{"id":1638,"date":"2017-11-29T18:54:52","date_gmt":"2017-11-29T17:54:52","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/taux-immobiliers-quelles-tendances-pour-2018_-n.html"},"modified":"2020-07-28T15:31:24","modified_gmt":"2020-07-28T13:31:24","slug":"taux-immobiliers-quelles-tendances-pour-2018_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/taux-immobiliers-quelles-tendances-pour-2018_-n.html","title":{"rendered":"Taux immobiliers : quelles tendances pour 2018 ?"},"content":{"rendered":"<p>Depuis six mois, les taux des pr\u00eats habitation restent sages apr\u00e8s un d\u00e9but d&rsquo;ann\u00e9e en hausse l\u00e9g\u00e8re. <strong>Stables<\/strong> et \u00e0 un niveau encore <strong>tr\u00e8s attractif<\/strong>, ils ont permis un allongement de la dur\u00e9e des cr\u00e9dits sans risque pour l&#8217;emprunteur et pour la banque pr\u00eateuse.<\/p>\n<h2>Des taux moins \u00e9l\u00e9v\u00e9s que pr\u00e9vu en 2017<\/h2>\n<p>De fait, ils ont ainsi <strong>compens\u00e9 plus ou moins<\/strong> fortement <strong>la hausse des prix de vente<\/strong>, ph\u00e9nom\u00e8ne qui s&rsquo;est acc\u00e9l\u00e9r\u00e9 dans les grandes m\u00e9tropoles surtout depuis cet \u00e9t\u00e9. Et qui, d&rsquo;apr\u00e8s les diff\u00e9rents acteurs du march\u00e9 de l&rsquo;immobilier en France, devrait se poursuivre.&nbsp;Pour Mathilde Lemoine, chef \u00e9conomiste du groupe Edmond de Rothschild, \u00ab&nbsp;<em>apr\u00e8s une hausse moyenne des prix des logements de 3&nbsp;% en 2017, ils pourraient encore cro\u00eetre de 3&nbsp;% en 2018<\/em>&nbsp;\u00bb. (source Les Echos).<\/p>\n<p>Compte tenu des longs d\u00e9lais l\u00e9gaux qui jalonnent les \u00e9tapes d&rsquo;un achat immobilier, les futurs acqu\u00e9reurs en recherche de leur r\u00e9sidence principale ne pourront pas b\u00e9n\u00e9ficier des taux actuels et doivent donc faire l&rsquo;exercice de se projeter d\u00e9but 2018 et anticiper sur les conditions de cr\u00e9dit auxquelles ils pourront alors pr\u00e9tendre. Alors, hausse, baisse ou statu quo&nbsp;?<\/p>\n<h2>Forte probabilit\u00e9 en faveur de la stabilit\u00e9 pour 2018<\/h2>\n<p>A ce jour, les d\u00e9clarations du Pr\u00e9sident de la Banque Centrale Europ\u00e9enne (BCE) confirment que&nbsp;<em>tout sera fait pour que les taux d&rsquo;int\u00e9r\u00eat restent le plus longtemps possible \u00e0 leurs niveaux actuels<\/em><em>.<\/em>&nbsp;Ce qui se traduirait par une&nbsp;<strong>hausse des taux tr\u00e8s limit\u00e9e, voire nulle<\/strong>. Les objectifs commerciaux \u00e9lev\u00e9s des banques plaident pour le maintien d&rsquo;une politique de taux bas, au moins \u00e0 court terme.<\/p>\n<p>La situation resterait donc largement<strong> favorable aux acqu\u00e9reurs<\/strong> d&rsquo;autant que les&nbsp;plans de financement <\/a>des acheteurs, maintiennent le march\u00e9 immobilier dans une dynamique positive.<br \/>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Depuis six mois, les taux des pr\u00eats habitation restent sages apr\u00e8s un d\u00e9but d\u2019ann\u00e9e en hausse l\u00e9g\u00e8re. Stables et \u00e0 un niveau encore tr\u00e8s attractif, ils ont permis un allongement de la dur\u00e9e des cr\u00e9dits sans risque pour l\u2019emprunteur et pour la banque pr\u00eateuse.<\/p>\n","protected":false},"author":4,"featured_media":1639,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1638","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Quels taux en 2018 ?<\/title>\n<meta name=\"description\" content=\"Stables depuis 6 mois et \u00e0 un niveau encore tr\u00e8s attractif, les taux 2017 ont permis un allongement de la dur\u00e9e des cr\u00e9dits sans risque pour l\u2019emprunteur. 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