{"id":1696,"date":"2018-02-03T17:12:24","date_gmt":"2018-02-03T16:12:24","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/faut-il-acheter-en-2018_-n.html"},"modified":"2020-07-28T15:31:20","modified_gmt":"2020-07-28T13:31:20","slug":"faut-il-acheter-en-2018_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/faut-il-acheter-en-2018_-n.html","title":{"rendered":"Faut-il acheter en 2018 ?"},"content":{"rendered":"<p>Hausse r\u00e9guli\u00e8re des prix, dispositifs d&rsquo;aides publiques plus restrictifs \u2026 les futurs acqu\u00e9reurs peuvent l\u00e9gitimement s&rsquo;interroger sur l&rsquo;opportunit\u00e9 d&rsquo;acheter en ce d\u00e9but d&rsquo;ann\u00e9e. Les indicateurs sont encore au vert confirment les professionnels de l&rsquo;immobilier qui s&rsquo;attendent n\u00e9anmoins \u00e0 une ann\u00e9e 2018 en de\u00e7\u00e0 des records enregistr\u00e9s en 2017 mais sur une bonne dynamique&nbsp;gr\u00e2ce \u00e0 des taux d&rsquo;int\u00e9r\u00eat de cr\u00e9dit toujours attrayants.<\/p>\n<h2><strong>Des taux encore attractifs<\/strong><\/h2>\n<div>Tous les bilans immobiliers 2017 r\u00e9v\u00e8lent une ann\u00e9e hors norme&nbsp;: taux de&nbsp;cr\u00e9dit immobilier&nbsp;tr\u00e8s bas, aux alentours de 1,5% (en moyenne hors assurance) fin 2017 et efficacit\u00e9 des mesures de soutien public, notamment le Pr\u00eat \u00e0 taux z\u00e9ro<\/a> (PTZ) ont largement soutenu ce march\u00e9 qui a enregistr\u00e9 quasiment un million de transactions.<\/p>\n<p>En 2018, les taux d&rsquo;int\u00e9r\u00eat de cr\u00e9dit devraient rester \u00ab\u00a0attractifs\u00a0\u00bb, pr\u00e9dit le Cr\u00e9dit foncier dans sa r\u00e9cente note de conjoncture en date de janvier 2018 qui anticipe une<strong> hausse \u00ab\u00a0insignifiante\u00a0\u00bb<\/strong> de ces derniers, pour s&rsquo;\u00e9tablir \u00e0 <strong>1,65% en moyenne fin 2018<\/strong>. Ces conditions de cr\u00e9dit, favorables et d\u00e9terminantes pour la r\u00e9alisation d&rsquo;une op\u00e9ration immobili\u00e8re, permettent d&rsquo;am\u00e9liorer le pouvoir d&rsquo;achat des m\u00e9nages.<\/p>\n<p>Celui-ci risque pourtant de p\u00e2tir \u00e0 la fois d&rsquo;une <strong>hausse des prix<\/strong> et du <strong>recentrage des dispositifs<\/strong> d&rsquo;aide au logement. Une&nbsp;&nbsp;note du groupe Edmond de Rothschild&nbsp;, \u00e9value en effet \u00e0 3&nbsp;% la progression des prix de l&rsquo;immobilier r\u00e9sidentiel en 2018 qui ne pourront plus \u00eatre totalement compens\u00e9e par les faibles taux d&rsquo;int\u00e9r\u00eat. Les nouvelles conditions d&rsquo;\u00e9ligibilit\u00e9 au PTZ en 2018 devraient m\u00e9caniquement faire baisser le nombre de m\u00e9nages modestes et primoacc\u00e9dants b\u00e9n\u00e9ficiaires.<\/div>\n<h2><strong>Un march\u00e9 dynamique<\/strong><\/h2>\n<p>Pour autant, de l&rsquo;avis de Laurent Vimont, pr\u00e9sident de Century 21 France :&nbsp;<em>\u00ab&nbsp;<\/em>&nbsp;<em>L&rsquo;ann\u00e9e 2018 devrait \u00eatre bonne, sans conna\u00eetre les records que<\/em>&nbsp;<em>nous venons d&rsquo;enregistrer. La d\u00e9crue est amorc\u00e9e sans pour autant g\u00e9n\u00e9rer une atonie du march\u00e9&nbsp;<\/em>&nbsp;<em>\u00bb.&nbsp;<\/em>Selon Jean-Marc Torrollion, le nouveau pr\u00e9sident de la FNAIM,&nbsp;<em>\u00ab&nbsp;<\/em>&nbsp;<em>trois indicateurs sont \u00e0 surveiller particuli\u00e8rement&nbsp;: <strong>les&nbsp;taux d&rsquo;int\u00e9r\u00eat, la confiance des m\u00e9nages et le niveau d&#8217;emploi<\/strong>&nbsp;<\/em>&nbsp;<em>\u00bb.<\/em>&nbsp;Pour lui, <em>\u00ab\u00a0la reprise de l&#8217;emploi engendre toujours de la mobilit\u00e9 r\u00e9sidentielle\u00bb.&nbsp;<\/em>Et donc des besoins en logements.&nbsp;La passion l\u00e9gendaire des Fran\u00e7ais pour l&rsquo;immobilier est loin d&rsquo;\u00eatre termin\u00e9e<em>.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Hausse r\u00e9guli\u00e8re des prix, dispositifs d\u2019aides publiques plus restrictifs \u2026 les futurs acqu\u00e9reurs peuvent l\u00e9gitimement s\u2019interroger sur l\u2019opportunit\u00e9 d\u2019acheter en ce d\u00e9but d\u2019ann\u00e9e. Les indicateurs sont encore au vert confirment les professionnels de l\u2019immobilier qui s\u2019attendent n\u00e9anmoins \u00e0 une ann\u00e9e 2018 en de\u00e7\u00e0 des records enregistr\u00e9s en 2017 mais sur une bonne dynamique\u00a0gr\u00e2ce \u00e0 des taux d&rsquo;int\u00e9r\u00eat de cr\u00e9dit toujours attractifs.<\/p>\n","protected":false},"author":4,"featured_media":1697,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1696","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Faut-il acheter en 2018 ? - Ace Cr\u00e9dit<\/title>\n<meta name=\"description\" content=\"Hausse r\u00e9guli\u00e8re des prix, dispositifs d\u2019aides 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