{"id":1370,"date":"2017-02-20T17:41:44","date_gmt":"2017-02-20T16:41:44","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html"},"modified":"2020-07-28T15:31:31","modified_gmt":"2020-07-28T13:31:31","slug":"logement-abordable-la-france-bonne-eleve-en-europe_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html","title":{"rendered":"Logement abordable, la France bonne \u00e9l\u00e8ve en Europe"},"content":{"rendered":"<p>Selon une base de donn\u00e9es sur le logement abordable rendue publique par l&rsquo;OCDE, la France est propri\u00e9taire, les Allemands locataires et rares sont les pays, France mis \u00e0 part, d\u00e9veloppant une r\u00e9elle politique de logements sociaux<br \/>\n&nbsp;<br \/>\nL&rsquo;Organisation de coop\u00e9ration et de d\u00e9veloppement \u00e9conomique (OCDE), qui regroupe l&rsquo;ensemble des 35 pays membres les plus riches, a men\u00e9 une \u00e9tude tr\u00e8s instructive sur le th\u00e8me du \u00ablogement abordable\u00bb, c&rsquo;est-\u00e0-dire accessible aux plus modestes et aux classes moyennes, selon Alice Pittini, \u00e9conomiste pour l&rsquo;OCDE. (http:\/\/www.oecd.org\/fr\/social\/base-de-donnees-logement-abordable.htm).<\/p>\n<p>O\u00f9 l&rsquo;on apprend que tout compte fait, au niveau europ\u00e9en, les Fran\u00e7ais propri\u00e9taires de leur r\u00e9sidence principale sont particuli\u00e8rement bien lotis et les Allemands, contre toute attente, un peu en retrait. Par contre, la part des d\u00e9penses consacr\u00e9e au logement tend \u00e0 augmenter, quel que soit le pays, c&rsquo;est une tendance lourde \u00e0 l&rsquo;\u00e9chelle de l&rsquo;OCDE&nbsp;: elle est pass\u00e9e de 20.3 % en 2000 \u00e0 22.9 % en 2013. Et elle atteint un niveau encore plus \u00e9lev\u00e9 en France&nbsp;: 26.7 % en 2013 contre 23.2 % en 2000.<br \/>\n&nbsp;<\/p>\n<h2>Pr\u00e8s de 2 Fran\u00e7ais sur 3 sont propri\u00e9taires de leur logement<\/h2>\n<p>En 2014, pr\u00e8s de 39% des Fran\u00e7ais sont d\u00e9finitivement propri\u00e9taires de leur logement pour lequel ils ont soit fini de rembourser leur mensualit\u00e9s<\/a> \u00e0 rembourser, les Fran\u00e7ais sont donc 62% \u00e0 poss\u00e9der une r\u00e9sidence.<\/p>\n<p>Gr\u00e2ce \u00e0 un syst\u00e8me d\u00e9velopp\u00e9 de logements sociaux (19% du nombre total de logements, 4<sup>\u00e8me<\/sup> score le plus \u00e9lev\u00e9 en Europe) et d&rsquo;allocations logements, la situation des locataires fran\u00e7ais \u00e0 bas revenus leur est nettement favorable. En effet, les aides aux logements repr\u00e9sentent 0,83% du PIB de l&rsquo;Hexagone, la deuxi\u00e8me proportion la plus \u00e9lev\u00e9e des pays de l&rsquo;OCDE (derri\u00e8re le Royaume Uni \u00e0 1,41% et loin devant les 0,59% allemand).<br \/>\n&nbsp;<\/p>\n<h2>Et chez nos voisins europ\u00e9ens&nbsp;?<\/h2>\n<p>L&rsquo;Allemagne ne compte qu&rsquo;une petite moiti\u00e9 de propri\u00e9taires (45%). Culturellement, les Allemands sont plus habitu\u00e9s vivre en location qu&rsquo;acheter. Ce qui s&rsquo;explique en partie historiquement par la dynamique politique de reconstruction entreprise outre Rhin apr\u00e8s-guerre qui a fluidifi\u00e9 l&rsquo;offre de logements locatifs avec pour cons\u00e9quence des loyers accessibles et m\u00eame parfois encadr\u00e9.<\/p>\n<p>Les pays d&rsquo;Europe du Sud sont eux par contre des fervents adeptes du patrimoine immobilier. En Italie, Espagne, Gr\u00e8ce, au Portugal, plus de 71% des habitants poss\u00e8dent leur habitation. Cette forte proportion est li\u00e9e \u00e0 une culture ancestrale de la propri\u00e9t\u00e9 dans les pays du Sud, et au fait que beaucoup deviennent propri\u00e9taires gr\u00e2ce \u00e0 un&nbsp;h\u00e9ritage.&nbsp;<br \/>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Selon une base de donn\u00e9es sur le logement abordable rendue publique par l\u2019OCDE, la France est propri\u00e9taire, les Allemands locataires et rares sont les pays, France mis \u00e0 part, d\u00e9veloppant une r\u00e9elle politique de logements sociaux<\/p>\n","protected":false},"author":4,"featured_media":1371,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1370","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>La France bien plac\u00e9e en Europe pour le logement abordable<\/title>\n<meta name=\"description\" content=\"Selon une \u00e9tude de l\u2019OCDE sur le logement abordable, la France est propri\u00e9taire, les Allemands locataires et peu de pays, France mis \u00e0 part, ont une politique de logements sociaux\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La France bien plac\u00e9e en Europe pour le logement abordable\" \/>\n<meta property=\"og:description\" content=\"Selon une \u00e9tude de l\u2019OCDE sur le logement abordable, la France est propri\u00e9taire, les Allemands locataires et peu de pays, France mis \u00e0 part, ont une politique de logements sociaux\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html\" \/>\n<meta property=\"og:site_name\" content=\"Ace Cr\u00e9dit\" \/>\n<meta property=\"article:published_time\" content=\"2017-02-20T16:41:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-07-28T13:31:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.acecredit.fr\/wp-content\/uploads\/flags-1615129-640.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"474\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Emma Martin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emma Martin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html\"},\"author\":{\"name\":\"Emma Martin\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/person\\\/b6b4a22057810ab8a95b053aca9ae632\"},\"headline\":\"Logement abordable, la France bonne \u00e9l\u00e8ve en Europe\",\"datePublished\":\"2017-02-20T16:41:44+00:00\",\"dateModified\":\"2020-07-28T13:31:31+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html\"},\"wordCount\":439,\"publisher\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/flags-1615129-640.jpg\",\"articleSection\":[\"Actualit\u00e9s\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html#primaryimage\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/flags-1615129-640.jpg\",\"contentUrl\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/flags-1615129-640.jpg\",\"width\":640,\"height\":474},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/fr\\\/actualites\\\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.acecredit.fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Logement abordable, la France bonne \u00e9l\u00e8ve en Europe\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#website\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/\",\"name\":\"Ace Cr\u00e9dit\",\"description\":\"Pr\u00eats immobilier\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.acecredit.fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#organization\",\"name\":\"Ace Cr\u00e9dit\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/logo-acecredit.svg\",\"contentUrl\":\"https:\\\/\\\/www.acecredit.fr\\\/wp-content\\\/uploads\\\/logo-acecredit.svg\",\"caption\":\"Ace Cr\u00e9dit\"},\"image\":{\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.acecredit.fr\\\/#\\\/schema\\\/person\\\/b6b4a22057810ab8a95b053aca9ae632\",\"name\":\"Emma Martin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g\",\"caption\":\"Emma Martin\"},\"description\":\"R\u00e9dactrice Web depuis plus de 15 ans, Emma a rejoint Ace Cr\u00e9dit en 2011. Elle s'est sp\u00e9cialis\u00e9e en immobilier, pr\u00eat immobilier, assurance emprunteur et rachat de cr\u00e9dits.\",\"sameAs\":[\"https:\\\/\\\/www.acecredit.fr\\\/\",\"R\u00e9dactrice Ace Cr\u00e9dit\"],\"url\":\"https:\\\/\\\/www.acecredit.fr\\\/author\\\/emma\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"La France bien plac\u00e9e en Europe pour le logement abordable","description":"Selon une \u00e9tude de l\u2019OCDE sur le logement abordable, la France est propri\u00e9taire, les Allemands locataires et peu de pays, France mis \u00e0 part, ont une politique de logements sociaux","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html","og_locale":"fr_FR","og_type":"article","og_title":"La France bien plac\u00e9e en Europe pour le logement abordable","og_description":"Selon une \u00e9tude de l\u2019OCDE sur le logement abordable, la France est propri\u00e9taire, les Allemands locataires et peu de pays, France mis \u00e0 part, ont une politique de logements sociaux","og_url":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html","og_site_name":"Ace Cr\u00e9dit","article_published_time":"2017-02-20T16:41:44+00:00","article_modified_time":"2020-07-28T13:31:31+00:00","og_image":[{"width":640,"height":474,"url":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/flags-1615129-640.jpg","type":"image\/jpeg"}],"author":"Emma Martin","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Emma Martin","Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html#article","isPartOf":{"@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html"},"author":{"name":"Emma Martin","@id":"https:\/\/www.acecredit.fr\/#\/schema\/person\/b6b4a22057810ab8a95b053aca9ae632"},"headline":"Logement abordable, la France bonne \u00e9l\u00e8ve en Europe","datePublished":"2017-02-20T16:41:44+00:00","dateModified":"2020-07-28T13:31:31+00:00","mainEntityOfPage":{"@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html"},"wordCount":439,"publisher":{"@id":"https:\/\/www.acecredit.fr\/#organization"},"image":{"@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html#primaryimage"},"thumbnailUrl":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/flags-1615129-640.jpg","articleSection":["Actualit\u00e9s"],"inLanguage":"fr-FR"},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html#primaryimage","url":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/flags-1615129-640.jpg","contentUrl":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/flags-1615129-640.jpg","width":640,"height":474},{"@type":"BreadcrumbList","@id":"https:\/\/www.acecredit.fr\/fr\/actualites\/logement-abordable-la-france-bonne-eleve-en-europe_-n.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.acecredit.fr\/"},{"@type":"ListItem","position":2,"name":"Logement abordable, la France bonne \u00e9l\u00e8ve en Europe"}]},{"@type":"WebSite","@id":"https:\/\/www.acecredit.fr\/#website","url":"https:\/\/www.acecredit.fr\/","name":"Ace Cr\u00e9dit","description":"Pr\u00eats immobilier","publisher":{"@id":"https:\/\/www.acecredit.fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.acecredit.fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.acecredit.fr\/#organization","name":"Ace Cr\u00e9dit","url":"https:\/\/www.acecredit.fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.acecredit.fr\/#\/schema\/logo\/image\/","url":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/logo-acecredit.svg","contentUrl":"https:\/\/www.acecredit.fr\/wp-content\/uploads\/logo-acecredit.svg","caption":"Ace Cr\u00e9dit"},"image":{"@id":"https:\/\/www.acecredit.fr\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.acecredit.fr\/#\/schema\/person\/b6b4a22057810ab8a95b053aca9ae632","name":"Emma Martin","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6cecc8ac7c988772ed521a1e263762dc525e822667da916b0134415dd2662eb9?s=96&d=mm&r=g","caption":"Emma Martin"},"description":"R\u00e9dactrice Web depuis plus de 15 ans, Emma a rejoint Ace Cr\u00e9dit en 2011. Elle s'est sp\u00e9cialis\u00e9e en immobilier, pr\u00eat immobilier, assurance emprunteur et rachat de cr\u00e9dits.","sameAs":["https:\/\/www.acecredit.fr\/","R\u00e9dactrice Ace Cr\u00e9dit"],"url":"https:\/\/www.acecredit.fr\/author\/emma"}]}},"_links":{"self":[{"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/posts\/1370","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/comments?post=1370"}],"version-history":[{"count":1,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/posts\/1370\/revisions"}],"predecessor-version":[{"id":3812,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/posts\/1370\/revisions\/3812"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/media\/1371"}],"wp:attachment":[{"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/media?parent=1370"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/categories?post=1370"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.acecredit.fr\/wp-json\/wp\/v2\/tags?post=1370"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}