne 15 \u20ac\/m\u00b2\/an. Entre 1970 et 2000, la facture s’all\u00e9ge de 2 \u20ac\/m\u00b2\/an en moyenne (soit 13 \u20ac\/m\u00b2\/an). A partir de 2011, les logements deviennent nettement exemplaires <\/strong>: le m\u00b2\/an n’est d\u00e9sormais plus factur\u00e9 que 6\u20ac.<\/p>\n

L’exposition d’un logement au soleil <\/strong>ainsi que son \u00e9tage <\/strong>sont \u00e9galement des indicateurs \u00e0 observer. Un appartement situ\u00e9 plein nord, moins expos\u00e9 \u00e0 la lumi\u00e8re et donc \u00e0 la chaleur du soleil, co\u00fbtera en moyenne 14% de plus (13,07 \u20ac\/m\u00b2\/an) \u00e0 son occupant qu’un autre orient\u00e9 au sud (11,47 \u20ac\/m\u00b2\/an). Plus chers, les \u00e9tages \u00e9lev\u00e9s sont pourtant \u00e0 privil\u00e9gier car on note une diff\u00e9rence de consommation d’\u00e9nergie de l’ordre de 23% <\/strong>entre un bien situ\u00e9 au rez-de-chauss\u00e9e et un autre au 3\u00e8me \u00e9tage. En l’absence de voisinage en dessous qui contribuerait \u00e0 chauffer indirectement, le locataire d’un rez-de-chauss\u00e9e doit logiquement utiliser un peu plus son chauffage que ses voisins des \u00e9tages sup\u00e9rieurs. En poussant la comparaison avec un logement situ\u00e9 au 10\u00e8me \u00e9tage, on atteint une diff\u00e9rence de quasi 50% (46%), qui sont autant d’\u00e9conomies dans les charges.<\/p>\n

Enfin, il n’est pas surprenant de noter des in\u00e9galit\u00e9s entre le nord et le sud du pays. La consommation passe du simple au double entre les logements situ\u00e9s \u00e0 Besan\u00e7on, (12,30 \u20ac\/m\u00b2\/an environ), et ceux localis\u00e9s \u00e0 Perpignan (7,77 \u20ac \/m\u00b2\/an).<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

Selon une \u00e9tude du r\u00e9seau d\u2019agents immobiliers\u00a0Guy Hoquet,\u00a083% des logements du parc existant sont \u00e9nergivores et p\u00e8sent sur le budget des m\u00e9nages fran\u00e7ais. Au moment de l\u2019achat,\u00a0pour \u00e9valuer la r\u00e9elle d\u00e9pense \u00e9nerg\u00e9tique du bien,\u00a0les futurs acqu\u00e9reurs doivent prendre en compte\u00a0le niveau d\u2019isolation indiqu\u00e9 par le Diagnostic de Performance Energ\u00e9tique (DPE) mais \u00e9galement la p\u00e9riode de construction, l\u2019exposition au soleil, l\u2019\u00e9tage s\u2019il s\u2019agit d\u2019un immeuble et bien s\u00fbr la zone g\u00e9ographique.<\/p>\n","protected":false},"author":4,"featured_media":1805,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1804","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"\nle co\u00fbt financier d'un logement mal isol\u00e9<\/title>\n<meta name=\"description\" content=\"Selon une \u00e9tude de\u00a0Guy Hoquet,\u00a083% des logements existants sont \u00e9nergivores et p\u00e8sent fortement sur le budget. 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