{"id":1786,"date":"2018-05-10T15:42:41","date_gmt":"2018-05-10T13:42:41","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html"},"modified":"2020-07-28T15:31:17","modified_gmt":"2020-07-28T13:31:17","slug":"logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html","title":{"rendered":"Logement : les baby-boomers, de plus en plus nombreux \u00e0 acheter"},"content":{"rendered":"

Les seniors aiment investir dans la pierre, surtout dans l’ancien et hors r\u00e9gion parisienne. D’apr\u00e8s le dernier point de conjoncture des notaires de France<\/a>, la part des acqu\u00e9reurs de biens immobiliers en province, \u00e2g\u00e9s de 60 ans et plus, augmente r\u00e9guli\u00e8rement depuis 2007<\/strong>. Au d\u00e9triment des plus jeunes ?<\/p>\n

De fortes envies d’immobilier<\/strong><\/h2>\n
En dix ans, pour l’achat de logements anciens en province, la proportion des acqu\u00e9reurs de 60 ans et plus a augment\u00e9 r\u00e9guli\u00e8rement entre 2007 et 2012, passant de 13 % \u00e0 17,8 %. Entre 2013 et 2015, leur part a diminu\u00e9 l\u00e9g\u00e8rement et oscill\u00e9 entre 16 % et 17 %. En 2016 et 2017, elle a retrouv\u00e9 le point haut atteint en 2012 \u00e0 17,8 %. <\/p>\n

Une analyse plus d\u00e9taill\u00e9e confirme que la hausse a \u00e9t\u00e9 plus prononc\u00e9e sur le segment des appartements anciens<\/strong> o\u00f9 les 60 ans et plus ont pes\u00e9 jusqu’\u00e0 22,5 % des acqu\u00e9reurs en 2012, contre 15,4 % en 2007. En 2017, leur part a \u00e9t\u00e9 de 21,6 %, soit un acqu\u00e9reur sur cinq. Les maisons anciennes ont aussi su s\u00e9duire ces dynamiques seniors : les 60 ans et plus ont ainsi constitu\u00e9 15,8 % des acheteurs en 2017 contre 11,4 % en 2007. <\/p>\n

Rien de que de tr\u00e8s normal apr\u00e8s tout puisqu’avec l’allongement de la dur\u00e9e de vie<\/strong> et l’avanc\u00e9e en \u00e2ge des g\u00e9n\u00e9rations du baby-boom, le vieillissement de la population fran\u00e7aise se poursuit. Les habitants \u00e2g\u00e9s d’au moins 60 ans en province repr\u00e9sentent ainsi 26,9 % de la population en 2017, soit une progression de 4,3 points en dix ans. <\/div>\n

Les banques jouent le jeu<\/strong><\/h2>\n

Les \u00e9tablissements bancaires ont bien appr\u00e9hend\u00e9 toutes les composantes de ce nouveau march\u00e9 de la silver \u00e9conomy et accompagnent volontiers ces \u00ab jeunes \u00bb emprunteurs pour peu que ceux-ci privil\u00e9gient un pr\u00eat \u00e0 dur\u00e9e courte (5, 10, 15 ans). Cette client\u00e8le a tout pour plaire<\/strong> : solvable, s\u00e9rieuse, fiable, souvent sans enfant \u00e0 charge, disposant de <\/strong>produits d’\u00e9pargne et d’un apport personnel cons\u00e9quent. Seul b\u00e9mol, largement surmontable cependant : le poids financier de l’assurance-emprunteur.<\/p>\n

Moins de jeunes acqu\u00e9reurs<\/strong><\/h2>\n

Comme des vases communicants, en r\u00e9ponse \u00e0 la hausse des achats des seniors, force est de constater que la proportion des moins de 40 ans<\/strong>, dans l’achat immobilier, est moins importante<\/strong> en 2017 qu’en 2007 : -1,5 point pour les moins de 30 ans et -2,8 points pour les 30 \u00e0 39 ans. Et ce ph\u00e9nom\u00e8ne touche surtout les appartements anciens : 22,9 % en 2007 contre 17,8 % en 2012 pour les moins de 30 ans. La hausse des prix de l’immobilier g\u00e9n\u00e9ralement constat\u00e9e depuis un an et les restrictions des conditions d’acc\u00e8s aux aides au logement peuvent expliquer en partie le recul de cette tranche d’\u00e2ge.<\/p>\n","protected":false},"excerpt":{"rendered":"

Les seniors aiment investir dans la pierre, surtout dans l\u2019ancien et hors r\u00e9gion parisienne. D’apr\u00e8s le dernier point de conjoncture des notaires de France, la part des acqu\u00e9reurs de biens immobiliers en province, \u00e2g\u00e9s de 60 ans et plus, augmente r\u00e9guli\u00e8rement depuis 2007. Au d\u00e9triment des plus jeunes\u00a0?<\/p>\n","protected":false},"author":4,"featured_media":1787,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1786","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"\nLes seniors aiment l'immobilier<\/title>\n<meta name=\"description\" content=\"D'apr\u00e8s le dernier point de conjoncture des notaires de France, la part des acqu\u00e9reurs de biens immobiliers en province, \u00e2g\u00e9s de 60 ans et plus, augmente r\u00e9guli\u00e8rement depuis 2007.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les seniors aiment l'immobilier\" \/>\n<meta property=\"og:description\" content=\"D'apr\u00e8s le dernier point de conjoncture des notaires de France, la part des acqu\u00e9reurs de biens immobiliers en province, \u00e2g\u00e9s de 60 ans et plus, augmente r\u00e9guli\u00e8rement depuis 2007.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html\" \/>\n<meta property=\"og:site_name\" content=\"Ace Cr\u00e9dit\" \/>\n<meta property=\"article:published_time\" content=\"2018-05-10T13:42:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-07-28T13:31:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.acecredit.fr\/wp-content\/uploads\/old-people-616718-6402.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"423\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Emma Martin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emma Martin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html\"},\"author\":{\"name\":\"Emma Martin\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/person\\\/b6b4a22057810ab8a95b053aca9ae632\"},\"headline\":\"Logement : les baby-boomers, de plus en plus nombreux \u00e0 acheter\",\"datePublished\":\"2018-05-10T13:42:41+00:00\",\"dateModified\":\"2020-07-28T13:31:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html\"},\"wordCount\":457,\"publisher\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/old-people-616718-6402.jpg\",\"articleSection\":[\"Actualit\u00e9s\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html#primaryimage\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/old-people-616718-6402.jpg\",\"contentUrl\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/old-people-616718-6402.jpg\",\"width\":640,\"height\":423},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.acecredit.fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Logement : les baby-boomers, de plus en plus nombreux \u00e0 acheter\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#website\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/\",\"name\":\"Ace Cr\u00e9dit\",\"description\":\"Pr\u00eats immobilier\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.acecredit.fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\",\"name\":\"Ace Cr\u00e9dit\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/logo-acecredit.svg\",\"contentUrl\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/logo-acecredit.svg\",\"caption\":\"Ace Cr\u00e9dit\"},\"image\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/person\\\/b6b4a22057810ab8a95b053aca9ae632\",\"name\":\"Emma Martin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"caption\":\"Emma Martin\"},\"description\":\"R\u00e9dactrice Web depuis plus de 15 ans, Emma a rejoint Ace Cr\u00e9dit en 2011. Elle s'est sp\u00e9cialis\u00e9e en immobilier, pr\u00eat immobilier, assurance emprunteur et rachat de cr\u00e9dits.\",\"sameAs\":[\"https:\\\/\\\/www.acecredit.fr\\\/\",\"R\u00e9dactrice Ace Cr\u00e9dit\"],\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/author\\\/emma\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Les seniors aiment l'immobilier","description":"D'apr\u00e8s le dernier point de conjoncture des notaires de France, la part des acqu\u00e9reurs de biens immobiliers en province, \u00e2g\u00e9s de 60 ans et plus, augmente r\u00e9guli\u00e8rement depuis 2007.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html","og_locale":"fr_FR","og_type":"article","og_title":"Les seniors aiment l'immobilier","og_description":"D'apr\u00e8s le dernier point de conjoncture des notaires de France, la part des acqu\u00e9reurs de biens immobiliers en province, \u00e2g\u00e9s de 60 ans et plus, augmente r\u00e9guli\u00e8rement depuis 2007.","og_url":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html","og_site_name":"Ace Cr\u00e9dit","article_published_time":"2018-05-10T13:42:41+00:00","article_modified_time":"2020-07-28T13:31:17+00:00","og_image":[{"width":640,"height":423,"url":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/old-people-616718-6402.jpg","type":"image\/jpeg"}],"author":"Emma Martin","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Emma Martin","Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html#article","isPartOf":{"@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html"},"author":{"name":"Emma Martin","@id":"https:\/\/www.acecredit.fr\/#\/schema\/person\/b6b4a22057810ab8a95b053aca9ae632"},"headline":"Logement : les baby-boomers, de plus en plus nombreux \u00e0 acheter","datePublished":"2018-05-10T13:42:41+00:00","dateModified":"2020-07-28T13:31:17+00:00","mainEntityOfPage":{"@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html"},"wordCount":457,"publisher":{"@id":"https:\/\/www.acecredit.fr\/#organization"},"image":{"@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html#primaryimage"},"thumbnailUrl":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/old-people-616718-6402.jpg","articleSection":["Actualit\u00e9s"],"inLanguage":"fr-FR"},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html#primaryimage","url":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/old-people-616718-6402.jpg","contentUrl":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/old-people-616718-6402.jpg","width":640,"height":423},{"@type":"BreadcrumbList","@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-les-baby-boomers-de-plus-en-plus-nombreux-a-acheter_-n.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.acecredit.fr\/"},{"@type":"ListItem","position":2,"name":"Logement : les baby-boomers, de plus en plus nombreux \u00e0 acheter"}]},{"@type":"WebSite","@id":"https:\/\/www.acecredit.fr\/#website","url":"https:\/\/www.acecredit.fr\/","name":"Ace Cr\u00e9dit","description":"Pr\u00eats immobilier","publisher":{"@id":"https:\/\/www.acecredit.fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.acecredit.fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.acecredit.fr\/#organization","name":"Ace Cr\u00e9dit","url":"https:\/\/www.acecredit.fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.acecredit.fr\/#\/schema\/logo\/image\/","url":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/logo-acecredit.svg","contentUrl":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/logo-acecredit.svg","caption":"Ace Cr\u00e9dit"},"image":{"@id":"https:\/\/www.acecredit.fr\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.acecredit.fr\/#\/schema\/person\/b6b4a22057810ab8a95b053aca9ae632","name":"Emma Martin","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g","caption":"Emma Martin"},"description":"R\u00e9dactrice Web depuis plus de 15 ans, Emma a rejoint Ace Cr\u00e9dit en 2011. Elle s'est sp\u00e9cialis\u00e9e en immobilier, pr\u00eat immobilier, assurance emprunteur et rachat de cr\u00e9dits.","sameAs":["https:\/\/www.acecredit.fr\/","R\u00e9dactrice Ace Cr\u00e9dit"],"url":"https:\/\/www.acecredit.fr\/author\/emma"}]}},"_links":{"self":[{"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/posts\/1786","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/comments?post=1786"}],"version-history":[{"count":1,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/posts\/1786\/revisions"}],"predecessor-version":[{"id":3608,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/posts\/1786\/revisions\/3608"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/media\/1787"}],"wp:attachment":[{"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/media?parent=1786"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/categories?post=1786"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/tags?post=1786"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}