{"id":1610,"date":"2017-11-08T14:45:34","date_gmt":"2017-11-08T13:45:34","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/le-dispositif-pinel-pourrait-etre-prolonge-jusqu-en-2021_-n.html"},"modified":"2020-07-28T15:31:25","modified_gmt":"2020-07-28T13:31:25","slug":"le-dispositif-pinel-pourrait-etre-prolonge-jusqu-en-2021_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/le-dispositif-pinel-pourrait-etre-prolonge-jusqu-en-2021_-n.html","title":{"rendered":"Le dispositif Pinel pourrait \u00eatre prolong\u00e9 jusqu\u2019en 2021"},"content":{"rendered":"

Bonne nouvelle, la loi de finances pour 2018 devrait pr\u00e9voir la prolongation du dispositif Pinel jusqu’au 31 d\u00e9cembre 2021 – il devait s’achever fin 2017 \u2013 mais il sera alors probablement recentr\u00e9, tout comme le PTZ<\/a>, sur les secteurs o\u00f9 il y a une p\u00e9nurie d’offre locative.<\/p>\n

Loger sa famille et payer moins d’imp\u00f4t<\/strong><\/h2>\n

Le dispositif Pinel<\/a> permet d’investir dans un logement neuf destin\u00e9 \u00e0 la location en tant que r\u00e9sidence principale et qui respecte des plafonds de loyer. En contrepartie, l’investisseur b\u00e9n\u00e9ficie d’une r\u00e9duction d’imp\u00f4t progressive<\/strong> en fonction de la dur\u00e9e de l’engagement locatif (6\/9\/12 ans). Pour une dur\u00e9e de location de 6 ans, la r\u00e9duction d’imp\u00f4t s’\u00e9l\u00e8ve \u00e0 12 % du montant de l’achat, jusqu’\u00e0 21% sur 12 ans dans la limite d’un double plafond de 300.000 euros et de 5500 euros\/m\u00b2.<\/p>\n

Outre une fiscalit\u00e9 int\u00e9ressante, l’avantage du dispositif actuel est de pouvoir louer ce logement \u00e0 un membre de sa famille<\/strong>, ascendant ou descendant. Il est donc tout \u00e0 fait possible de loger un enfant ou un parent avant de r\u00e9cup\u00e9rer le bien pour un usage personnel apr\u00e8s quelques ann\u00e9es.<\/p>\n

S\u00e9lectionner obligatoirement une commune dynamique<\/strong><\/h2>\n

Mais pour que l’investissement tienne ses promesses, il faut \u00eatre s\u00e9lectif sur le choix de la localisation et du logement.<\/p>\n

En premier lieu, il faut choisir une commune dynamique conjuguant une d\u00e9mographie en hausse, un faible taux de ch\u00f4mage et une am\u00e9lioration du cadre de vie (cr\u00e9ation d’une ligne de tramway, d’une gare TGV ou d’une rocade autorouti\u00e8re destin\u00e9e \u00e0 d\u00e9sengorger le centre-ville..). Certaines villes apparaissent de ce point de vue comme des \u00e9vidences : Bordeaux, Lille, Lyon, Rennes, Strasbourg, Paris sans oublier toutes les communes vis\u00e9es par le Grand Paris<\/u> telles que Aubervilliers, Bagneux, Le Bourget, Le Kremlin-Bic\u00eatre, Saclay, Saint-Denis ou encore Villejuif.<\/p>\n

Attention n\u00e9anmoins, dans une m\u00eame ville, tous les quartiers ne se valent pas : commerces, \u00e9coles, secteurs proches des transports et des grands axes autoroutiers sont des \u00e9l\u00e9ments \u00e0 privil\u00e9gier.<\/p>\n

M\u00eame d\u00e9marche pour choisir le logement. Mieux vaut privil\u00e9gier les programmes qui ont plus d’atouts que la moyenne : espaces verts, architecture originale, une terrasse au calme, un parking \u2026 autant d’\u00e9l\u00e9ments tr\u00e8s appr\u00e9ci\u00e9s des locataires ! Les petites surfaces type studio de 20 m\u00b2 sont par contre \u00e0 \u00e9viter pour garantir une bonne rentabilit\u00e9 car les plafonds des loyers correspondants sont souvent beaucoup trop bas.<\/p>\n

Pour \u00eatre certain d’\u00e9viter de surpayer le bien, l’id\u00e9al est de choisir in fine un programme vendu \u00e0 la fois \u00e0 des investisseurs et \u00e0 de futurs propri\u00e9taires occupants<\/u> et si possible proche de chez soi pour faciliter la gestion et l’entretien.
\n <\/p>\n","protected":false},"excerpt":{"rendered":"

Bonne nouvelle, la loi de finances pour 2018 devrait pr\u00e9voir la prolongation du dispositif Pinel jusqu\u2019au 31 d\u00e9cembre 2021 – il devait s\u2019achever fin 2017 \u2013 mais il sera alors probablement recentr\u00e9, tout comme le PTZ, sur les secteurs o\u00f9 il y a une p\u00e9nurie d\u2019offre locative.<\/p>\n","protected":false},"author":4,"featured_media":1611,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1610","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"\nProlongation possible du Pinel jusqu'en 2021, (re)d\u00e9couvrez ses avantages d\u00e8s maintenant<\/title>\n<meta name=\"description\" content=\"Bonne nouvelle, le dispositif Pinel pourrait \u00eatre prolong\u00e9 jusqu\u2019au 31 d\u00e9cembre 2021 mais avec un recentrage sur les secteurs 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