{"id":1796,"date":"2018-05-24T01:30:41","date_gmt":"2018-05-23T23:30:41","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/acheter-oui-mais-pourquoi_-n.html"},"modified":"2020-07-28T15:30:45","modified_gmt":"2020-07-28T13:30:45","slug":"acheter-oui-mais-pourquoi_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/acheter-oui-mais-pourquoi_-n.html","title":{"rendered":"Acheter, oui mais pourquoi ?"},"content":{"rendered":"

En France et dans le monde, acqu\u00e9rir un bien immobilier ne proc\u00e8de pas uniquement d’un pur calcul financier d’apr\u00e8s l’\u00e9tude HSBC Beyond the Bricks \u2013 The Value of Home*<\/a>. Les Fran\u00e7ais ach\u00e8tent aussi pour transmettre<\/strong>.<\/p>\n

Difficile accession \u00e0 la propri\u00e9t\u00e9<\/strong><\/h2>\n
Aujourd’hui, 7 personnes sur 10 \u00e0 travers le monde consid\u00e8rent qu’elles ont d\u00fb ou devront travailler plus dur que leurs parents afin d’acqu\u00e9rir un bien immobilier. En France, c’est le cas d’une personne sur deux (58%). L’Asie est le continent o\u00f9 ce sentiment est le plus fort, et ce de mani\u00e8re significative : 95% des sond\u00e9s \u00e0 Ta\u00efwan l’\u00e9voquent pour 90% en Chine et 84 % en  Malaisie.<\/p>\n

Les \u00e9carts sont \u00e9galement significatifs lorsqu’on s’int\u00e9resse aux diff\u00e9rences g\u00e9n\u00e9rationnelles. Au niveau mondial, 80% des Millennials estiment devoir travailler plus dur<\/strong> que leurs parents afin de devenir propri\u00e9taires<\/strong> contre 55% des baby-boomers. La situation est sensiblement identique pour la France puisque ce sont 73% des Millennials qui expriment un ressenti comparable, contre 43% pour les baby-boomers. Paradoxalement cependant, une majorit\u00e9 de personnes d\u00e9clare avoir le sentiment d’\u00eatre plus riche que leurs parents au m\u00eame \u00e2ge, avec 62% de r\u00e9pondants au niveau mondial. Avec seulement 50% de r\u00e9pondants exprimant le m\u00eame sentiment, la France se situe en queue de peloton, loin derri\u00e8re la Chine (88%), Singapour (69%) et le Mexique (62%).<\/div>\n

Mais la motivation est l\u00e0<\/strong><\/h2>\n
Pour les futurs acheteurs : le souhait d’investir <\/strong>et le d\u00e9sir de mettre fin au versement d’un loyer <\/strong>constituent des sources de motivation puissantes dans l’acte d’achat d’un bien immobilier.
\nSubstituer le paiement d’un pr\u00eat immobilier au versement d’un loyer est une caract\u00e9ristique fran\u00e7aise.<\/strong> Si cette raison est cit\u00e9e en moyenne par 28% des sond\u00e9s dans le monde, les futurs propri\u00e9taires fran\u00e7ais sont 38% \u00e0 l’invoquer. Cette proportion grimpe jusqu’\u00e0 44% pour les Millennials et 59% pour la g\u00e9n\u00e9ration X. Comparativement, c’est en Malaisie (10%), \u00e0 Singapour (13%) et au Mexique (15%) que cette raison est la moins mise en avant.<\/p>\n

Sans surprise, la seconde raison la plus fr\u00e9quemment cit\u00e9e par les acheteurs potentiels r\u00e9side dans la valorisation de l’acte d’investissement immobilier<\/strong>, cet argument \u00e9tant avanc\u00e9 par 20% d’entre eux. La France se retrouve dans la moyenne avec 21% des futurs propri\u00e9taires justifiant leur projet d’achat par une volont\u00e9 d’investissement dans l’immobilier. C’est toutefois au Mexique que cet argument se trouve le plus valoris\u00e9, les acheteurs potentiels \u00e9tant 40% \u00e0 l’\u00e9voquer.<\/div>\n

Devenir propri\u00e9taire, une preuve de r\u00e9ussite<\/strong><\/h2>\n
\u00c0 l’\u00e9chelle internationale, les propri\u00e9taires de biens immobiliers estiment que l’accession \u00e0 la propri\u00e9t\u00e9 est une preuve de r\u00e9ussite<\/strong>, tant individuellement (66%) que vis-\u00e0-vis de l’entourage (49%). En France, ces proportions chutent respectivement \u00e0 59% et 27% des propri\u00e9taires, contrairement \u00e0 la Malaisie (79% et 67%). Presque deux tiers (61%) des propri\u00e9taires consid\u00e8rent la capacit\u00e9 \u00e0 transmettre le bien acquis comme une source de fiert\u00e9<\/strong>. En France, cette proportion grimpe \u00e0 68%, faisant du pays l’un de ceux dans lesquels la symbolique de la transmission du bien immobilier<\/strong> rev\u00eat le plus d’importance.
\n <\/p>\n

*L’\u00e9tude HSBC Beyond the Bricks – The Value of Home a interrog\u00e9 plu de 10.000 personnes dans 10 pays: Australie, Canada, Chine, France, Malaisie, Mexique, Singapour, Ta\u00efwan, Royaume-Uni et \u00c9tats-Unis. L’enqu\u00eate a \u00e9t\u00e9 men\u00e9e sur internet entre septembre et octobre 2017 aupr\u00e8s de propri\u00e9taires et propri\u00e9taires potentiels, \u00e2g\u00e9s de 21 ans ou plus, \u00e0 partir d’un \u00e9chantillon repr\u00e9sentatif de la population de chaque pays. <\/em><\/div>\n","protected":false},"excerpt":{"rendered":"

En France et dans le monde, acqu\u00e9rir un bien immobilier ne proc\u00e8de pas uniquement d\u2019un pur calcul financier d\u2019apr\u00e8s l\u2019\u00e9tude HSBC Beyond the Bricks \u2013 The Value of Home*.\u00a0Les Fran\u00e7ais ach\u00e8tent aussi pour transmettre.<\/p>\n","protected":false},"author":4,"featured_media":1797,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1796","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"\nAcheter pour transmettre<\/title>\n<meta name=\"description\" content=\"En France et dans le monde, acqu\u00e9rir un bien immobilier ne proc\u00e8de pas uniquement d\u2019un pur calcul financier.\u00a0Les Fran\u00e7ais ach\u00e8tent aussi pour transmettre.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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