{"id":1506,"date":"2017-06-27T22:38:56","date_gmt":"2017-06-27T20:38:56","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/4-5-mois-pour-devenir-enfin-proprietaire_-n.html"},"modified":"2020-07-28T15:31:28","modified_gmt":"2020-07-28T13:31:28","slug":"4-5-mois-pour-devenir-enfin-proprietaire_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/4-5-mois-pour-devenir-enfin-proprietaire_-n.html","title":{"rendered":"4,5 mois pour devenir enfin propri\u00e9taire !"},"content":{"rendered":"<p>Pour la quatri\u00e8me ann\u00e9e cons\u00e9cutive, le Cr\u00e9dit Foncier a r\u00e9alis\u00e9 une \u00e9tude mesurant le parcours d&rsquo;acquisition de la r\u00e9sidence principale et les \u00e9carts entre \u201dle r\u00eave et la r\u00e9alit\u00e9\u201d aupr\u00e8s de 7 000 m\u00e9nages qui ont cherch\u00e9 au cours des douze derniers mois \u00e0 acqu\u00e9rir un logement.<\/p>\n<h2>Quatre mois et demi de recherche en moyenne<\/h2>\n<p>En moyenne, les personnes en recherche d&rsquo;une r\u00e9sidence principale attendent 4 mois et demi (4,4 mois) avant de signer un compromis, soit une dur\u00e9e quasiment identique \u00e0 celle enregistr\u00e9e au cours des deux derni\u00e8res ann\u00e9es (4,5 mois en 2016 et 4,4 mois en 2015). Cette dur\u00e9e \u00e9tait de 7 mois trois ans auparavant (en 2014).<\/p>\n<p>En raison probablement d&rsquo;une offre plus abondante, la dur\u00e9e de recherche est plus courte dans les grandes agglom\u00e9rations (+ de 100 000 habitants) soit 4,1 mois en moyenne. Lorsqu&rsquo;ils ont conclu l&rsquo;achat de leur r\u00e9sidence principale, les m\u00e9nages ont visit\u00e9 en moyenne pr\u00e8s de 6 biens (un chiffre \u00e9galement identique \u00e0 celui enregistr\u00e9 lors des enqu\u00eates de 2016 et 2015).<\/p>\n<p>Le nombre moyen de visites est plus important dans les grandes agglom\u00e9rations: il est de 6,5 biens pour les communes de plus de 50 000 habitants contre 5,3 biens visit\u00e9s pour les communes de moins de 5 000 habitants. La situation familiale ne semble pas influer sur le nombre moyen de visites effectu\u00e9es avant de choisir son bien.<\/p>\n<h2>Un acqu\u00e9reur sur cinq a d\u00e9pass\u00e9 son budget initial<\/h2>\n<p>Les acc\u00e9dants \u00e0 la propri\u00e9t\u00e9 ont d\u00e9pens\u00e9 176 000 euros pour acqu\u00e9rir leur r\u00e9sidence principale. En moyenne, le montant de la transaction est de 2 % sup\u00e9rieur \u00e0 celui souhait\u00e9 au d\u00e9part.&nbsp;Ce d\u00e9passement, en moyenne de&nbsp;13 % au regard de leur budget initial, soit un montant de 22 000 euros,&nbsp;est financ\u00e9 en rallongeant la dur\u00e9e de leur pr\u00eat (36%) ou en augmentant les mensualit\u00e9s<\/a> (36%), plut\u00f4t qu&rsquo;en puisant dans leur \u00e9pargne (32%).<\/p>\n<p>Dans un cas sur deux, la transaction s&rsquo;est faite apr\u00e8s avoir obtenu une baisse de prix&nbsp;! En effet, pr\u00e8s de 55 % des personnes ayant effectu\u00e9 une acquisition indiquent avoir n\u00e9goci\u00e9 une baisse de prix. Cette baisse \u00e9quivaut \u00e0 une diminution moyenne de 6 % (-7 % en 2015) du prix de vente initialement r\u00e9clam\u00e9 par le vendeur.<br \/>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pour la quatri\u00e8me ann\u00e9e cons\u00e9cutive, le Cr\u00e9dit Foncier a r\u00e9alis\u00e9 une \u00e9tude mesurant le parcours d\u2019acquisition de la r\u00e9sidence principale et les \u00e9carts entre \u201dle r\u00eave et la r\u00e9alit\u00e9\u201d aupr\u00e8s de 7 000 m\u00e9nages qui ont cherch\u00e9 au cours des douze derniers mois \u00e0 acqu\u00e9rir un logement.<\/p>\n","protected":false},"author":4,"featured_media":1507,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1506","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is 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